milonmaze / privacy-terms-observatory-beta

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merchantservices.chase.com #51

Open milonmaze opened 3 years ago

milonmaze commented 3 years ago

Tracking updates of merchantservices.chase.com

milonmaze commented 3 years ago

7d41507db77a9ad24f018e5592fcf4c2ca249810: https://merchantservices.chase.com/online-privacy-policy @ 2021-02-28

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
new file mode 100644
index 0000000..9708ae3
--- /dev/null
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -0,0 +1,162 @@
+Skip to Main Content
+Open Side Menu
+Merchant Services’ Online Privacy Policy for the United States and Canada
+
+Last Updated: October 24, 2018
+
+Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service (our “online service”).
+
+As you review this Online Privacy Policy, here are a few general principles to keep in mind:
+
+If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our Merchant Services Privacy Statement.
+Chase Mobile, our social media sites or other pages on Chase.com may have additional terms from this policy about the privacy of your information. Please review the privacy policy for the specific online service you are using or page you are viewing.
+Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.
+
+Information We Collect
+
+Personal Information
+
+When you visit or use our online services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a postal code), user name and password. We may also collect payment card information, tax identification numbers, driver’s license numbers (or comparable information) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
+
+Usage and Other Information
+
+In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services. In addition, we may later associate the usage and other information we collect online with personal information about you.
+
+Chase Mobile
+
+For your convenience, Chase offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites (“Chase Mobile”). When you interact with us through Chase Mobile, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through Chase Mobile.
+
+Additional Sources of Information
+
+We may also collect information about you from additional online and offline sources including from co-branded partner sites or commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.
+
+Use of Information
+
+We use the information discussed above in a number of ways, such as:
+
+Processing applications and transactions;
+Verifying your identity (such as when you access your account information);
+Preventing fraud and enhancing the security of your account or our online services;
+Responding to your requests and communicating with you;
+Managing your preferences;
+Performing analytics concerning your use of our online services, including your responses to our emails and the pages and advertisements you view;
+Providing you tailored content and marketing messages;
+Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
+Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies; and
+For any other purposes that we may specifically disclose at the time you provide or we collect your information.
+
+We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual customers) for various business purposes, where permissible under applicable laws and regulations.
+
+Disclosure of Information
+
+We may share the information we collect from and about you with our affiliates and other third parties. For example, we may share your information with:
+
+Chase third-party service providers;
+Chase affiliated websites and businesses in an effort to bring you improved service across our family of products and services, when permissible under relevant laws and regulations;
+Other companies to bring you co-branded services, products or programs;
+Third parties or affiliates in connection with a corporate transaction, such as a sale, consolidation or merger of Chase businesses; and
+Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties.
+
+We may share anonymous or aggregated information with third parties to help deliver products, services, and content that are better tailored to the users of our online services and for other purposes.
+
+Understanding Cookies, Web Beacons and Other Tracking Technologies
+
+We, or our service providers, and other companies we work with may deploy and use cookies, web beacons, local shared objects and other tracking technologies for various purposes, such as fraud prevention and monitoring our advertising and marketing campaign performance. Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services.
+
+"Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track your areas of interest. Cookies may also enable us or our service providers and other companies we work with to relate your use of our online services over time to customize your experience. Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services.
+Clear GIFs, pixel tags or web beacons—which are typically one-pixel, transparent images located on a webpage or in an email or other message—or similar technologies may be used on our sites and in some of our digital communications (such as email or other marketing messages). They may also be used when you are served advertisements or you otherwise interact with advertisements outside of our online services. These are principally used to help recognize users, assess traffic patterns and measure site or campaign engagement.
+Local Shared Objects, sometimes referred to as “flash cookies” may be stored on your hard drive using a media player or other software installed on your device. Local Shared Objects are similar to cookies in terms of their operation, but may not be managed in your browser in the same way.
+
+Linking to Third-Party Websites
+
+Chase Merchant Services may provide links to websites that are owned or operated by other companies ("third-party websites"). When you use a link online to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use and security practices of the linked third-party website before providing any information on that website.
+
+Security
+
+We use reasonable physical, electronic, and procedural safeguards that comply with industry standards to protect and limit access to personal information. This includes device safeguards and secured files and buildings. Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your tax identification number) to us.
+
+Changes to this Online Privacy Policy
+
+We may change this Online Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date. Any changes to this Online Privacy Policy will become effective when posted unless indicated otherwise.
+
+Canadian Users
+
+The file containing your personal information is maintained on our servers or those of our service providers and will be accessible authorized employees, representatives and agents. You may request access to or correction of the personal information in our custody or control, or ask any questions about our personal information handling practices (including our use of service providers outside of Canada) by writing to our Chief Privacy Officer at:
+
+100 Consilium Place, Suite 1700
+Toronto (Ontario)
+M1H 3E3
+
+Follow us: 
+: opens Facebook in new window
+ 
+: opens Instagram in new window
+ 
+: opens Twitter in new window
+ 
+: opens YouTube in new window
+ 
+: opens LinkedIn in new window
+ 
+: opens Pinterest in new window
+
+Chase provides the following business banking products for your needs
+
+Line of Credit
+
+Compare between Business and Commercial line of credit options for your business' working capital needs. Help manage cash flow fluctuations, expand into new markets, or finance accounts receivable.
+
+Business Credit Cards
+
+Find and apply for the Ink business credit card best suited for your business. Compare the benefits of the Ink business credit cards.
+
+Merchant Services
+
+Chase Merchant Services provides you with a more secure and convenient ways to do business. Our payments solutions give your customers the flexibility to make purchases however they choose with added security to protect their accounts.
+
+Business Debit Cards
+
+More convenient than cash and checks to make purchases — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit cards. Save time every month with recurring payments.
+
+Commercial Banking
+
+Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management - designed to help you achieve your business goals.
+
+Business Services
+
+We're here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.
+
+Business Checking
+
+Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions chart to select exactly which checking account is right for you.
+
+Not in the US?
+English
+- United States: open in new window
+English
+-Canada: open in new window
+French
+-Canada: open in new window
+English
+-Europe: open in new window
+Additional Business Banking Solutions
+ All Chase Bank Solutions
+ Online Banking Demo
+
+1. JPMorgan Chase & Co./2016 Annual Report
+
+The Testimonials on this page or provided via linked videos are the sole opinions, findings or experiences of our customer and not those of JPMorgan Chase Bank, N.A. or any of its affiliates. These opinions, findings, or experiences may not be representative of what all customers may achieve. JP Morgan Chase Bank, N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the testimonial information provided.
+
+“Chase,” “JPMorgan,” “JPMorgan Chase,” “Chase for Business,” “The Morning Bell,” “The Morning Bell for Small Business,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.
+
+JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
+
+
+Privacy
+ Security
+ Terms of Use
+ Accessibility
+ Site Map
+ AdChoices
+ Member FDIC Equal Housing Lender
+© 2021 JPMorgan Chase & Co.
\ No newline at end of file
milonmaze commented 3 years ago

