Verify real-time account balances
Balance
Verify real-time account balances
Get started
View API docs
Product Features
Reduce NSF fees
Reduce NSF fees
Protect against overdraft and NSF fees by having visibility into available funds before you transfer (US and Canada)
Enable account pre-funding
Enable account pre-funding
Enable pre-funding of accounts with insight into balances (US and Canada)
Comprehensive data
Comprehensive data
Verify real-time account balances
Make a Balance request
Use the Balance endpoint to submit a POST request
Retrieve Balance request
curl -X POST https://sandbox.plaid.com/balance/get \
-H 'Content-Type: application/json' \
-d '{
"client_id": String,
"secret": String,
"access_token": String
}'
Real-time Balance data
The /accounts/balance/get endpoint returns the real-time balance for linked accounts
The amount of funds available to be withdrawn from an account
current
The total amount of funds in the account
We are always looking for more ways to get creative and help members reach their financial goals. As we grow our product offering, Plaid will continue to have a very important supporting role in our innovation.
Nimrod Barnea, Vice President of Customer Experience at Qapital
$2.7M
To date, Plaid has helped Qapital members avoid more than $2.7 million in overdraft fees.
View case study
Related products
bank with arrow
Auth
Instantly authenticate accounts at thousands of banks for a more seamless and secure bank-to-bank payment experience
Learn more
Identity
Verify user identity and reduce account takeover fraud by matching user identity information against what’s on file at the financial institution
Learn more
Signal
Make funds available more quickly while minimizing the risk of ACH returns
Verify real-time account balances Balance Verify real-time account balances Get started View API docs Product Features Reduce NSF fees Reduce NSF fees Protect against overdraft and NSF fees by having visibility into available funds before you transfer (US and Canada)
Enable account pre-funding Enable account pre-funding Enable pre-funding of accounts with insight into balances (US and Canada)
Comprehensive data Comprehensive data Verify real-time account balances
Make a Balance request Use the Balance endpoint to submit a POST request
Retrieve Balance request
curl -X POST https://sandbox.plaid.com/balance/get \ -H 'Content-Type: application/json' \ -d '{ "client_id": String, "secret": String, "access_token": String }' Real-time Balance data The /accounts/balance/get endpoint returns the real-time balance for linked accounts
Retrieve Balance response
http code 200 { "accounts": [{ "account_id": "QKKzevvp33HxPWpoqn6rI13BxW4awNSjnw4xv", "balances": { "available": 100, "current": 110, "limit": null, "iso_currency_code": "USD", "unofficial_currency_code": null }, "mask": "0000", "name": "Plaid Checking", "official_name": "Plaid Gold Checking", "subtype": "checking", "type": "depository" }], "item": {object}, "request_id": "m8MDnv9okwxFNBV" } available
The amount of funds available to be withdrawn from an account
current
The total amount of funds in the account
We are always looking for more ways to get creative and help members reach their financial goals. As we grow our product offering, Plaid will continue to have a very important supporting role in our innovation.
Nimrod Barnea, Vice President of Customer Experience at Qapital
$2.7M
To date, Plaid has helped Qapital members avoid more than $2.7 million in overdraft fees.
View case study
Related products bank with arrow Auth Instantly authenticate accounts at thousands of banks for a more seamless and secure bank-to-bank payment experience
Learn more Identity Verify user identity and reduce account takeover fraud by matching user identity information against what’s on file at the financial institution
Learn more Signal Make funds available more quickly while minimizing the risk of ACH returns
Learn more What will you build? Get started View API docs Products Auth Identity Balance Signal Transfer Identity Verification Beacon Monitor Transactions Investments Liabilities Enrich Assets Income Plaid Link Consumer Report Layer About us Company Careers Contact Partners Press Safety How we handle data Legal Why Plaid Resources Pricing Global coverage Plaid Blog Industry resources Annual conference Customer stories Use Cases Personal finances Lending Wealth Pay by bank Digital banking Business finances Crypto Developers Quickstart API documentation Libraries GitHub Link Demo For consumers How it works Discover apps Trouble connecting? Plaid Portal Delete my data End User Privacy Policy FAQs Plaid Consumer Reporting Agency, Inc. For financial institutions Open Finance Solution Core Exchange Permissions Manager App Directory United States © 2024 Plaid Inc.