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pmclain / module-stripe

Stripe Payments for Magento 2
Open Software License 3.0
47 stars 21 forks source link

Support of Managed account in Stripe #17

Closed ghost closed 6 years ago

ghost commented 7 years ago

Hello! What about support of Managed account? https://stripe.com/blog/managed-accounts-for-european-marketplaces

pmclain commented 6 years ago

Sorry for the delayed response. This does look interesting. Would you be able to explain the potential use case a bit more?

ghost commented 6 years ago

Hello! Sure!

One of the most popular example of using "managed account” on Stripe is Marketplace. Marketplace is “online shop” where anyone can become a vendor. But if these vendors want to see something and receive money for theirs goods via Stripe - they have to make their own Stripe account. But this way may be difficult for each one because they have to prepare a lot of documents and manage this accounts.

But, if owner of Marketplace will have “Managed account” option - he can create “sub account” for each vendor on that Marketplace via just one API request. And if someone sell something - money will send to “Main” Stripe account (to Marketplace owner) and will “freeze” until transfer/delivery/etc not approved. As soon as Marketplace will approve this order/money transfer/devliery - Marketplace make one more API request and money from “Main” Stripe account go to “Vendors sub account”.

So cons of this way:

It just one example of using “Managed accounts” by Stripe

With regards, Sergey

On 23 Dec 2017, at 15:21, Patrick McLain notifications@github.com wrote:

Sorry for the delayed response. This does look interesting. Would you be able to explain the potential use case a bit more?

— You are receiving this because you authored the thread. Reply to this email directly, view it on GitHub https://github.com/pmclain/module-stripe/issues/17#issuecomment-353723356, or mute the thread https://github.com/notifications/unsubscribe-auth/AB_hvAwKtVo5cJeU_KIYRge0IiHIVSJqks5tDPBQgaJpZM4QWQXA.

pmclain commented 6 years ago

This feature would probably need to be tied to another vendor's module providing a multiple sellers feature. I didn't see any open source, but I didn't look very hard. If you know of one please pass it along and I'll take a look. I don't have motivation to add support for a paid module and most of the paid options I saw offer the Stripe integration as an upsell, so I doubt the vendor would provide a copy for developing a free alternative.

pmclain commented 6 years ago

Closing for now. This is not currently on the feature roadmap.