Integrate Veriff for KYC (Dowgo ONE)

[antoine-dowgo]

This task contains multiple components:

• Front end form [x]
• Front end UX [ ]
• integrate API to Front end [ ]
• Use backend to fetch KYC'd users and whitelist them (or trigger from UI) [ ]
• Manage Database of customers with KYC information [ ]

[antoine-dowgo]

@oscar-dowgo Please link me to all the necessary KYC information for Dowgo ONE

[antoine-dowgo]

So here is what the veriff integration looks like:

• Veriff integrates their own front end in our website that opens a modal with the whole verification flow for ID
• It looks like it only handles ID verification and not collection of all the other necessary information like address (to be verified)
• Veriff sends updates on the verification to a "webhook" that we must setup, meaning I will create an API endpoint in our BackEnd that will update a Database

[oscar-dowgo]

Here is the requirements for the Alpaca onboarding : https://drive.google.com/open?id=130GOZhIXc-wwYCYlpv74Eyc4wwfloYx7&authuser=oscar%40dowgo.com&usp=drive_fs

[oscar-dowgo]

Here is the KYC requirements

1- Security onboarding for Broker API:

a - CUSTOMER PROFILE: survey, b - FINANCIAL PROFILE: survey, c - AFFILIATIONS/AML: survey, d - IDENTITY VERIFICATION: we collect ID doc for Alpaca / VERIFF do it for us if we do Trading API. e - TAX REQUIREMENTS: link the https://s3.amazonaws.com/docs.alpaca.markets/files/W-8Ben+Example+Broker+Docs.pdf f - BROKER REQUIREMENTS: link the https://files.alpaca.markets/disclosures/library/AcctAppMarginAndCustAgmt.pdf for agreement & signature;

2- For DOWGO ONE with Trading API:

We would build a simple UX for - a - b - We call VERIFF API/interface for - d - We don't do - c - e - f - as DOWGO customers are not directly owner of the stocks. They are only exposed to them through DOWGO ONE;

3- As for Broker API we will conduct all the requirements. CRYPTO requirements are lighter and require few more steps.

[antoine-dowgo]

Forms for a and b ready, 3rd step opens verif modal. TODO:

• use names for veriff input
• create backend to collect this data in serverless (ticket to be created in relevant repo)

[antoine-dowgo]

This is what I built so far. In step 3, reentering First and last name is not necessary, I just haven't modified the code to skip that yet.