Somehow note % rate changes when users hit the category cap on certain cards (e.g. $1500 per category per quarter for Chase Freedom and Discover IT; $6000 per year for Amex Blue Cash on Groceries)
Without accessing bank accounts, this would be difficult, but it could also just be a switch that users can flip when they identify themselves that they've hit the cap.
Somehow note % rate changes when users hit the category cap on certain cards (e.g. $1500 per category per quarter for Chase Freedom and Discover IT; $6000 per year for Amex Blue Cash on Groceries)