message formatter remove userid

[csietingkai]

https://github.com/csietingkai/money/blob/3425f8a210c78c532b658dc58d44132896bfe4fc/backend/src/main/java/io/tingkai/money/service/UserStockService.java#L177 https://github.com/csietingkai/money/blob/3425f8a210c78c532b658dc58d44132896bfe4fc/backend/src/main/java/io/tingkai/money/service/UserStockService.java#L221 https://github.com/csietingkai/money/blob/3425f8a210c78c532b658dc58d44132896bfe4fc/backend/src/main/java/io/tingkai/money/service/UserFundService.java#L158 https://github.com/csietingkai/money/blob/3425f8a210c78c532b658dc58d44132896bfe4fc/backend/src/main/java/io/tingkai/money/service/UserFundService.java#L202