The user should be able to receive funds to a taddr even though their wallet has no transparent funds.
Additionally, if the user has no taddrs created at all, it seems reasonable for SDA to request SD to create a single taddr if none exists, or SD can just create a single new taddr by default, if none exists
The user should be able to receive funds to a taddr even though their wallet has no transparent funds.
Additionally, if the user has no taddrs created at all, it seems reasonable for SDA to request SD to create a single taddr if none exists, or SD can just create a single new taddr by default, if none exists