As an insurance provider, I want to be able to estimate the risk and calculate the insurance costs for properties in flood-prone areas so that I can set premiums appropriately.
Acceptance Criteria
[ ] The system estimates the risk based on historical flood data.
[ ] The system considers the property's elevation when estimating the risk.
[ ] The system takes into account the proximity to water bodies.
[ ] The system factors in the local flood defense measures.
[ ] The system adjusts the cost of insurance based on the estimated risk.
[ ] The system provides a discount for properties with flood prevention systems.
[ ] The system increases the insurance cost for properties with previous flood claims.
graph LR
A[Property Data] -->|Historical Data| B[Risk Assessment]
B --> C[Cost Estimation]
C --> D[Insurance Quote]
A -->|Elevation Data| B
A -->|Proximity to Water| B
A -->|Flood Defenses| B
A -->|Flood Prevention Systems| C
A -->|Previous Claims| C
Risk Estimation and Insurance Costs
As an insurance provider, I want to be able to estimate the risk and calculate the insurance costs for properties in flood-prone areas so that I can set premiums appropriately.
Acceptance Criteria