SR DEBT COLLECTION LONDON. BALI. TAIWAN. CAMBODIA. PETER KAY. SHAUN SMITH.

Morningstar88 commented 2 weeks ago

KEY MAIN

https://www.youtube.com/results?search_query=affidavit+debt

Certainly! When it comes to paperwork, UK debt collection agencies must adhere to specific guidelines. Here's what they typically need:

Proof of Debt:
- Notice of Assignment: A copy of the notice indicating that the debt has been assigned to the collection agency.
- Underlying Credit Agreement: Documentation related to the original credit agreement (e.g., loan agreement, credit card terms).
- Statement of Account: Confirmation of the current outstanding balance and an explanation of any new charges or interest⁷.
Additional Information:
- Notice of Sums in Arrears and Default Notice: If the account defaulted after assignment, these notices are relevant.
- Correspondence Records: Copies of relevant letters, emails, or call recordings between the agency and the customer.

Remember that debt collectors must follow Financial Conduct Authority (FCA) guidelines, and they can contact you through various methods, including phone calls, emails, letters, and even home visits¹¹. If you have further questions or need assistance, feel free to ask! 😊📝⁷¹¹

Source: Conversation with Copilot, 6/16/2024 (1) Debt collecting - Financial Ombudsman. https://www.financial-ombudsman.org.uk/businesses/complaints-deal/consumer-credit/debt-collection. (2) Debt Collectors UK: What Powers Do They Have in 2023?. https://moneyadvisor.co.uk/debt-collectors-uk/. (3) 7 Best Debt Collection Services UK 2024: Complete Guide - Expert Market. https://bing.com/search?q=paperwork+UK+debt+collection+agencies. (4) StepChange Debt Charity. https://www.stepchange.org/. (5) Alex M Adamson. https://www.alex-m-adamson.co.uk/. (6) P&b Collection Services. https://processserving.uk/. (7) Vilcol. https://vilcol.com/. (8) Harassment by creditors - Citizens Advice. https://www.citizensadvice.org.uk/debt-and-money/action-your-creditor-can-take/harassment-by-creditors/. (9) Preparing your paperwork - administration order - Citizens Advice. https://www.citizensadvice.org.uk/debt-and-money/debt-solutions/administration-orders/setting-up-an-administration-order/preparing-your-paperwork-administration-order/. (10) 7 Best Debt Collection Services UK 2024: Complete Guide - Expert Market. https://www.expertmarket.com/uk/collection-agencies/best-debt-collection-services-in-the-uk. (11) Debt collectors and authorisation | FCA - Financial Conduct Authority. https://www.fca.org.uk/firms/authorisation/process/debt-collectors.re/)qrjw3qLnb0.

Morningstar88 commented 2 weeks ago

Certainly! An uncontested affidavit can be useful in certain debt collection scenarios. It serves as a sworn statement of facts relevant to the debt. However, whether a specific debt collection agency accepts it depends on their policies and the legal context. It's advisable to consult with a legal professional or directly inquire with the agency to determine their requirements. 📝🤝

Morningstar88 commented 2 weeks ago

Certainly! An uncontested affidavit can be useful in certain debt collection scenarios. It serves as a sworn statement of facts relevant to the debt. However, whether a specific debt collection agency accepts it depends on their policies and the legal context. It's advisable to consult with a legal professional or directly inquire with the agency to determine their requirements. 📝🤝

Morningstar88 commented 2 weeks ago

CORPORATE COLLECTION MAY BE EASIER?

Morningstar88 commented 2 weeks ago

https://www.bing.com/search?q=corporate%20debt%20collection%20uk&

Morningstar88 commented 2 weeks ago

Certainly! When it comes to corporate debt collection in the United Kingdom, several reputable agencies specialize in recovering outstanding debts. Here are some options:

Direct Collection Bailiffs Ltd: Known for their comprehensive services, they offer effective debt recovery solutions for businesses of all sizes⁶.
Safe Collections: Their personalized approach caters to individual business needs, ensuring efficient debt retrieval⁶.
DLC (Debt Collection): Ideal for large corporate companies, they have a strong track record in debt recovery⁶.
Darcey Quigley & Co: If you're a small business or an individual, they provide tailored debt collection services⁶.
Access Credit Management: For businesses dealing with international clients, they specialize in cross-border debt recovery⁶.
Hilton-Baird: If you prefer outsourcing your debt recovery needs, they offer comprehensive services⁶.

