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jphamgithub / a_path_to_everything

The best advice is the advice from 1,000+ people, sprinkled with common sense, and your own experience. Here I have tried to collect the 1,000+ influences in my life that have served me well from finance to tech to mindset.
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Add more color on index funds. #1

Open howtri opened 10 months ago

howtri commented 10 months ago

FZROX or VTI!!! WHAT TO DO?

jphamgithub commented 10 months ago

For long-term investors, there's little difference between choosing FZROX and VTI. Both offer broad exposure to the U.S. stock market, encompassing a diverse range of companies. The main distinctions are the expense ratio and the structure (ETF for VTI and mutual fund for FZROX). However, these differences are minimal in the grand scheme of long-term investing.

For those interested in intraday trading, VTI, being an ETF, offers the flexibility to trade throughout the trading day at fluctuating market prices. This contrasts with FZROX, a mutual fund, where trades are executed at the end-of-day net asset value. This difference might be significant for those who prioritize trading flexibility and timing. For long term investors... who cares.

howtri commented 10 months ago

Thanks for the comment! Mind making a merge request to add this info?