Feat: Add support for default OTP

[abhishek310001]

Description

To temporarily add support for deafult OTP for creating/logging account.

Database schema changes

NA

Tests

Automated test cases added

NA

Manual test cases run

NA

[github-actions[bot]]

Deployment (boilerplate-mern) is available at - https://03d580325bf3106.preview.platform.jalantechnologies.com

[github-actions[bot]]

Package	Line Rate	Branch Rate	Health
backend	95%	50%	✔
backend.modules.access-token	92%	83%	✔
backend.modules.access-token.rest-api	100%	94%	✔
backend.modules.account	85%	100%	✔
backend.modules.account.internal	96%	81%	✔
backend.modules.account.internal.store	100%	100%	✔
backend.modules.account.rest-api	93%	90%	✔
backend.modules.application	89%	67%	✔
backend.modules.communication	81%	60%	✔
backend.modules.communication.internals	84%	75%	✔
backend.modules.config	81%	75%	✔
backend.modules.database	86%	0%	✔
backend.modules.http	100%	100%	✔
backend.modules.logger	73%	100%	➖
backend.modules.logger.internals	67%	57%	➖
backend.modules.otp	100%	100%	✔
backend.modules.otp.internal	92%	75%	✔
backend.modules.otp.internal.store	100%	100%	✔
backend.modules.password-reset-token	92%	90%	✔
backend.modules.password-reset-token.internal	97%	100%	✔
backend.modules.password-reset-token.internal.store	100%	100%	✔
backend.modules.password-reset-token.rest-api	100%	100%	✔
backend.modules.task	95%	100%	✔
backend.modules.task.internal	88%	50%	✔
backend.modules.task.internal.store	100%	100%	✔
backend.modules.task.rest-api	92%	100%	✔
Summary	90% (823 / 915)	79% (109 / 138)	✔

Minimum allowed line rate is 60%