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Adyen / adyen-react-native

Adyen React Native
https://docs.adyen.com/checkout
MIT License
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SEPA test credentials valid with live account #476

Closed bbialas closed 2 weeks ago

bbialas commented 2 weeks ago

Describe the bug It's possible to use SEPA test credentials to create a new payment instrument on the Live account.

To Reproduce

  1. Open Adyen SEPA widget
  2. Use SEPA test credentials from https://docs.adyen.com/development-resources/testing/test-other-payment-methods/#sepa-direct-debit
  3. For example: A.Klaassen NL13TEST0123456789
  4. Hit the save button.
  5. Payment method is successfully created.

Expected behavior There should be an error returned from Adyen, that credentials are invalid.

Smartphone (please complete the following information):

Additional context Other payment methods are validated correctly, for example it's not possible to use test credit card credentials on Live account.

descorp commented 2 weeks ago

Hey @bbialas

FYI, SEPA Direct Debit is also not recommended for e-commerce or one-off payments.

SEPA request are not happen in real-time and will return status Received or Authorized if IBAN is valid. This process might take up to 2 days. Till then merchants are expected to treat this transaction as pending. See more in Docs

In general, this question is out of the scope of React Native SDK. If you believe something is wrong with those transactions or you need assistance with SEPA Direct Debit - please reach out to Adyen Support.