[FEATURE] Plaid Open Banking Integration

[tinu-hareesswar]

Feature Description

To allow merchants to configure and enable AIS and PIS use cases via open banking providers (Plaid)

Possible Implementation

• [x] #1218   - Wasm changes (PR to be linked)
• [ ] Integrate Plaid as PM Authentication Processor   - Create a new tab under Connectors called PM Authentication Processors   - Description: Connect and configure open banking providers to verify customer bank accounts   - MCA APIs to be used with processor_type as pm_auth   - Wasm changes (PR to be linked)
• [ ] Link PM Auth in Bank Debit configuration   - Open up sidebar while configuring Bank Debit PMs with a payment processor   - Heading: Additional Details to configure Bank Debits   - Description: Select the open banking verification provider to verify the bank accounts   - Dropdown with the list of pm_auth connectors available (source: MCA retrieve)   - Note: Please ensure to have at least one Verification provider to select here (Path)

Have you spent some time checking if this feature request has been raised before?

• [X] I checked and didn't find a similar issue

Have you read the Contributing Guidelines?

• [X] I have read the Contributing Guidelines

Are you willing to submit a PR?

None

[gitanjli525]

Hi @tinu-hareesswar , I have a few questions. Do we redirect to PM Authentication Processor in case none is configured ? Shall we allow them to choose PM in case no PM Authentication Processor is configured ? Does the Side Panel appear for all PM under Bank Debits ?

[tinu-hareesswar]

Do we redirect to PM Authentication Processor in case none is configured ?

Let's not redirect since it'll break the current processor flow. Instead we can provide the path where they can configure PM Auth

Shall we allow them to choose PM in case no PM Authentication Processor is configured ?

Yes we can allow to configure bank debits w/o PM Auth

Does the Side Panel appear for all PM under Bank Debits ?

Yes for all of them it should appear

[Sarthak1799]

Linking some resources for further study - https://docs.google.com/document/d/1n8KZ9wh4W8i-h1M4waKklAosLvGEMtSl_1zkqNUN3F0/edit?usp=sharing https://www.openbanking.org.uk/ https://www.openbanking.org.uk/news/open-banking-launches-account-information-payment-initiation-api-specifications/