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ConsumerDataStandardsAustralia / exp-simple-account-origination

MIT License
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Schemes.json - Mapping Data Requirements to Products with associated Terms and Conditions #1

Open jgheaton opened 7 months ago

jgheaton commented 7 months ago

Hypothesis

Does the schemes.json need to be product aware, so should there an ability to link the "schemeUType": "cdrApplyForBankAccountV1" to a specific product .

Description

Different products have different data requirements and terms and conditions. Currently it looks like the schemes.json does not cater for the capability to include different product with different data requirements.

Available Options

Consider link one or more products to a data requirement specification and the terms and conditions.

JamesMBligh commented 6 months ago

The schemes.json was designed to be origination scheme aware but product aware (ie. multiple or one product(s) could link to a scheme).

The apply API, linked to a scheme, is then product aware. This means that a scheme could be used for a single product or for multiple depending on the preference of the bank