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bisq-network / growth

Bisq exchange growth experiments
https://bisq.wiki/Growth_team
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Kaspi.kz payment method #275

Open Ka0shi opened 1 year ago

Ka0shi commented 1 year ago

Why

Kaspi.kz It is the most popular bank in the Kazakhstan region. Literally every second person has their mobile app. Transfers are made instantly. In my opinion if you add kaspi.kz in payment methods, it will not make sense for people in Kazakhstan to buy crypto currency in other ways, since at the moment with kaspi.kz there are no direct organisations.

Region

Anyone can use Kaspi.kz in Kazakhstan since the age of 12. Withdraw money and pay for purchases using Kaspi.kz you can in any country in the world, except for the following regions: Russia; Crimea; Iran; North Korea; Sudan; Syria.

Currencies

Card account Kaspi.kz in tenge, but you can withdraw money and pay for purchases in any currency around the world for free.

Chargeback risk

_You can send a request to cancel any transfer for the last month in the mobile app Kaspi.kz . According to the Law of the Republic of Kazakhstan "On Payments and Payment Systems", the transfer can be returned only with the consent of the recipient. He will receive a message asking for a refund. The recipient can do this within 7 days.

If the money has not been returned to you during this time, you can contact law enforcement agencies. Only at the official request of the judicial representative, they will be able to provide the recipient's data to the court.

You can apply for cancellation of the transfer to Kaspi Gold for a child only in the department Kaspi.kz._

Size of user base

The number of daily users is 7.4 million, and the monthly number of users is 11.8 million.

Data requirements

In order to accept the payment, you need to provide the phone number to which the account is registered or the card number Kaspi.kz to the counterparty.

Verification

After any payment to Kaspi.kz you will receive a receipt that serves as proof of payment. All receipts are located in the "Payments" service in the "History" tab. In the mobile app Kaspi.kz you can send a receipt using any program installed on your smartphone. The recipient can also confirm the success of the payment.

Duration

The payment receipt period depends on the conditions of another bank and may take from 5 minutes to 3 business days. If the payment has not been received during this time, write to support Payments within the bank are received instantly.

Fees

The fees for international payments and payments to the card of another bank is 0.95% (Minimum 200 tenge) Payments within the bank do not charge any fees.

Fraud risk

_To avoid any risks of encountering fraudsters, you should be more careful with personal data. Employees Kaspi.kz they never ask for customers' personal data.

Do not tell anyone, and also do not indicate in correspondence in which you are not sure, the following Kaspi Gold card details: name and surname of the owner; validity period; CVV is a three—digit number on the back of the card; PIN code; SMS codes for confirming payments and transfers._

Payment amounts

The minimum amount of transfers is 100 tenge The maximum amount that can be transferred at one time is $2,500 ($10,000 per month).

Payment description

You can attach additional comments to payments.

pazza83 commented 1 year ago

Hi @Ka0shi thanks for posting this.

Do you know if there is demand in Kazakhstan for users to access Bisq?

Ka0shi commented 1 year ago

Hi @Ka0shi thanks for posting this.

Do you know if there is demand in Kazakhstan for users to access Bisq?

Hi! @pazza83

Everyone who understands cryptocurrency is looking for a good and reliable p2p exchanger. Almost every article mentions bisq and is considered the most anonymous in our circles. In addition to the residents of Kazakhstan themselves, many visitors from Ukraine and Russia (Kazakhstan borders with them) also know about it. Summing up, we can say that those who are somehow connected with the cryptocurrency in Kazakhstan have heard about bisq. Unfortunately I don't have accurate statistics

pazza83 commented 1 year ago

Thanks for the feedback.

I think going forwards the idea is for Bisq 2 to be more flexible when it comes to allowing new payment methods. Hopefully Bisq 2 will be released early in the second quarter of the year.

Then those payment methods that end up being popular in Bisq 2 (one of which could be kaspi.kz) can be implemented into Bisq 1.

I will post back here when Bisq 2 is ready and you can experiment with a few trades :)