e-statement

[githubtraveler]

As a customer, I want to receive e-statements for my bank account, so I can reduce paper waste.

[arty-sec[bot]]

• Authentication and Access Control:

  • Implement multi-factor authentication for customer login.
  • Verify and update permissions and roles to ensure only authorized users can access e-statements.
  • Conduct regular audits of access controls.

• Data Privacy and Protection:

  • Mask personal information on e-statements to prevent exposure.
  • Ensure data is encrypted at rest.
  • Implement data minimization principles to collect only necessary information.

• Audit and Monitoring:

  • Implement logging mechanisms to track access and changes to e-statements.
  • Regularly review logs for unauthorized access or anomalies.
  • Develop systems for automated anomaly detection.

• Secure Storage:

  • Use secure servers for storing e-statements, possibly with a reputable cloud service provider that complies with relevant data protection regulations (e.g., GDPR, CCPA).
  • Regularly update and patch storage systems to protect against vulnerabilities.

• User Interface and Security Features:

  • Provide clear instructions and security tips to customers on how to securely access and manage e-statements.
  • Implement CAPTCHA or similar mechanisms to protect against bot access.

• Regulatory Compliance:

  • Ensure all features comply with regulatory requirements for e-statements (e.g., maintaining user consent, clear opt-out mechanisms, and providing required notifications about changes).

• Penetration Testing and Code Review:

  • Regularly schedule penetration testing to find and fix vulnerabilities.
  • Conduct code reviews to ensure that security measures are correctly implemented and no back doors or bugs exist.