[Bug]: SimpleFin-synced account shows wrong total amount. (possibly related to `startDate`

[jeffjose]

Verified issue does not already exist?

• [X] I have searched and found no existing issue
• [X] I will be providing steps how to reproduce the bug (in most cases this will also mean uploading a demo budget file)

What happened?

Looks like the total amount displayed on the top of the page for an account is different is the account is old vs an account created in a fresh budget file.

I believe this is due to starting balances and startDate. In the new budget file, the startDate doesnt go as back as the original account's starting balance, and that somehow causes the total amount to be different.

In other words BUDGET 1 created few months back - ACCOUNT A (simpleFin synced)

• First transaction date / Starting balance 2023-11-XX.
• Total balance -$2000 (incorrect)

BUDGET 2 freshly created - ACCOUNT A (simpleFin synced)

• First transaction date / Starting balance2024-04-XX
• Total balance -$6000 (correct)

Where are you hosting Actual?

Docker

What browsers are you seeing the problem on?

Chrome

Operating System

Linux

[duplaja]

Did you set a starting balance for the account, for a particular date?

The total amount shown at the top is calculated using the sum of all transactions. If you set a starting balance, then the bank sync uses that as the initial date, and goes from there (or 90 days, whichever is most recent).

[jeffjose]

No. I didnt set Starting Balance. Both accounts were 100% populated by SimpleFin.

Image showing starting balance of the "old" account. Note how it starts on 11/13/2023

Same account (credit card) but on a new budget file and synced via SimpleFin today. The starting balance is on 4/15/2025

FWIW, the "old" account shows the same transactions on 4/15/2025

[jeffjose]

Exported transactions into a sheet. I plan to dig into this a bit more later today as well.

https://docs.google.com/spreadsheets/d/1t1Ub28aeJGT909Q8Z1kQrwv80CZF-h9V0oQTwLfTLHE/edit?usp=sharing