This is a non-limited first collection of user stories for the idea of a public mortgage market to be further developed:
[ ] As a private buyer I want a mortgage so that I can finance my real estate transaction
[ ] As a mortgage market, I want to facilitate all existing forms of mortgages (ie Annuity, Linear, Interest-only, Bank savings, Savings, Investment, Business, Endowment, ánd Rental mortgage) so that I can offer a worthy alternative
[ ] As a wealthy private individual, I want to invest in financing(s) via the mortgage marketplace with a positive ROI
[ ] as an applicant for a mortgage, I do not want paperwork in the application procedure so that I can make my application paperless
[ ] as a private individual, I want to be able to apply for a mortgage without needing the intention to purchase real estate as collateral, so that I do not suffer from resolutive conditions as soon as I do want to buy
[ ] as a provider of financing via the mortgage marketplace, I want to be able to make my offer anonymously so that my offer can only be assessed on content
[ ] as a supervisor of the financial markets, I want to be able to assess whether and how the mortgage marketplace complies with the regulations so that there is safe and reliable supply and demand
[ ] as a private applicant for a mortgage, I want to be able to submit my application anonymously so that no personal data needs to be shared in order to assess the application
[ ] as a possible acceptor of a mortgage offer, I want to be able to independently assess the origin of the underlying financial resources without needing external expertise so that I experience the mortgage marketplace as safe and reliable
[ ] As a wealthy private individual, I want the origin of my assets to be easily verified by the competent authority
[ ] As an applicant for a mortgage, I want the origin of my own financial resources to be easily verified by the competent authority
[ ] as a private individual, I want to enjoy protection that prevents me from getting into financial problems with the acceptance of a mortgage offer
[ ] as a low-skilled resident, I want to be able to assess a mortgage offer on the marketplace without needing a mortgage advisor so that I am not dependent on someone else
[ ] as a mortgage marketplace, I want supply and demand to pass through the notary in the form of a mortgage deed in less than 2 days after a match, whereby the notary's agenda is out of scope, so that there is no waiting time for financing
This is a non-limited first collection of user stories for the idea of a public mortgage market to be further developed: