in case of States a player could request a card to the municipality/state via a command or so.
but this might require the player to always use a card to open an ATM to ensure accessing the correct account (eventually always prompting to the player's own account if accesing without card)
Or a separate system that would store authorisation data in the account.
this might require gui reworks
but even if using cards - gui reworks may be still neccessary
This could be either done via a "Cards" system,
Or a separate system that would store authorisation data in the account.