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congressus / sepa-direct-debit

Create Direct Debit SEPA XML files
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SEPA without BIC #10

Closed RedDog99 closed 10 years ago

RedDog99 commented 10 years ago

I'm currently preparing direct debits for a website which starts February'2014. After this date the BIC isn't required for national payments. (See https://www.ecb.europa.eu/paym/sepa/about/migration/html/index.en.html )

However sepa-direct-debit needs the BIC. I'm fairly new to sepa, but i think the xsd file also needs an update. There is at least the version 4 for the iso (001) variant. I'm not sure if the new schema accepts sepa without BIC but at least the german variant (003) accepts that.

congressus commented 10 years ago

It already support this. (try not specifying a BIC, it WILL run and produce valid output) The documentation just needs to be updated. If you do not specify BIC however, the validation will fail due to the older schema definition. For now it works but I will update this shortly.

JelleM-Congressus commented 10 years ago

I have added PAIN.008.001.03 (ISO) support, but it does not validate with no BIC. The documentation has also been updated.