Closed pazza83 closed 2 years ago
Verse has been scored for inclusion to Bisq:
Essential | Desirable | Definite No’s |
---|---|---|
Very low risk of chargeback | ||
Way to verify the sender in the received payment and ability to enter a reference | ||
Instant payment | ||
Multi-currency | ||
Significant user base | ||
High usability and great user experience | **< high amount usability~~ | |
No KYC required for sending and receiving payments, allows users to trade with upmost privacy. Minimal identifying information as possible (no names, email, phone etc required) | ||
Low risk of scam attempts | ||
Traders can provide evidence of payment / receipt | ||
No minimum limits | ||
Maximum limits equal to at least 0.01 BTC | ||
Likely to increase liquidity | ||
Low risk of mediation | ||
Low risk for traders from government agencies | ||
No fees for transactions | ||
No changes needed to trade protocol |
Score: 24/32 Percentage: 75%
Verse will no longer be available to UK based users:
Email from 27.04.21
As you know, the UK formally left the EU after the transition period ended on 31 December 2020. Verse was able to secure some extra time for our UK-based users to continue enjoying their accounts via the Financial Conduct Authority’s (FCA) temporary permissions regime (TPR). However, going forward we will not continue offering our services to anyone based in the UK. Please make sure to withdraw any positive balance before 1 July 2021. We will be closing UK-based accounts on this date. If you originally signed up with a UK telephone number, but are now a resident of an EU/EEA we’d love to keep you on. You’ll need: Withdraw funds from your account Delete your account Sign up with your EU/EEA phone number to be able to use Verse
I am proposing that Verse to be added as a national currency payment method.
@refund-agent2, @huey735, @leo816 please let me know if you have any questions as to how Verse will be mediated / arbitrated. If you have any objection please let me know by 31 May 2021.
Date proposal being made: 01.05.21 Date feedback to be provided by: 01.05.21
Name of payment method: Verse
Required fields (eg)
Maximum trade duration: 24 hours
Signing required: No
Regions accepted: Europe
Currencies accepted: EUR, SEK, HUF, DKK, PLN
Bisq Limits: 0.25 BTC
Trade window: 1 day
Any relevant information for mediators / arbitrators: Verification might be via mobile screen recording if bank is app based.
Any relevant information for devs: No
Any relevant information for users: No
Screenshot of expected GUI: TBC
Here is the XD for Verse, it should be straight forward to add:
Hi @jmacxx here is the information for the strings.
Let me know if you need anything else:
Verse is a multiple currency payment method that can send and receive payment in EUR, SEK, HUF, DKK, PLN.
When setting up your Verse account in Bisq please make sure to include the username that matches your username in your Verse account. This will ensure that when you send funds they show from the correct account and when you receive funds they will be credited to your account.
Verse users are limited to sending or receiving €10,000 per year (or equivalent foreign currency amount) for accumulated payments made from or received into their payment account. This can be increased by Verse on request.
Please send payment only to the username provided by the BTC Seller in their Bisq account. Please leave the payment description blank.
Verse users are limited to sending or receiving €10,000 per year (or equivalent foreign currency amount) for accumulated payments made from or received into their payment account. This can be increased by Verse on request.
BTC Sellers should expect to receive payment from the username shown in the BTC Buyer's Bisq account.
Verse users are limited to sending or receiving €10,000 per year (or equivalent foreign currency amount) for accumulated payments made from or received into their payment account. This can be increased by Verse on request.
Wiki completed: https://bisq.wiki/Verse
Verse
References:
Verse is a mobile payment app based in Europe owned by Square. Users can pay and request money from your friends. Payments are immediate and free. It is easy to use.
Verse is designed for small payments between friends and family members and users should only transact with people they trust.
All the money you receive is stored in your Verse balance. From there you can send it to your friends’ digital wallets. When you want that money to be in your real world wallet, all you have to do is transfer it to your bank account. Depending on your bank, money can take anywhere from a few seconds to two business days to reach your bank account (worst case scenario, a transfer ordered on a Friday afternoon might arrive on Tuesday afternoon the latest).
Verse allows users to:
Money can be added by debit / credit card. Verse accepts VISA and MasterCard. Withdrawals are made to your linked debit / credit card.
Why
Verse is like the European Cash App. It is multi currency, easy to use and payments are instant and free.
Region
Verse operates in the following countries: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Poland, Portugal, Slovakia, Spain, Sweden, The Netherlands, and the United Kingdom.
Currencies
EUR, GBP, SEK, HUF, DKK, PLN
You can change between currencies in the your Verse account. Your default currency is decided by your phone number's country code. You can switch currencies every time you make a payment (the currency menu is right above the amount you are paying) and the change will be made immediately.
There are no commissions when changing of currency, the current change rate (Visa mid-market) will be applied.
Chargeback risk
Low
Size of user base
Over 25 million active users
Data requirements
To send payment to someone you need there verse user name (similar to Revolut, it is created for you based on first and last name).
Verification
TLSNotary is unable to be used as app based.
Will require screen recordings / screen shots.
Prohibited uses
Does not define cryto as being prohibited
Duration
Instant- seconds
Fees
Free
For payment operations that involve currency conversion and currency exchange services, the exchange rate will be calculated based on the currency sale or purchase rates, as applicable, by Visa International
Fraud risk
Low
Payment amounts
€10,000 per year (or equivalent foreign currency amount) for accumulated payments made from or received into their payment account. Can be increased on request.