Closed anon88391 closed 7 months ago
Hi @anon88391
Thanks for posting this.
The rules state:
If you are required to fill in a reason, use your account name eg "Joe Bloggs" alternatively enter something non-descriptive like a dash
Ref: https://bisq.wiki/Trading_rules#Leave_the_.22reason_for_payment.22_field_empty
Does this cover what you are asking for?
@pazza83
In that case I think it should also be clarified in the Bisq client, because it does not mention this.
Below is a screenshot of the only instructions that I got in Bisq client. It left me very confused because it was impossible for me to fully comply with them.
Yes that is a good idea.
Are you able to send a full screenshot of the message?
Many thanks
@pazza83 I wasn't able to provide a screenshot as I wasn't using Bisq until today, but the screenshot above contained most of the message. Today I took a screenshot of the message again (identifying information redacted), but it's mostly the same thing.
I want to reiterate that the message sounds like a '-' payment reason would be unacceptable.
Please would one of the devs be able to update the text above to add the following sentence after 'BTC' or Bisq'.
If you are required to fill in a reason, use your account name eg "Joe Bloggs" alternatively enter something non-descriptive like a dash
This issue has been automatically marked as stale because it has not had recent activity. It will be closed if no further activity occurs. Thank you for your contributions.
This still requires actioning
@pazza83 @anon88391 I opened a PR for this, lmk if you guys think that should be enough: https://github.com/bisq-network/bisq/pull/6974
@kiocosta many thanks for picking this up
Bisq instructions clearly state that the payment reason field MUST be empty when sending a SEPA transfer. However, my bank does not allow the payment reason field to be blank. It requires at least a single character, but I wouldn't be surprised if other banks required more. According to the Table of Penalties, not leaving the field empty would most likely constitute "Using unagreed payment reference" and result in a 10% penalty for the buyer.
Please reevaluate and clarify the instructions, perhaps add a statement that when the field can't be empty it should be a dash ("-") character or just the name of the account owner.