This repository houses the interactions, consultations and work management to support the maintenance of baselined components of the Consumer Data Right API Standards and Information Security profile.
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Commercial Credit Card Structure under Get Account Details call #630
At NAB, we have a variety of credit cards offered to customers, including personal credit card, business credit card, and corporate credit card.
For personal credit cards, repayment info is visible to the individual Account owner. However, for business credit cards, the business account owners and facility authorised personnel are allowed to view the facility account level information (repayment amount, repayment due date, etc). For Business card holders who are not business account owners or facility authorised personnel, they are not able to view facility account level repayment information as the repayment information fields are applicable at facility account level. Hence, we suggest that the following fields should be changed to "Optional":
Option 1: "creditCard" object to be made optional even if specificAccountUType is creditCard
Option 2: Fields under "creditCard" object to be made optional.
Description
At NAB, we have a variety of credit cards offered to customers, including personal credit card, business credit card, and corporate credit card.
For personal credit cards, repayment info is visible to the individual Account owner. However, for business credit cards, the business account owners and facility authorised personnel are allowed to view the facility account level information (repayment amount, repayment due date, etc). For Business card holders who are not business account owners or facility authorised personnel, they are not able to view facility account level repayment information as the repayment information fields are applicable at facility account level. Hence, we suggest that the following fields should be changed to "Optional":
BankingAccountDetailV3 - BankingCreditCardAccount
"minPaymentAmount" "paymentDueAmount" "paymentCurrency" "paymentDueDate"
Area Affected
BankingAccountDetailV3 under GetAccountDetail
Change Proposed
Option 1: "creditCard" object to be made optional even if specificAccountUType is creditCard Option 2: Fields under "creditCard" object to be made optional.