feat(zoe): cache bundles in bundleAndInstall of setUpZoeForTest

[dckc]

DRAFT; goal: closes: #10427 refs: #10550

Description / Testing Considerations

• [x] Make bundleAndInstall cache.
• [ ] Remove pre-caching from tests using bundleAndInstall.
• [ ] migrate direct uses of E(zoe).install(bundle) to use setUpZoeForTest and its caching bundleAndInstall.

Security / Documentation Considerations

It's not clear that the cache works correctly with multiple concurrent tests. There's a bundleDir option, but using that would largely defeat the purpose.

Scaling Considerations

should make at least fast-usdc contract tests (#10550) run faster

Upgrade Considerations

n/a. test only

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