Good amount of detail and preliminary results. The description of the data could have been a bit better, like are there multiple rows with the same individual? Or is the data for each individual in one row. How many time periods are there. Does each individual have the same number of time periods? This will likely effect how you analyze the data.
There are no multiple rows with the same individual. Each row represent a distinct credit card clients with a unique identifier called ID.
There are 6 month of payment period in the data set (April-Sept 2005) and each individual have the same number of time periods.
We explained more on features and observations this data set had offered in the data section of our report. Please take a look. Thanks for the feedback.
Good amount of detail and preliminary results. The description of the data could have been a bit better, like are there multiple rows with the same individual? Or is the data for each individual in one row. How many time periods are there. Does each individual have the same number of time periods? This will likely effect how you analyze the data.