bisq-network / growth

Bisq exchange growth experiments
https://bisq.wiki/Growth_team
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ZINLI #272

Open n1ckl4s opened 1 year ago

n1ckl4s commented 1 year ago

Payment methods are evaluated very carefully before being added to Bisq. Poorly integrating a payment method, or integrating a payment method that's not a good fit for Bisq's trading protocol, can be costly mistakes for Bisq's users and dispute resolution mechanisms.

As a result, we request that you add responses to the following questions so that we can better consider your suggestion.

Please answer to the best of your ability. The more thorough you can be, the more you'll help us out, and the quicker your suggestion can be evaluated and implemented.

Zinli is a virtual wallet that allows you to have a Virtual Zinli Visa Card and the opportunity to obtain a Prepaid Physical Zinli Visa Card.

Why would Bisq benefit from adding this payment method? Is is popular in a particular region? More convenient? More safe?

Mainly in Latin America and also works in the world.

In which areas of the world can this payment method be used?

Is a Virtual VISA Card.

What currencies is this payment method for?

No riks, the money transfers in Zinli are immediate, so confirm with the person who sent you the money.

How easy is it to cancel a payment once it's made? This is the most important characteristic of a payment method.

You cannot cancel a transaction after it has been sent.

Do you know how many people use this payment method?

It works in 30 countries of the world, I assume millions of users.

What information must a user provide to a counterparty to accept a payment?

A virtual card is an instrument that allows you to make all your online purchases quickly, comfortably and safely. Like a physical card, the virtual card has a number, expiration date and verification code (CVV).

With Zinli you can send, receive and request money in dollars among your family members, friends and whoever you want. With your Zinli Virtual Card you can make purchases and payments online and by obtaining the Zinli Physical Card you will be able to buy in the millions of businesses affiliated with the VISA network in the world.

You will be able to create only one account with your email and your identification. Each account must have a unique email.

How can payments be verified? Examples: TLSNotary is typically used for electronic payments, and receipt scans are typically used for money orders.

That's how it is! You can send and receive money to and from any country.

1️ Enter your Zinli wallet and locate the Send icon at the bottom, tap on it.

2️ Select the person to whom you are going to send money or write their email in the search field.

3️ Enter the amount to send and press Continue.

4️ And done! The shipment was made.

You can share the receipt by whatsapp or the medium you prefer.

How long do payments take? Please provide a range, as the advertised best-case scenario rarely accounts for edge cases.

On the platform, transactions do not have a fee.

Does it cost anything to make a transfer using this payment method? If so, how much?

No Fraud risk

How easy or difficult is fraud with this payment method?

If you create a fake user you will not be able to withdraw the money, it is very simple and safe at the same time, the platform is linked to traditional banking where you cannot fraud with it.

What is the minimum or maximum amount you can send with this payment method?

If you registered with a passport you will have Zinli Standard that has a limit of $1,000 USD per month.

If you updated your data within Zinli, you will have Zinli Standard Plus which is limited to $1,500 USD per month.

If you registered with an ID you will have Zinli Lite that has a limit of $500 USD.

Through the subscriptions that we design for you, you will be able to access the following benefits:

You can purchase your subscription for 1 month or 1 year. It is very easy and fast. Subscribe Now!!

Can a note be added when sending payment with this payment method (would be useful to include the Bisq trade ID)?

I hope I can help to include this well-used system in Latin America.

pazza83 commented 1 year ago

Hi @n1ckl4s

Thanks for posting.

Do you know what currencies is this payment method for?

Once the card has been credited how long does the credit last for?

How can a buyer show they send the credit to the seller?

How can the seller see the information of the user that credited their card?

n1ckl4s commented 1 year ago

Hi @pazza83

I hope I have clarified more doubts!

Do you know what currencies is this payment method for?

It works only with US dollars, but at the same time it accepts the fiat currency of 30 countries where zinli is used.

Once the card has been credited how long does the credit last for?

It is not a credit, it is cash, it is a prepaid card that uses two virtual and physical modalities.

How can a buyer show they send the credit to the seller?

The system sends the instant notification

How can the seller see the information of the user that credited their card?

The system is immediate, it is real time, imagine that it works like zelle but it is the Latin American version.

Best regards!

n1ckl4s commented 1 year ago

Hi there!

Any news on the application? :D

pazza83 commented 1 year ago

Hi thanks for this going to review current and proposed payment methods in the new year

n1ckl4s commented 1 year ago

Hi there!

I hope you are well! Do you have any idea when they activate ZINLI?

pazza83 commented 1 year ago

Hi @n1ckl4s

Sorry for the late reply.

I think the idea is going to be to be more flexible to allow new payment methods for Bisq 2 (hopefully to be released early in the second quarter of the year).

Then those payment methods that end up being popular in Bisq 2 (one of which could be Zinli) can be implemented into Bisq 1.

n1ckl4s commented 1 year ago

Hi @pazza83

I hope this new version is a success, I know it takes a lot of work.

Zinli is a great platform and very practical as I told you, you won't regret it, it's very big on this side of the world.

pazza83 commented 1 year ago

Thanks, I will post back here when it is ready for you to experiment with a few Zinli trades to see how it goes :)