Client - To much "air" in the account form?

[tr222cj]

The account form contains a lot of "air":

Perhaps removing most of the padding would help? Remove green areas:

Each row also contains a lot of "air". Could they be reduced in height? Perhaps remove the placeholders and only have headers on the very first row?

[tr222cj]

There are still a lot of "air" between each row:

Compare this (suggestion):

With this (current)