Optimize: Reduce ERC721 Transfer Gas

[thorseldon]

• For Borrow: Transfer ERC721 directly to LendPoolLoan;
• For Repay: Transfer ERC721 directly to Borrower;

[codecov[bot]]

Codecov Report

All modified and coverable lines are covered by tests :white_check_mark:

Comparison is base (636b8f6) 90.86% compared to head (8985f34) 90.64%.

Additional details and impacted files

```diff @@ Coverage Diff @@ ## main #123 +/- ## ========================================== - Coverage 90.86% 90.64% -0.23% ========================================== Files 35 35 Lines 2694 2694 Branches 417 420 +3 ========================================== - Hits 2448 2442 -6 - Misses 246 252 +6 ```

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