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Morningstar88 / Morningstar-Abraxas-Collections

Small claims and Big Claims
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Bailiffs and Debt Collectors Rules #21

Open Morningstar88 opened 2 months ago

Morningstar88 commented 2 months ago

For a debt collector to claim to be or imply to be a bailiff, is an offence. This should be reported to your local trading standards office. If you’ve been threatened in any way, or are scared – inform the Police. All a debt collector can do is request payment and conduct themselves in a professional manner.

Morningstar88 commented 2 months ago

https://www.stepchange.org/debt-info/bailiffs/bailiff-rights-and-powers.aspx

Morningstar88 commented 2 months ago

Will I get any warning before a bailiff visit? Bailiffs must send a letter before they visit you. You should get a warning before they come.

The process is as follows:

The people you owe ask a bailiff to act for them using a ‘warrant of control’ This means they can visit you to take away goods and sell them at auction The bailiff sends you a letter called a notice of enforcement (PDF) This explains why they are visiting you Pay off the debt or agree repayment terms within seven working days of receiving the letter The bailiff will visit your home if you do not They will try to come inside and make a list of things to sell at auction It is rare for them to take goods away on their first visit They may make a ‘controlled goods agreement’ (PDF) This means they leave your goods with you but You must make payments towards the d