neon – your account app

[ElucGeek]

Is there an existing issue for this?

• [X] I have searched the existing issues

App name

Neon - your account app

Link to app

https://play.google.com/store/apps/details?id=com.neonbanking.app

App version

3.1.18

Country of the app

Switzerland

Build Number

TQ1A.230105.001.A2.2023010300

Device list

Pixel 7

Profile app tested in

Owner profile

Google Play installed

Installed

Google Play services Network permission revoked?

• [ ] Revoked
• [X] Not revoked
• [ ] I did not have Google Play services installed

SafetyNet Enforcement

• [ ] Enforced
• [X] Not enforced
• [ ] Unsure

Native code debugging

• [X] Enabled
• [ ] Disabled

Exploit protection compatibility mode

• [ ] Enabled
• [X] Disabled

Stock OS compatibility

• [ ] Works
• [ ] Does not work
• [X] Not tested

Description of the app's functionality

Full functionality, including view balance, transactions, make payment, send to contact,...

Are there any extra notes you think users should know about?

I didn't got a notification yet but I assume it works. Same, I'm not using eBill, so not tested but no reason to have issues.

ADB logcat of the app if necessary

No response

[akc3n]

Thanks @ElucGeek

[retog]

Thanks! Did you get contactless (NFC) payment to work?

[ElucGeek]

Thanks! Did you get contactless (NFC) payment to work?

I don't know this feature. Are you sure you don't mean Google Pay/Wallet NFC payment? This is not working but it's not related to the Neon app. As far as I know there is no NFC payment in the Neon app. In the app you can pay to your contact (if you share your contacts with the app) or do a bank (IBAN) payment like with any bank but that's all.

[retog]

Hi @ElucGeek , as Google pay doesn't work on graphene os contactless payment only works if the banking app supports it. Some banking apps do and I was hoping neon would be one of those, as having to use the card again is a major bummer.

[ElucGeek]

Hi @ElucGeek , as Google pay doesn't work on graphene os contactless payment only works if the banking app supports it. Some banking apps do and I was hoping neon would be one of those, as having to use the card again is a major bummer.

Hi @retog , I never heard of a banking app that can be used to pay directly on Google Pay compatible terminal, do you have an example? if possible from a Swiss Bank? Regarding Google Pay, it's a matter of compromise, I did use it less than 10 times in a year when I was on LineageOS but each time I used it I had the card on me as well, so it was not really necessary. Anyway I need the card to withdraw money, for shop that doesn't support Google Pay or to pay amount above a certain limit (if I'm right Google Pay has the same limit as contactless payment, but not sure). On top of that, even if I didn't reach a zero-Google setup yet, I still try to avoid giving financial data to Google or any other app/service than my bank and card provider. But it's going off the topic.

[retog]

Hi @ElucGeek, there seems to be several banking app that support NFC payment according to https://www.reddit.com/r/GrapheneOS/comments/100a5pk/grapheneos_nfc_payment_options_google_pay_etc/. I think the UBS app had it till around two years ago.

Before switching to graphene I always paid with my phone. Yes, the physical card is somewhere in my wallet stored in a bag of my wheelchair, but my phone is always at hand. Also for me it's easier to use than a terminal. Touching the terminal is also less hygienic, something I have to worry about, as I'm on immunosuppressants. But even without my particular circumstances, I can't see how anybody would like to fiddle with a card when you could just hold your phone.

In Switzerland there's the partial work-around of paying with ubs-twint connected to the Neon card, but it doesn't work abroad and it's just not as convenient.

[retog]

It shouldn't be too hard for Neon to implement this feature given the support built in Android: https://developer.android.com/guide/topics/connectivity/nfc/hce

So if you know anybody at neon, nudge them :)