feat(ui-ux): updated get vault creation free from gov variable

[fullstackninja864]

What this PR does / why we need it:

Which issue(s) does this PR fixes?:

Fixes #

Additional comments?:

Developer Checklist:

• [ ] Read your code changes at least once
• [ ] Tested on iOS/Android device (e.g, No crashes, library supported etc.)
• [ ] No console errors on web
• [ ] Tested on Light mode and Dark mode*
• [ ] Your UI implementation visually matched the rendered design*
• [ ] Unit tests*
• [ ] Added e2e tests*
• [ ] Added translations*

[github-actions[bot]]

Missing Translations Report

The following translations are missing for this pull request.

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[github-actions[bot]]

Build preview for DeFiChain Wallet is ready!

Built with commit fc33588d8c87654de3cf9f19bf0997e48433808f

https://expo.io/@defichain/wallet?release-channel=pr-preview-4185

[codecov-commenter]

Codecov Report

Attention: Patch coverage is 0% with 10 lines in your changes are missing coverage. Please review.

Project coverage is 57.41%. Comparing base (d1cd46b) to head (9e14747).

Files	Patch %	Lines
...igator/screens/Loans/screens/CreateVaultScreen.tsx	0.00%	10 Missing :warning:

Additional details and impacted files

```diff @@ Coverage Diff @@ ## main #4185 +/- ## ========================================== - Coverage 59.98% 57.41% -2.58% ========================================== Files 442 442 Lines 12581 12586 +5 Branches 4129 4158 +29 ========================================== - Hits 7547 7226 -321 - Misses 4974 5296 +322 - Partials 60 64 +4 ```

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