Feel free to explore these options and choose the one that aligns best with your business requirements! 📊💼⁶

Source: Conversation with Copilot, 6/16/2024 (1) 7 Best Debt Collection Services UK 2024: Complete Guide - Expert Market. https://www.expertmarket.com/uk/collection-agencies/best-debt-collection-services-in-the-uk. (2) 7 Best Debt Collection Services UK 2024: Complete Guide - Expert Market. https://bing.com/search?q=uk+corporate+debt+collection. (3) Jack Russell Debt Collection & Legal Process Servers. https://www.debtcollect.co.uk/. (4) Nightfox Investigations And Debt Recovery. https://www.nightfoxinvestigations.co.uk/. (5) Town Centre Securities PLC. https://lcsdr.com/. (6) Commercial Debt Collection Laws and Rules in the UK. https://www.payfor.global/blog-posts/commercial-debt-collection-laws-in-uk. (7) Debt Collection Agency in UK | Commercial Debt Recovery. https://www.debtcollectuk.com/. (8) Legal Guide to Debt Collection Laws In The UK - Know Your Rights. https://witansolicitors.co.uk/debt-collection-laws/.

Morningstar88 commented 2 weeks ago

In general, collecting a corporate debt can indeed be different from collecting a private one. Here are some considerations:

Corporate Debt:
- Advantages:
  - Resources: Corporations often have more resources to pay off debts promptly.
  - Professionalism: Businesses understand the importance of maintaining their reputation and creditworthiness.
  - Structured Processes: Corporate debt collection follows established procedures.
- Challenges:
  - Complexity: Corporate debts may involve multiple stakeholders, contracts, and legal entities.
  - Negotiations: Corporations may negotiate payment terms or dispute the debt.
Private Debt:
- Advantages:
  - Personal Connection: Dealing with individuals allows for more personalized communication.
  - Emotional Factors: Individuals may prioritize paying off personal debts.
- Challenges:
  - Limited Resources: Individuals may lack financial resources.
  - Emotional Stress: Personal debts can be emotionally charged, leading to delays or disputes.
Open and Shut Cases:
- If the debt is straightforward and well-documented, both corporations and individuals are more likely to settle without contest.
- Legal action may be necessary if disputes arise.

Remember, each case is unique, and factors like communication, documentation, and legal expertise play a crucial role in successful debt recovery. 🤝💼

Morningstar88 commented 2 weeks ago

JACK RUSSELL AND NIGHTFOX LOOK GOOD

🤝💼

Morningstar88 commented 2 weeks ago

https://www.bing.com/videos/search?q=uk%20corporate%20debt%20collection&

Morningstar88 commented 2 weeks ago

https://www.gov.uk/government/organisations/companies-house

Morningstar88 commented 2 weeks ago

ARBEIT PLAYLIST

https://www.youtube.com/playlist?list=PLyvuZaf7rgQRmWlySbl561uyGmojw8prM

SINCERE ANGELS

https://youtu.be/uMK_rL9y2gU

MISUNDERSTOOD INDUSTRY

https://youtu.be/DjaJsOUsLPI

https://www.youtube.com/@ArbeitU

AI in DEBT COLLECTION

https://www.youtube.com/watch?v=Kl3Qr8lLorI&list=PLyvuZaf7rgQRmWlySbl561uyGmojw8prM&index=1

Morningstar88 commented 2 weeks ago

Other good tips are - reiterate- the customer's concern, reassure, create a sense of urgency, empathize, and talk with the customer, not to them. Go get 'em guys.

Morningstar88 commented 2 weeks ago

SWISS, CROSS BORDER

https://www.emroc.ch/?gad_source=2&gclid=EAIaIQobChMIoZLG55nghgMVNaVmAh1qnwZiEAAYASAAEgJVe_D_BwE

Morningstar88 commented 2 weeks ago

https://www.youtube.com/results?search_query=what+paperwork+do+debt+collectors+need