5cba54c42543224dec6cd6b3152832a9a509f148: https://merchantservices.chase.com/online-privacy-policy @ 2021-03-22

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 9708ae3..505c2e0 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -131,14 +131,6 @@ Business Checking
 Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions chart to select exactly which checking account is right for you.

 Not in the US?
-English
-- United States: open in new window
-English
--Canada: open in new window
-French
--Canada: open in new window
-English
--Europe: open in new window
 Additional Business Banking Solutions
  All Chase Bank Solutions
  Online Banking Demo
milonmaze commented 3 years ago

9e91d52931ad24ca3a58296cc7c0225196d4854d: https://merchantservices.chase.com/online-privacy-policy @ 2021-07-21

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 505c2e0..9708ae3 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -131,6 +131,14 @@ Business Checking
 Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions chart to select exactly which checking account is right for you.

 Not in the US?
+English
+- United States: open in new window
+English
+-Canada: open in new window
+French
+-Canada: open in new window
+English
+-Europe: open in new window
 Additional Business Banking Solutions
  All Chase Bank Solutions
  Online Banking Demo
milonmaze commented 3 years ago

e3da748418ca2e2c327bf0f92cdd3b30c9092537: https://merchantservices.chase.com/online-privacy-policy @ 2021-08-28

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 9708ae3..59be30f 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -1,5 +1,3 @@
-Skip to Main Content
-Open Side Menu
 Merchant Services’ Online Privacy Policy for the United States and Canada

 Last Updated: October 24, 2018
@@ -85,78 +83,4 @@ The file containing your personal information is maintained on our servers or th

 100 Consilium Place, Suite 1700
 Toronto (Ontario)
-M1H 3E3
-
-Follow us: 
-: opens Facebook in new window
- 
-: opens Instagram in new window
- 
-: opens Twitter in new window
- 
-: opens YouTube in new window
- 
-: opens LinkedIn in new window
- 
-: opens Pinterest in new window
-
-Chase provides the following business banking products for your needs
-
-Line of Credit
-
-Compare between Business and Commercial line of credit options for your business' working capital needs. Help manage cash flow fluctuations, expand into new markets, or finance accounts receivable.
-
-Business Credit Cards
-
-Find and apply for the Ink business credit card best suited for your business. Compare the benefits of the Ink business credit cards.
-
-Merchant Services
-
-Chase Merchant Services provides you with a more secure and convenient ways to do business. Our payments solutions give your customers the flexibility to make purchases however they choose with added security to protect their accounts.
-
-Business Debit Cards
-
-More convenient than cash and checks to make purchases — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit cards. Save time every month with recurring payments.
-
-Commercial Banking
-
-Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management - designed to help you achieve your business goals.
-
-Business Services
-
-We're here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.
-
-Business Checking
-
-Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions chart to select exactly which checking account is right for you.
-
-Not in the US?
-English
-- United States: open in new window
-English
--Canada: open in new window
-French
--Canada: open in new window
-English
--Europe: open in new window
-Additional Business Banking Solutions
- All Chase Bank Solutions
- Online Banking Demo
-
-1. JPMorgan Chase & Co./2016 Annual Report
-
-The Testimonials on this page or provided via linked videos are the sole opinions, findings or experiences of our customer and not those of JPMorgan Chase Bank, N.A. or any of its affiliates. These opinions, findings, or experiences may not be representative of what all customers may achieve. JP Morgan Chase Bank, N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the testimonial information provided.
-
-“Chase,” “JPMorgan,” “JPMorgan Chase,” “Chase for Business,” “The Morning Bell,” “The Morning Bell for Small Business,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.
-
-JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
-
-
-Privacy
- Security
- Terms of Use
- Accessibility
- Site Map
- AdChoices
- Member FDIC Equal Housing Lender
-© 2021 JPMorgan Chase & Co.
\ No newline at end of file
+M1H 3E3
\ No newline at end of file
milonmaze commented 2 years ago

