Budget: includes transactions, switch between current and previous months, edit transactions for different months, write suggestions and notes based on previous months, and try to show these notes at some point. Also lets you go to future months, and includes those recurring transactions (#2 )
Debt: View your credit debt
Goals: add goals and stuff you're saving up for. shows progress for each goal. when creating, can allocate a certain amount of money each time.
settings: how frequently do you want to be updated about how your budget is doing.