Morningstar88 commented 2 weeks ago

SMALL AGENCY - CALL THEM

https://youtu.be/RrlRziZ0hFI?t=46

Travis Irving of HRI Group,

https://www.corporationwiki.com/p/37xn9r/travis-irving

https://web.facebook.com/travis.irving.1/

Morningstar88 commented 2 weeks ago

KILLER AFFIDAVIT

https://youtu.be/Il35wLI5_74

Morningstar88 commented 2 weeks ago

BEAT DEBT COLLECTOR

https://youtu.be/5TA35X9PRlA

Morningstar88 commented 2 weeks ago

Burden of Proof

https://youtu.be/5TA35X9PRlA?t=64

Transfer of Debt

https://youtu.be/5TA35X9PRlA?t=124

Morningstar88 commented 2 weeks ago

Brian shows you that just answering the lawsuit is not enough. Don't do your own collection lawsuit defense without using the most important document you can use to win these lawsuits: The Counter Affidavit. The Counter Affidavit attacks the collection lawsuit, word for word, and points out the deficiency in the lawsuit and their debt buyer's improper use of evidence or the law. Sometimes you can win the collection lawsuit with a simple review of the account stated law that most attorneys don't review when filing thousands of the same, cookie cutter collection lawsuits with false information. Fight back with the law, the facts and the debt buyer's own proofs. You can do this. Contact me if you need help.

Morningstar88 commented 2 weeks ago

SILENCE WINS

https://youtu.be/5TA35X9PRlA?t=196

Morningstar88 commented 2 weeks ago

https://www.bing.com/search?q=affidavit+debt+collection&

Morningstar88 commented 2 weeks ago

debtbrief.com

Request for production of docs.

Morningstar88 commented 2 weeks ago

contact@debtbrief.com

Morningstar88 commented 2 weeks ago

https://www.ladbible.com/news/shaun-smith-uks-most-dangerous-debt-collector-095461-20230525

Morningstar88 commented 2 weeks ago

INFAMOUS INDONESIA

https://www.youtube.com/watch?v=cVfXW0Zc9qQ

Morningstar88 commented 2 weeks ago

From Maluku

Morningstar88 commented 2 weeks ago

https://www.creditreform.co.uk/debt-collection-agency/international/indonesia/denpasar/

Morningstar88 commented 2 weeks ago

https://debtcollectionindonesia.com/

Morningstar88 commented 2 weeks ago

https://www.creditreform.co.uk/debt-collection-agency/international/indonesia/denpasar/#contact-form

Morningstar88 commented 2 weeks ago

EXCELLENT

https://www.creditreform.co.uk/resources/faqs-debt-collection/

Morningstar88 commented 2 weeks ago

FORM LETTER

Dear Sir or Madam,

I have a few collections for you, if you're interested.

1) A simple case of repeated racist comments made to me over a 5 year period in Taiwan. The defendant admits what he did on emails.

2) A more complex case, where someone has been livestreaming my life and not paying me. For this case, would an uncontested affidavit be enough for you to collect? The parties have not denied the livestreaming under penalty of perjury. I have little proof, but the allegations are uncontested.

Cases are in London, Bali and Taiwan.

Thanks if you can get in touch, the amounts are fairly large. The main question is, can you collect from an affidavit alone, under commercial / maritime law.

Looking forward to a reply.

Best Wishes,

Jake Mackenzie

PS, my phone is off, please email. Cheers!!!

Morningstar88 commented 2 weeks ago

https://en.wikipedia.org/wiki/Debt_collection

Morningstar88 commented 2 weeks ago

First-party agencies are often subsidiaries of the original company the debt is owed to. Third-party agencies are separate companies contracted by a company to collect debts on their behalf for a fee. Debt buyers purchase the debt at a percentage of its value, then attempt to collect it. Each country has its own rules and regulations regarding them.

Morningstar88 commented 2 weeks ago

Some agencies offer a flat fee "pre-collection" or "soft collection" service. The service sends a series of increasingly urgent letters, usually ten days apart, instructing debtors to pay the amount owed directly to the creditor or risk a collection action and subsequent negative credit report. Depending on the terms of the SLA, these accounts may revert to "hard collection" status at the agency's regular rates if the debtor does not respond

Morningstar88 commented 2 weeks ago

Debt collectors who work on commission may be highly motivated to convince debtors to pay the debt. These practices may be regulated by the nation in which the collection activity occurs. Collection agencies are sometimes allowed to contact individuals other than the debtor, usually in an attempt to locate the debtor but without mentioning the debt.

Morningstar88 commented 2 weeks ago

International debt collection is a specialised field. Not many companies specialize in this sort of collection as collection may require that their employees communicate in multiple languages and have a knowledge of the legal systems, laws and regulations of all nations in which they operate. Communication with a foreign debtor may occur in a language different from that used in the creditor's nation. Some debt collectors will partner with foreign debt collection agencies, with each agency involved in the collection process being familiar with the laws and languages of the nation in which it operates, allowing debt collection to occur through a local agency even when the debtor is in a different nation.