840d85c1a3984a1cddd6c28ef90b691c69fb9ff4: https://merchantservices.chase.com/online-privacy-policy @ 2022-05-25

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 59be30f6..0e4b0f4b 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -81,6 +81,6 @@ Canadian Users

 The file containing your personal information is maintained on our servers or those of our service providers and will be accessible authorized employees, representatives and agents. You may request access to or correction of the personal information in our custody or control, or ask any questions about our personal information handling practices (including our use of service providers outside of Canada) by writing to our Chief Privacy Officer at:

-100 Consilium Place, Suite 1700
+255 Consumers Road, Suite 300
 Toronto (Ontario)
-M1H 3E3
\ No newline at end of file
+M2J 1R4
\ No newline at end of file
milonmaze commented 1 year ago

89bc52ee0d3ec6428d6ff28bcd1248529cbdea89: https://merchantservices.chase.com/online-privacy-policy @ 2023-01-30

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 0e4b0f4..a93bedd 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -1,86 +1,5 @@
-Merchant Services’ Online Privacy Policy for the United States and Canada
+PAGE NOT FOUND

-Last Updated: October 24, 2018
+We are sorry. The information you are looking for is no longer available.

-Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service (our “online service”).
-
-As you review this Online Privacy Policy, here are a few general principles to keep in mind:
-
-If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our Merchant Services Privacy Statement.
-Chase Mobile, our social media sites or other pages on Chase.com may have additional terms from this policy about the privacy of your information. Please review the privacy policy for the specific online service you are using or page you are viewing.
-Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.
-
-Information We Collect
-
-Personal Information
-
-When you visit or use our online services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a postal code), user name and password. We may also collect payment card information, tax identification numbers, driver’s license numbers (or comparable information) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
-
-Usage and Other Information
-
-In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services. In addition, we may later associate the usage and other information we collect online with personal information about you.
-
-Chase Mobile
-
-For your convenience, Chase offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites (“Chase Mobile”). When you interact with us through Chase Mobile, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through Chase Mobile.
-
-Additional Sources of Information
-
-We may also collect information about you from additional online and offline sources including from co-branded partner sites or commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.
-
-Use of Information
-
-We use the information discussed above in a number of ways, such as:
-
-Processing applications and transactions;
-Verifying your identity (such as when you access your account information);
-Preventing fraud and enhancing the security of your account or our online services;
-Responding to your requests and communicating with you;
-Managing your preferences;
-Performing analytics concerning your use of our online services, including your responses to our emails and the pages and advertisements you view;
-Providing you tailored content and marketing messages;
-Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
-Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies; and
-For any other purposes that we may specifically disclose at the time you provide or we collect your information.
-
-We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual customers) for various business purposes, where permissible under applicable laws and regulations.
-
-Disclosure of Information
-
-We may share the information we collect from and about you with our affiliates and other third parties. For example, we may share your information with:
-
-Chase third-party service providers;
-Chase affiliated websites and businesses in an effort to bring you improved service across our family of products and services, when permissible under relevant laws and regulations;
-Other companies to bring you co-branded services, products or programs;
-Third parties or affiliates in connection with a corporate transaction, such as a sale, consolidation or merger of Chase businesses; and
-Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties.
-
-We may share anonymous or aggregated information with third parties to help deliver products, services, and content that are better tailored to the users of our online services and for other purposes.
-
-Understanding Cookies, Web Beacons and Other Tracking Technologies
-
-We, or our service providers, and other companies we work with may deploy and use cookies, web beacons, local shared objects and other tracking technologies for various purposes, such as fraud prevention and monitoring our advertising and marketing campaign performance. Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services.
-
-"Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track your areas of interest. Cookies may also enable us or our service providers and other companies we work with to relate your use of our online services over time to customize your experience. Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services.
-Clear GIFs, pixel tags or web beacons—which are typically one-pixel, transparent images located on a webpage or in an email or other message—or similar technologies may be used on our sites and in some of our digital communications (such as email or other marketing messages). They may also be used when you are served advertisements or you otherwise interact with advertisements outside of our online services. These are principally used to help recognize users, assess traffic patterns and measure site or campaign engagement.
-Local Shared Objects, sometimes referred to as “flash cookies” may be stored on your hard drive using a media player or other software installed on your device. Local Shared Objects are similar to cookies in terms of their operation, but may not be managed in your browser in the same way.
-
-Linking to Third-Party Websites
-
-Chase Merchant Services may provide links to websites that are owned or operated by other companies ("third-party websites"). When you use a link online to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use and security practices of the linked third-party website before providing any information on that website.
-
-Security
-
-We use reasonable physical, electronic, and procedural safeguards that comply with industry standards to protect and limit access to personal information. This includes device safeguards and secured files and buildings. Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your tax identification number) to us.
-
-Changes to this Online Privacy Policy
-
-We may change this Online Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date. Any changes to this Online Privacy Policy will become effective when posted unless indicated otherwise.
-
-Canadian Users
-
-The file containing your personal information is maintained on our servers or those of our service providers and will be accessible authorized employees, representatives and agents. You may request access to or correction of the personal information in our custody or control, or ask any questions about our personal information handling practices (including our use of service providers outside of Canada) by writing to our Chief Privacy Officer at:
-
-255 Consumers Road, Suite 300
-Toronto (Ontario)
-M2J 1R4
\ No newline at end of file
+Try searching or visit our homepage.
milonmaze commented 1 year ago

