feat: pay to platform if user doesn't complete task

[adnjoo]

todo

• [x] Add Deadline to Notes
  • [x] #99
  • [x] Update Note model to schedule penalty check after saving with a deadline
• [x] Create PenaltyJob for Handling Penalty Payments #100
  • [x] Generate a Sidekiq PenaltyJob to handle the penalty payment process
• [x] Charge User A via Stripe
  • [x] Add charge_user method to handle penalty payments
• [x] Schedule Penalty Check After Note is Saved
  • [x] In the Note model, schedule the PenaltyWorker to run after the deadline
• [x] Test the Payment Flow (test)
  • [x] Set up Stripe test credentials
  • [x] Simulate users with incomplete tasks and ensure the payment is processed (test)
  • [x] Check Stripe dashboard for successful payment records
• [ ] Test the Payment Flow (real money)
  • [x] Set up Stripe test credentials
  • [ ] Simulate users with incomplete tasks and ensure the payment is processed (test)
  • [ ] Check Stripe dashboard for successful payment records
• [ ] Optional: Handle Payment Errors
  • [ ] Add error handling in charge_user method for potential issues (e.g., card errors)

    rescue Stripe::CardError => e
    Rails.logger.error "Stripe Error: #{e.message}"

• [ ] Deploy and Monitor
  • [ ] Deploy the changes to your production environment
  • [ ] Monitor for any issues or failed payments using Sidekiq logs and Stripe dashboard