Morningstar88 commented 2 weeks ago

Spain If talking to the debtor is unfruitful, a creditor can write a letter to the debtor outlining the following details:

the holder of the debt the amount of the debt the purpose of the debt previous steps taken to recover the debt steps that will be taken to recover the debt a date by which payment of the debt is expected (a minimum of seven days) a request for any disputed issues to be put in writing The assignment of the claim against the debt shall not be effective if the assigned debt is not real, legitimate, receivable arises from a crime or the debtor is a public institution, political party or homeless individual.

A collection agency is usually better and faster. Some dress in costumes just to underline the message.[23]

Morningstar88 commented 2 weeks ago

Examples of unfair practices include misrepresenting enforcement powers (e.g., claiming that property may be seized), falsely claiming to be acting in an official capacity, harassment, claiming unenforceable or excessive charges, misrepresenting the legal position to a debtor, and falsely claiming that a court judgement has been obtained when it has not. The legal basis for these practices comes from section 40 of the Administration of Justice Act 1970.[26]

Morningstar88 commented 2 weeks ago

https://en.wikipedia.org/wiki/Dunning_(process)

Morningstar88 commented 2 weeks ago

https://en.wikipedia.org/wiki/Debt_collection

Morningstar88 commented 2 weeks ago

Debt collection has existed as long as there has been debt and is older than money itself, as it existed in earlier barter systems. Debt collection goes back to the ancient civilizations, starting in Sumer in 3000 BC. In these civilizations, if a debt could not be paid back, the debtor and the debtor's spouse, children, or servants were forced into debt slavery until the creditor recouped their losses through the physical labor of the enslaved. Under Babylonian Law, strict guidelines governed the repayment of debts, including several basic debtor protections.

Morningstar88 commented 2 weeks ago

https://en.wikipedia.org/wiki/Catchpole

Morningstar88 commented 2 weeks ago

Starting a debt collection case in Indonesia can be relatively straightforward. Here are the steps you can take:

Submit Your Claim: Begin by uploading your claim via an online transfer form. Provide details about your organization, the debtor's company, and relevant documentation or invoices¹. This initiates the process.
Pressurize the Debtor: Once your case is submitted, the debt collection agency will contact your debtor in Indonesia. They'll use phone calls and written communication in Indonesian to encourage payment. They also have access to global business databases and credit reports to refine their strategy¹.
No Cure No Pay Basis: Many debt collection agencies, including Bierens, operate on a "No Cure No Pay" basis. This means you pay only if they successfully recover the debt. Customized approaches, personal contact with your caseworker, and tailored demand letters are part of this service¹.
Track Progress: You can follow the correspondence with your debtor via the agency's web portal 24/7. Your caseworker will also keep you informed about the progress of your debt collection in Indonesia¹.

Remember that Indonesia's legal system combines Civil Law with religious principles and local customs. While amicable collections are common, legal procedures and court cases are also options if necessary⁴. Keep in mind that Indonesia has been considered one of the hardest places for debt collection due to lenient payment terms and potential legal complexities⁵. If you need professional assistance, consider reaching out to a specialized debt collection agency or legal expert¹⁶. 🌟

Source: Conversation with Copilot, 6/16/2024 (1) Debt Collection in Indonesia – No Cure No Pay | Bierens (Tip!). https://www.bierensgroup.com/en-gb/debt-collection-indonesia/. (2) Debt Collections Handbook Indonesia 2021 | Atradius Collections. https://group.atradius.com/publications/debt-collections-handbook-indonesia.html. (3) Indonesia Among Worst Countries for Debt Collection: Report - Jakarta Globe. https://jakartaglobe.id/business/indonesia-among-worst-countries-debt-collection-report. (4) Outsourcing Debt Collection in Indonesia | CISDRS. https://cisdrs.com/asia/indonesia/outsourcing-debt-collection-in-indonesia. (5) Debt Collection in Indonesia | CISDRS. https://cisdrs.com/asia/indonesia/debt-collection-in-indonesia. (6) Q&A: conducting litigation in Indonesia - Lexology. https://www.lexology.com/library/detail.aspx?g=3af[1](https://www.bierensgroup.com/en-gb/debt-collection-indonesia/)2ec3-e94a-4478-90db-9eab8e574068. (7) en.wikipedia.org. https://en.wikipedia.org/wiki/Debt_collection.