3a6c7d70079972307ecf4dbb1723be9e20bd9282: https://merchantservices.chase.com/online-privacy-policy @ 2023-02-01

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index a93bedd..0e4b0f4 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -1,5 +1,86 @@
-PAGE NOT FOUND
+Merchant Services’ Online Privacy Policy for the United States and Canada

-We are sorry. The information you are looking for is no longer available.
+Last Updated: October 24, 2018

-Try searching or visit our homepage.
+Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service (our “online service”).
+
+As you review this Online Privacy Policy, here are a few general principles to keep in mind:
+
+If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our Merchant Services Privacy Statement.
+Chase Mobile, our social media sites or other pages on Chase.com may have additional terms from this policy about the privacy of your information. Please review the privacy policy for the specific online service you are using or page you are viewing.
+Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.
+
+Information We Collect
+
+Personal Information
+
+When you visit or use our online services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a postal code), user name and password. We may also collect payment card information, tax identification numbers, driver’s license numbers (or comparable information) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
+
+Usage and Other Information
+
+In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services. In addition, we may later associate the usage and other information we collect online with personal information about you.
+
+Chase Mobile
+
+For your convenience, Chase offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites (“Chase Mobile”). When you interact with us through Chase Mobile, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through Chase Mobile.
+
+Additional Sources of Information
+
+We may also collect information about you from additional online and offline sources including from co-branded partner sites or commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.
+
+Use of Information
+
+We use the information discussed above in a number of ways, such as:
+
+Processing applications and transactions;
+Verifying your identity (such as when you access your account information);
+Preventing fraud and enhancing the security of your account or our online services;
+Responding to your requests and communicating with you;
+Managing your preferences;
+Performing analytics concerning your use of our online services, including your responses to our emails and the pages and advertisements you view;
+Providing you tailored content and marketing messages;
+Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
+Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies; and
+For any other purposes that we may specifically disclose at the time you provide or we collect your information.
+
+We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual customers) for various business purposes, where permissible under applicable laws and regulations.
+
+Disclosure of Information
+
+We may share the information we collect from and about you with our affiliates and other third parties. For example, we may share your information with:
+
+Chase third-party service providers;
+Chase affiliated websites and businesses in an effort to bring you improved service across our family of products and services, when permissible under relevant laws and regulations;
+Other companies to bring you co-branded services, products or programs;
+Third parties or affiliates in connection with a corporate transaction, such as a sale, consolidation or merger of Chase businesses; and
+Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties.
+
+We may share anonymous or aggregated information with third parties to help deliver products, services, and content that are better tailored to the users of our online services and for other purposes.
+
+Understanding Cookies, Web Beacons and Other Tracking Technologies
+
+We, or our service providers, and other companies we work with may deploy and use cookies, web beacons, local shared objects and other tracking technologies for various purposes, such as fraud prevention and monitoring our advertising and marketing campaign performance. Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services.
+
+"Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track your areas of interest. Cookies may also enable us or our service providers and other companies we work with to relate your use of our online services over time to customize your experience. Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services.
+Clear GIFs, pixel tags or web beacons—which are typically one-pixel, transparent images located on a webpage or in an email or other message—or similar technologies may be used on our sites and in some of our digital communications (such as email or other marketing messages). They may also be used when you are served advertisements or you otherwise interact with advertisements outside of our online services. These are principally used to help recognize users, assess traffic patterns and measure site or campaign engagement.
+Local Shared Objects, sometimes referred to as “flash cookies” may be stored on your hard drive using a media player or other software installed on your device. Local Shared Objects are similar to cookies in terms of their operation, but may not be managed in your browser in the same way.
+
+Linking to Third-Party Websites
+
+Chase Merchant Services may provide links to websites that are owned or operated by other companies ("third-party websites"). When you use a link online to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use and security practices of the linked third-party website before providing any information on that website.
+
+Security
+
+We use reasonable physical, electronic, and procedural safeguards that comply with industry standards to protect and limit access to personal information. This includes device safeguards and secured files and buildings. Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your tax identification number) to us.
+
+Changes to this Online Privacy Policy
+
+We may change this Online Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date. Any changes to this Online Privacy Policy will become effective when posted unless indicated otherwise.
+
+Canadian Users
+
+The file containing your personal information is maintained on our servers or those of our service providers and will be accessible authorized employees, representatives and agents. You may request access to or correction of the personal information in our custody or control, or ask any questions about our personal information handling practices (including our use of service providers outside of Canada) by writing to our Chief Privacy Officer at:
+
+255 Consumers Road, Suite 300
+Toronto (Ontario)
+M2J 1R4
\ No newline at end of file
milonmaze commented 1 year ago

