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balanced / balanced-api

Balanced API specification.
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Support for level 2 and 3 card processing #602

Open MDrollette opened 10 years ago

MDrollette commented 10 years ago

We have a seller with a requirement that their card processing be "level 3" in detail (https://en.wikipedia.org/wiki/Merchant_account#Level_2_or_Level_3_Processing_-_Purchasing_Cards). Is this something that could be possible with Balanced now or in the future?

steveklabnik commented 10 years ago

/cc @matin

matin commented 10 years ago

@MDrollette Can you help me understand the seller's requirements better? Based on the Wikipedia limit, the additional information reduces the transaction fee. This is certainly beneficial for Balanced, but we charge our marketplace consistent fees across all cards.

MDrollette commented 10 years ago

The seller is an organization (school district) and the buyers will all be using corporate purchasing cards

Level III data can be provided for purchase cards, which are special credit cards that 
employees use to make purchases for their company. You provide additional detailed 
information—the Level III data—about the purchase card order during the settlement 
process. The Level III data is forwarded to the company that made the purchase, and it 
enables the company to manage its purchasing activities.

http://apps.cybersource.com/library/documentation/dev_guides/Level_2_3_SO_API/Level_II_III_SO_API.pdf