Urbanika / DeFi-Adoption-IRL

web3 credits for traditional micro businesses to drop their interest rates from 50% to 90%
https://www.decreditscore.xyz
MIT License
2 stars 1 forks source link

Score points weighting #3

Open HBesso31 opened 1 month ago

HBesso31 commented 1 month ago

The research design should include the following sources of truth and methods:

  1. Research paper analysis
  2. Trusted Seed Reputation Circle workshops
  3. Collective intelligence gathered through surveys and followed up interviews
HBesso31 commented 1 month ago

Workshop:

  1. Onboard real clients for real parameters: make dummie attestations with only front end. Detail: Request from MaxiTanda 10 clients with Business, Owner, and Credit data to participate in the first draft. They will provide their real data along with their credit request and interest rate tolerance. We will make dummie attestations on front end. Then, use those attestations to show at workshop sessions and surveys to assess risk apetite, minimum trust score required, loans offered, maturity and interest rates asked by lenders, and any other insights from lenders.

  2. Within the workshop sessions require participants to actually make a commitment of lending from $50 to $500. Each commitment is guaranteed to be refunded in case of default. Participants required: at least 10, amount we can guarantee: $2000

Success means having at least 2 business loans funded, get all the micro businesses scored at their individual attestations, get commitments from at least 10 participants, and their insights on why they chose to lend to that person over the others.

@sofi-verse can we work on this? I'll get those 10 real people to participate by mid August, however, meanwhile we can design the attestation visuals for each of the attestation categories found in Attestation Schemas

sofi-verse commented 1 month ago

Hi @HBesso31! I'll work on these.