47558073ac976b99e33321dde474b61e0e779c68: https://merchantservices.chase.com/online-privacy-policy @ 2023-03-29

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 0e4b0f4b..099f5db5 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -1,32 +1,47 @@
-Merchant Services’ Online Privacy Policy for the United States and Canada
+Skip to main content
+Online Privacy Policy
+Overview
+Privacy
+selected
+Security
+Have questions?
+LAST UPDATED: JANUARY 2023
+Online Privacy Policy

-Last Updated: October 24, 2018
+Printer Friendly version (PDF)

-Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service (our “online service”).
+Download French version (PDF)

-As you review this Online Privacy Policy, here are a few general principles to keep in mind:
+Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use, and protect information when you visit or use this online service and any other online services offered by the U.S. and Canada banking and non-banking affiliates and subsidiaries of Chase that link to or reference this policy (collectively, our “online services”). This policy covers Chase’s many online services, including the Chase websites, Chase Mobile, and Chase-branded social media sites or pages, as well as any interactions you may have while viewing content provided through one of Chase’s digital advertising campaigns.

-If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our Merchant Services Privacy Statement.
-Chase Mobile, our social media sites or other pages on Chase.com may have additional terms from this policy about the privacy of your information. Please review the privacy policy for the specific online service you are using or page you are viewing.
-Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.
+As you review this Online Privacy Policy, here are a few general principles to keep in mind:

-Information We Collect
+Our online services linking to this notice are intended for a U.S. and Canadian audience. If you visit or use one of these online services, your information may be transferred or processed in the United States. For non-U.S. and non-Canadian online services, please review the privacy policy applicable to that service to understand how your information will be treated and safeguarded.
+With the exception of the Chase First Banking℠ program, our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent. For details about our handling of children’s personal information in connection with Chase First Banking, please review our Children’s Privacy Policy.
+If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our U.S. Consumer Privacy Notice, which offers you certain choices with respect to the use and sharing of your personal information.
+If you are a California resident, you may have rights under the California Consumer Privacy Act. Learn more about your CCPA rights
+about your CCPA rights
+Businesses in Canada can find additional information in the J.P. Morgan Canada Privacy Notice
+Merchants in the U.S. and Canada can find additional information in the Merchant Services' Privacy Statement
+Chase Mobile and our social media sites or pages may have additional terms from this policy about the privacy of your information. Please review the privacy policy for the specific online service you are using.
+If you have questions after reviewing this policy, please visit Frequently Asked Questions.
+Information we collect

 Personal Information

-When you visit or use our online services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a postal code), user name and password. We may also collect payment card information, tax identification numbers, driver’s license numbers (or comparable information) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
+When you visit or use our online services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a zip code to help you find a nearby ATM), user name and password. We may also collect payment card information, social security numbers, driver’s license numbers (or comparable) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.

 Usage and Other Information

-In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services. In addition, we may later associate the usage and other information we collect online with personal information about you.
+In addition to the personal information described above, we may collect certain information about your use of our online services.  For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services.  In addition, we may later associate the usage and other information we collect online with personal information about you.

 Chase Mobile

-For your convenience, Chase offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites (“Chase Mobile”). When you interact with us through Chase Mobile, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through Chase Mobile.
+For your convenience, Chase offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites (“Chase Mobile”).  When you interact with us through Chase Mobile, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device.  We may ask your permission before collecting certain information (such as precise geo-location information) through Chase Mobile.

 Additional Sources of Information

-We may also collect information about you from additional online and offline sources including from co-branded partner sites or commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.
+We may also collect information about you from additional online and offline sources including from co-branded partner sites or commercially available third-party sources, such as credit reporting agencies.  We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.

 Use of Information

@@ -38,49 +53,66 @@ Preventing fraud and enhancing the security of your account or our online servic
 Responding to your requests and communicating with you;
 Managing your preferences;
 Performing analytics concerning your use of our online services, including your responses to our emails and the pages and advertisements you view;
-Providing you tailored content and marketing messages;
-Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
+Providing you tailored content and marketing messages; Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
 Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies; and
 For any other purposes that we may specifically disclose at the time you provide or we collect your information.

 We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual customers) for various business purposes, where permissible under applicable laws and regulations.

+
 Disclosure of Information

-We may share the information we collect from and about you with our affiliates and other third parties. For example, we may share your information with:
+We may share the information we collect from and about you with our affiliates and other third parties.  For example, we may share your information with:

 Chase third-party service providers;
 Chase affiliated websites and businesses in an effort to bring you improved service across our family of products and services, when permissible under relevant laws and regulations;
-Other companies to bring you co-branded services, products or programs;
+Other companies to bring you co-branded services, products or programs;   
 Third parties or affiliates in connection with a corporate transaction, such as a sale, consolidation or merger of Chase businesses; and
 Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties.

+Where appropriate, we will limit sharing of your information in accordance with the choices you have provided us in response to our U.S. Consumer Privacy Notice.
+
 We may share anonymous or aggregated information with third parties to help deliver products, services, and content that are better tailored to the users of our online services and for other purposes.

 Understanding Cookies, Web Beacons and Other Tracking Technologies

+
 We, or our service providers, and other companies we work with may deploy and use cookies, web beacons, local shared objects and other tracking technologies for various purposes, such as fraud prevention and monitoring our advertising and marketing campaign performance. Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services.

