Dynamic Payment Gateway with Stripe and Razorpay for Streamlined Global and Localised Transactions

Current Situation

The old version of this website used Razorpay to process payments. It was good for Indian transactions because it supports all the major UPI apps (PhonePe, Paytm, Google Pe etc.). Recently, we expanded our platform to global audience and we've decided to migrate from Razorpay to Stripe for smooth processing of international payments and currencies. But, lately we started receiving feedback from our customers in India to integrate UPI for processing payments as that was the most preferred way to transact.

Desired Solution:

Implement a dynamic payment gateway solution that utilizes:

Select the payment gateway based on customer's geographic location.
Stripe for international transactions (outside India)
Razorpay for Indian transactions (UPI included)
This ensures a seamless user experience with localized payment options for all customers.

Benefits:

Enables acceptance of international payments through Stripe.
Provides Indian customers with the preferred UPI payment option via Razorpay.
Streamlines the checkout process by automatically routing users to the appropriate gateway based on their location.
Improves customer satisfaction by offering relevant payment methods.

Implementation Considerations:

Already implemented logic to determine the user's geographical location for selecting the currency.
Extend the logic to also select the appropriate payment gateway.
Select Stripe as the default gateway.
Select Stripe for Indian Customers only.

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