Plaid Sync does not support Credit Card

[JingerTea]

I would like to know if Plaid supports credit card transactions. I connected with my Chase account under development, I only see options for syncing checking and saving. Base on plaid support, it seems like ERPNext is limited to ACH account only.

Below is the response I got from Plaid support:

Thanks for reaching out to Plaid Support!

Upon reviewing the logs on our side, it looks like link_tokens are being created with auth in the products array. The Auth product is only compatible with ACH-enabled depository accounts (such as Checking and Savings accounts), so including it in the products array is automatically filtering any accounts that don't match those requirements.

The solution here would be to drop auth from the products array and create a link_token with only transactions specified. This will allow you to get transaction data from all account types.

I hope this helps! Please let us know if you have any further questions or concerns!

Cheers, Joe Plaid Support

Module

accounts

Version

Ecommerce Integrations: v1.11.0 (main)

ERPNext: v13.36.2 (version-13)

Frappe Framework: v13.36.3 (version-13)

Installation method

manual install

Relevant log output / Stack trace / Full Error Message.

No response

[volkswagner]

I agree this is a bug. Environment: Ecommerce Integrations: v1.19.6 (main) ERPNext: v14.56.0 (version-14) Frappe Framework: v14.60.0 (version-14) Frappe HR: v16.0.0-dev (develop) Payments: v0.0.1 (develop)

With the Plaid integration, I can authenticate with American Express Credit card. No transactions appear when trying to reconcile... however, when creating a template for importing transactions into ERPNext, the sample document contains sample transactions from my American Express.

The Plaid integration Devs, please look into this. Credit card transactions should be working if the integration can pull transactions into the sample .csv import file.

I missed the info above about Plaid having Auth product enabled. I canceled this product, but it must have taken time for Plaid to stop presenting it. I can now download transactions from American Express.