fix(misconf): do not evaluate TF when a load error occurs

[nikpivkin]

Description

If an error occurs while loading the configuration files, we must skip the evaluation.

Related issues

• Close https://github.com/aquasecurity/trivy/issues/7084

Checklist

• [x] I've read the guidelines for contributing to this repository.
• [x] I've followed the conventions in the PR title.
• [x] I've added tests that prove my fix is effective or that my feature works.
• [ ] I've updated the documentation with the relevant information (if needed).
• [ ] I've added usage information (if the PR introduces new options)
• [ ] I've included a "before" and "after" example to the description (if the PR is a user interface change).