Potential confusion of succeeded credits that haven't been settelled yet

[kyungmin]

With the introduction of settlement, there could be potential confusions around the status of the credits associated with settlements. (i.e., users might think the credit was successfully made to the bank account, instead of the sweep account, by visually scanning the green succeeded status in the dashboard.)

This also could be a confusion point for API users. Should we change the credit status to something else (i.e., not settled? transferred?), and change it to succeeded when the settlement is made?

[remear]

Transaction statuses are standardized to pending, succeeded, failed. We should leave them alone. You don't settle credits. You settle an account balance.

I don't think there's any confusion here that couldn't be cleared up by the docs. The process will work more-or-less like this:

• create credits from orders to the customer's account of type sweep (these should be immediately successful).
• when the customer is ready to settle the funds in the customer's account, they create a Settlement, which will create a single credit to the merchant's bank account (destination) for all of the funds currently in the account.

[mjallday]

+1 on @remear's interpretation. This is something that should be documented, the dashboard may expose the state of the settlement's credit if it needs to explain where the funds are.