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markrogoyski / math-php

Powerful modern math library for PHP: Features descriptive statistics and regressions; Continuous and discrete probability distributions; Linear algebra with matrices and vectors, Numerical analysis; special mathematical functions; Algebra
MIT License
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MiddlePayment For Loan #455

Open mcatal opened 2 years ago

mcatal commented 2 years ago

Hi,

Any plan for Finance Middle Payment credit(loan). For example, first middle payment month, frequency of payment and payment amount.

markrogoyski commented 2 years ago

Hi @mcatal,

Thank you for your interest in MathPHP.

Can you provide a more thorough explanation of what kind of functionality you are requesting? Also, can you link to some reference documentation or example calculations?

Thanks, Mark

mcatal commented 2 years ago

Hi @markrogoyski,

Thank you for your quickly response.

Banks have an additional payment system for mortgages. This is called the interim payment system.

This system works as follows. In addition to your credit information, as with a regular loan, it is also about the additional payment amount that starts in the specified period and that you can pay at the intervals you specify.

Below are a few sample web page( i'm sorry there is turkish but i can help to translate it for you ) that contain this calculation, but unfortunately I couldn't figure out the calculation method. In my opinion, after the first interim payment, recalculation of the loan, etc. It's like doing a transaction.

Thank you so much...

https://www.garantibbvamortgage.com/ara-odemeli-mortgage-hesaplama-araclari.aspx

http://www.kredimodeli.com/ara-odemeli-kredi-hesaplama?CreditType=T&CreditAmount=1.250.000&InterestRate=1,25&PaymentCount=36&PaymentPeriod=1