-"Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track your areas of interest. Cookies may also enable us or our service providers and other companies we work with to relate your use of our online services over time to customize your experience. Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services.
+“Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track your areas of interest.  Cookies may also enable us or our service providers and other companies we work with to relate your use of our online services over time to customize your experience.  Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services.
 Clear GIFs, pixel tags or web beacons—which are typically one-pixel, transparent images located on a webpage or in an email or other message—or similar technologies may be used on our sites and in some of our digital communications (such as email or other marketing messages). They may also be used when you are served advertisements or you otherwise interact with advertisements outside of our online services. These are principally used to help recognize users, assess traffic patterns and measure site or campaign engagement.
 Local Shared Objects, sometimes referred to as “flash cookies” may be stored on your hard drive using a media player or other software installed on your device. Local Shared Objects are similar to cookies in terms of their operation, but may not be managed in your browser in the same way.
+Online advertising
+
+You will see advertisements when you use many of our online services. These advertisements may be for our own products or services (including pre-screened offers of credit) or for products and services offered by third parties. Which advertisements you see is often determined using the information we or our affiliates, service providers and other companies that we work with have about you, including information about your relationships with us (e.g., types of accounts held, transactional information, location of banking activity). To that end, where permitted by applicable law, we may share with others the information we collect from and about you.
+
+Online behavioral advertising (also known as “OBA” or “interest-based advertising”) refers to the practice of collecting information from a computer or device regarding a visitor’s web-browsing activities across non-affiliated websites over time in order to deliver advertisements that may be of interest to that visitor based on their browsing history. Through OBA, we hope to deliver advertisements that are most likely to be of interest to you using information about your other web-browsing activities (e.g., the web pages you visit, search terms you enter, and the way you move through our online services on your computer or device) or your personal profile (e.g., demographic or location information). Certain companies we work with may set cookies and use related tracking technologies, such as the clear GIFs discussed above, throughout our online services or in our communications to support these OBA efforts. If you do not want your information collected and used by the companies we work with for OBA purposes, you can opt out of this form of OBA by following the instructions in the next section.
+
+Opting Out of "Online Behavioral Advertising" (OBA)
+
+There are two (2) ways that you can opt out of OBA from certain Chase ads on third- party websites. One way is through the cross-industry Self-Regulatory Program for Online Behavioral Advertising
+(Opens Overlay)
+ managed by the Digital Advertising Alliance (DAA). To opt out of OBA, please click on the following link and follow the instructions: http://youradchoices.com
+(Opens Overlay)
+. Another way to opt out of OBA is by clicking on the Advertising Options Icon featured on certain Chase ads on third-party websites. When clicked it (i) describes the collection and uses of data gathered at the relevant third-party website and (ii) provides a way for you to opt out of data collection and use by the third parties listed for the purposes of OBA.  If you choose to opt out, our service provider will communicate your opt out election to the relevant third-party advertising partners and a cookie will be placed on your browser indicating your decision to opt out.
+
+Bear in mind that because cookies are stored by your browser, if you use different browsers on your computer, or multiple computers and devices that have browsers and you do not wish to have cookies collect information for OBA purposes, you will need to opt out of OBA from each browser on each of the computers and devices that you use.  Please note that even if you opt out of OBA, you may still receive advertisements from us; they just won’t be customized based on your web-browsing activities on third-party websites.
+

 Linking to Third-Party Websites

-Chase Merchant Services may provide links to websites that are owned or operated by other companies ("third-party websites"). When you use a link online to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use and security practices of the linked third-party website before providing any information on that website.
+Chase may provide links to websites that are owned or operated by other companies ("third-party websites").  When you use a link online to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use and security practices of the linked third-party website before providing any information on that website.

 Security

-We use reasonable physical, electronic, and procedural safeguards that comply with industry standards to protect and limit access to personal information. This includes device safeguards and secured files and buildings. Please note that information you send to us electronically may not be secure when it is transmitted to us. We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your tax identification number) to us.
+We use reasonable physical, electronic, and procedural safeguards that comply with federal standards to protect and limit access to personal information.  This includes device safeguards and secured files and buildings Visit our Security Center for additional information about how we protect your Personal Information.

-Changes to this Online Privacy Policy
+Please note that information you send to us electronically may not be secure when it is transmitted to us.  We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your Social Security number) to us.

-We may change this Online Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date. Any changes to this Online Privacy Policy will become effective when posted unless indicated otherwise.
+Updating Your Information

-Canadian Users
+Keeping your account information up-to-date is very important.  You may review, or update certain account information by logging in and accessing the “Customer Center” section.  If you cannot change the incorrect information online, or you prefer to request changes offline, please use the Contact Us option on our site, or call or write to us using the contact information listed on your account statements, records, or other account materials.  You can also speak to one of our branch representatives, your financial advisor, or your designated account representative.

-The file containing your personal information is maintained on our servers or those of our service providers and will be accessible authorized employees, representatives and agents. You may request access to or correction of the personal information in our custody or control, or ask any questions about our personal information handling practices (including our use of service providers outside of Canada) by writing to our Chief Privacy Officer at:
+Changes to this Online Privacy Policy

-255 Consumers Road, Suite 300
-Toronto (Ontario)
-M2J 1R4
\ No newline at end of file
+We may change this Online Privacy Policy from time to time.  When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date.  Any changes to this Online Privacy Policy will become effective when posted unless indicated otherwise.
\ No newline at end of file
milonmaze commented 1 year ago

d6598714517e531834f61f7cb4839b9bcde14ade: https://merchantservices.chase.com/online-privacy-policy @ 2023-10-18

difference captured:

diff --git a/merchantservices.chase.com/online-privacy-policy.md b/merchantservices.chase.com/online-privacy-policy.md
index 099f5db5..0a3d757e 100644
--- a/merchantservices.chase.com/online-privacy-policy.md
+++ b/merchantservices.chase.com/online-privacy-policy.md
@@ -5,7 +5,7 @@ Privacy
 selected
 Security
 Have questions?
-LAST UPDATED: JANUARY 2023
+LAST UPDATED: SEPTEMBER 2023
 Online Privacy Policy

 Printer Friendly version (PDF)
@@ -18,7 +18,7 @@ As you review this Online Privacy Policy, here are a few general principles to k

 Our online services linking to this notice are intended for a U.S. and Canadian audience. If you visit or use one of these online services, your information may be transferred or processed in the United States. For non-U.S. and non-Canadian online services, please review the privacy policy applicable to that service to understand how your information will be treated and safeguarded.
 With the exception of the Chase First Banking℠ program, our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent. For details about our handling of children’s personal information in connection with Chase First Banking, please review our Children’s Privacy Policy.
-If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our U.S. Consumer Privacy Notice, which offers you certain choices with respect to the use and sharing of your personal information.
+If you are a U.S. consumer and have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our U.S. Consumer Privacy Notice, which offers you certain choices with respect to the use and sharing of your personal information.
 If you are a California resident, you may have rights under the California Consumer Privacy Act. Learn more about your CCPA rights
 about your CCPA rights
 Businesses in Canada can find additional information in the J.P. Morgan Canada Privacy Notice
@@ -29,7 +29,7 @@ Information we collect

 Personal Information

-When you visit or use our online services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a zip code to help you find a nearby ATM), user name and password. We may also collect payment card information, social security numbers, driver’s license numbers (or comparable) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
+When you visit or use our online services, we may collect personal information from or about you including your name, email address, mailing address, telephone number(s), account numbers, limited location information, user name and password. We may also collect payment card information, tax identification numbers, driver’s license numbers (or comparable) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.

 Usage and Other Information

@@ -45,7 +45,7 @@ We may also collect information about you from additional online and offline sou

 Use of Information

-We use the information discussed above in a number of ways, such as:
+We use the information discussed above in the following ways:

 Processing applications and transactions;
 Verifying your identity (such as when you access your account information);
@@ -53,7 +53,7 @@ Preventing fraud and enhancing the security of your account or our online servic
 Responding to your requests and communicating with you;
 Managing your preferences;
 Performing analytics concerning your use of our online services, including your responses to our emails and the pages and advertisements you view;
-Providing you tailored content and marketing messages; Operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
+Providing you tailored content and marketing messages; operating, evaluating and improving our business (including developing new products and services; improving existing products and services; performing data analytics; and performing accounting, auditing and other internal functions);
 Complying with and enforcing applicable legal requirements, relevant industry standards, contractual obligations and our policies; and
 For any other purposes that we may specifically disclose at the time you provide or we collect your information.

@@ -62,29 +62,29 @@ We may also use data that we collect on an aggregate or anonymous basis (such th

 Disclosure of Information

-We may share the information we collect from and about you with our affiliates and other third parties.  For example, we may share your information with:
+We may share the information we collect from and about you with our affiliates and other third parties as described below.  In particular, we may share your information with:

 Chase third-party service providers;
 Chase affiliated websites and businesses in an effort to bring you improved service across our family of products and services, when permissible under relevant laws and regulations;
-Other companies to bring you co-branded services, products or programs;   
+Other companies to bring you co-branded services, products or programs that you have requested;   
 Third parties or affiliates in connection with a corporate transaction, such as a sale, consolidation or merger of Chase businesses; and
 Other third parties to comply with legal requirements such as the demands of applicable subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties.

-Where appropriate, we will limit sharing of your information in accordance with the choices you have provided us in response to our U.S. Consumer Privacy Notice.
+Where appropriate, we will limit sharing of your information in accordance with the choices you have provided us.

 We may share anonymous or aggregated information with third parties to help deliver products, services, and content that are better tailored to the users of our online services and for other purposes.

 Understanding Cookies, Web Beacons and Other Tracking Technologies

-We, or our service providers, and other companies we work with may deploy and use cookies, web beacons, local shared objects and other tracking technologies for various purposes, such as fraud prevention and monitoring our advertising and marketing campaign performance. Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services.
+We, or our service providers, and other companies we work with may deploy and use cookies, web beacons, local shared objects and other tracking technologies for the following purposes: fraud prevention and monitoring our advertising and marketing campaign performance. Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services.

 “Cookies” are small amounts of data a website can send to a visitor’s web browser. They are often stored on the device you are using to help track your areas of interest.  Cookies may also enable us or our service providers and other companies we work with to relate your use of our online services over time to customize your experience.  Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services.
 Clear GIFs, pixel tags or web beacons—which are typically one-pixel, transparent images located on a webpage or in an email or other message—or similar technologies may be used on our sites and in some of our digital communications (such as email or other marketing messages). They may also be used when you are served advertisements or you otherwise interact with advertisements outside of our online services. These are principally used to help recognize users, assess traffic patterns and measure site or campaign engagement.
 Local Shared Objects, sometimes referred to as “flash cookies” may be stored on your hard drive using a media player or other software installed on your device. Local Shared Objects are similar to cookies in terms of their operation, but may not be managed in your browser in the same way.
 Online advertising

-You will see advertisements when you use many of our online services. These advertisements may be for our own products or services (including pre-screened offers of credit) or for products and services offered by third parties. Which advertisements you see is often determined using the information we or our affiliates, service providers and other companies that we work with have about you, including information about your relationships with us (e.g., types of accounts held, transactional information, location of banking activity). To that end, where permitted by applicable law, we may share with others the information we collect from and about you.
+You will see advertisements when you use many of our online services. These advertisements may be for our own products or services (including pre-screened offers of credit) or for products and services offered by third parties. Which advertisements you see is often determined using the information we or our affiliates, service providers and other companies that we work with have about you, including information about your relationships with us (e.g., types of accounts held, transactional information, location of banking activity). To that end, where permitted by applicable law, we may share with others the information we collect from and about you as stated in this policy under Information We Collect.

 Online behavioral advertising (also known as “OBA” or “interest-based advertising”) refers to the practice of collecting information from a computer or device regarding a visitor’s web-browsing activities across non-affiliated websites over time in order to deliver advertisements that may be of interest to that visitor based on their browsing history. Through OBA, we hope to deliver advertisements that are most likely to be of interest to you using information about your other web-browsing activities (e.g., the web pages you visit, search terms you enter, and the way you move through our online services on your computer or device) or your personal profile (e.g., demographic or location information). Certain companies we work with may set cookies and use related tracking technologies, such as the clear GIFs discussed above, throughout our online services or in our communications to support these OBA efforts. If you do not want your information collected and used by the companies we work with for OBA purposes, you can opt out of this form of OBA by following the instructions in the next section.

@@ -96,7 +96,7 @@ There are two (2) ways that you can opt out of OBA from certain Chase ads on thi
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 . Another way to opt out of OBA is by clicking on the Advertising Options Icon featured on certain Chase ads on third-party websites. When clicked it (i) describes the collection and uses of data gathered at the relevant third-party website and (ii) provides a way for you to opt out of data collection and use by the third parties listed for the purposes of OBA.  If you choose to opt out, our service provider will communicate your opt out election to the relevant third-party advertising partners and a cookie will be placed on your browser indicating your decision to opt out.

-Bear in mind that because cookies are stored by your browser, if you use different browsers on your computer, or multiple computers and devices that have browsers and you do not wish to have cookies collect information for OBA purposes, you will need to opt out of OBA from each browser on each of the computers and devices that you use.  Please note that even if you opt out of OBA, you may still receive advertisements from us; they just won’t be customized based on your web-browsing activities on third-party websites.
+Bear in mind that because cookies are stored by your browser, if you use different browsers on your computer, or multiple computers and devices that have browsers and you do not wish to have cookies collect information for OBA purposes, you will need to opt out of OBA from each browser on each of the computers and devices that you use.  Please note that even if you opt out of OBA, you may still receive advertisements from us; however, they won’t be customized based on your web-browsing activities on third-party websites.

 Linking to Third-Party Websites
@@ -105,13 +105,13 @@ Chase may provide links to websites that are owned or operated by other companie

 Security

-We use reasonable physical, electronic, and procedural safeguards that comply with federal standards to protect and limit access to personal information.  This includes device safeguards and secured files and buildings Visit our Security Center for additional information about how we protect your Personal Information.
+We use reasonable physical, electronic, and procedural safeguards that comply with legal and regulatory standards to protect and limit access to personal information.  This includes device safeguards and secured files and buildings Visit our Security Center for additional information about how we protect your Personal Information.

-Please note that information you send to us electronically may not be secure when it is transmitted to us.  We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your Social Security number) to us.
+Please note that information you send to us electronically may not be secure when it is transmitted to us.  We recommend that you do not use unsecure channels to communicate sensitive or confidential information (such as your tax identification number) to us.

 Updating Your Information

-Keeping your account information up-to-date is very important.  You may review, or update certain account information by logging in and accessing the “Customer Center” section.  If you cannot change the incorrect information online, or you prefer to request changes offline, please use the Contact Us option on our site, or call or write to us using the contact information listed on your account statements, records, or other account materials.  You can also speak to one of our branch representatives, your financial advisor, or your designated account representative.
+Keeping your account information up-to-date is very important.  You may review, or update certain account information by logging in and accessing the “Customer Center” section.  If you cannot change the incorrect information online, or you prefer to request changes offline, please use the Contact Us option on our site, or call or write to us using the contact information listed on your account statements, records, or other account materials.  You can also speak to one of our branch representatives, your Financial Advisor, or your designated account representative.

 Changes to this Online Privacy Policy