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XML files for the International Journal of Microsimulation
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Table B1 in 00187 #163

Open fred-atherden opened 4 years ago

fred-atherden commented 4 years ago

Table B1 in 00187 is captured as one table-wrap element with two table elements.

<table-wrap id="tableb1" position="float">
<label>Table B.1.</label>
<caption><title>Parameter estimates of the expenditure share equations.</title></caption>
<table frame="hsides" rules="groups">
<thead>
<tr>
<th align="left">Share of product category</th>
<th align="left">Av. of variable</th>
<th align="left">Food and non-alc. beverages</th>
<th align="left">Alcoholic beverages</th>
<th align="left">Tobacco</th>
<th align="left">Clothing and footwear</th>
<th align="left">Water and energy</th>
<th align="left">Rents</th>
<th align="left">Household services</th>
<th align="left">Health</th>
</tr>
</thead>
<tbody>
<tr>
<td align="left" rowspan="2">Log expenditure</td>
<td align="center">14.3</td>
<td align="center">0.300<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0152</td>
<td align="center">&#x2212;0.0287</td>
<td align="center">0.0562<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.255<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.101<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.153<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0996<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.536)</td>
<td align="center">(0.0519)</td>
<td align="center">(0.0135)</td>
<td align="center">(0.0236)</td>
<td align="center">(0.0297)</td>
<td align="center">(0.0536)</td>
<td align="center">(0.0188)</td>
<td align="center">(0.0338)</td>
<td align="center">(0.0342)</td>
</tr>
<tr>
<td align="left" rowspan="2">Log expenditure squared</td>
<td align="center">206.0</td>
<td align="center">&#x2212;0.0119<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000552</td>
<td align="center">0.000701</td>
<td align="center">&#x2212;0.00150</td>
<td align="center">0.00513<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00318<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00589<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00340<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(15.4)</td>
<td align="center">(0.00178)</td>
<td align="center">(0.000459)</td>
<td align="center">(0.000803)</td>
<td align="center">(0.00104)</td>
<td align="center">(0.00184)</td>
<td align="center">(0.000640)</td>
<td align="center">(0.00116)</td>
<td align="center">(0.00117)</td>
</tr>
<tr>
<td align="left" colspan="10"><italic>Household type</italic> (baseline = no retired person, no couple, no child in the household) (average = 0.179, standard deviation = 0.383 for baseline variable)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: no; child: yes</td>
<td align="center">0.032</td>
<td align="center">0.0132<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00457<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00422<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00959<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0167<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00896<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00197</td>
<td align="center">&#x2212;0.00683<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.176)</td>
<td align="center">(0.00603)</td>
<td align="center">(0.000761)</td>
<td align="center">(0.00204)</td>
<td align="center">(0.00283)</td>
<td align="center">(0.00464)</td>
<td align="center">(0.00386)</td>
<td align="center">(0.00364)</td>
<td align="center">(0.00239)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: no</td>
<td align="center">0.201</td>
<td align="center">0.0338<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00107</td>
<td align="center">&#x2212;1.58e-05</td>
<td align="center">&#x2212;0.00124</td>
<td align="center">0.0210<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00662<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00494<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00865<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.401)</td>
<td align="center">(0.00311)</td>
<td align="center">(0.000731)</td>
<td align="center">(0.00141)</td>
<td align="center">(0.00145)</td>
<td align="center">(0.00245)</td>
<td align="center">(0.00208)</td>
<td align="center">(0.00184)</td>
<td align="center">(0.00156)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: yes</td>
<td align="center">0.172</td>
<td align="center">0.0198<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00383<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00205</td>
<td align="center">0.00466<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0261<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0128<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00305</td>
<td align="center">0.00972<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.377)</td>
<td align="center">(0.00509)</td>
<td align="center">(0.000867)</td>
<td align="center">(0.00196)</td>
<td align="center">(0.00243)</td>
<td align="center">(0.00356)</td>
<td align="center">(0.00312)</td>
<td align="center">(0.00263)</td>
<td align="center">(0.00203)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: no</td>
<td align="center">0.210</td>
<td align="center">&#x2212;0.00967<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00137</td>
<td align="center">&#x2212;0.00111</td>
<td align="center">&#x2212;0.00346<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.00610</td>
<td align="center">&#x2212;0.00950<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00183</td>
<td align="center">0.00970<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.408)</td>
<td align="center">(0.00461)</td>
<td align="center">(0.000984)</td>
<td align="center">(0.00157)</td>
<td align="center">(0.00179)</td>
<td align="center">(0.00380)</td>
<td align="center">(0.00203)</td>
<td align="center">(0.00298)</td>
<td align="center">(0.00323)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: yes</td>
<td align="center">0.00458</td>
<td align="center">0.0317<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00624<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00652</td>
<td align="center">&#x2212;0.000390</td>
<td align="center">0.0282<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0159<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00924</td>
<td align="center">0.0269<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.0675)</td>
<td align="center">(0.0136)</td>
<td align="center">(0.00157)</td>
<td align="center">(0.00426)</td>
<td align="center">(0.00516)</td>
<td align="center">(0.0105)</td>
<td align="center">(0.00531)</td>
<td align="center">(0.00994)</td>
<td align="center">(0.00670)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: no</td>
<td align="center">0.181</td>
<td align="center">0.0159<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000923</td>
<td align="center">0.00106</td>
<td align="center">&#x2212;0.00380</td>
<td align="center">0.0248<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0136<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0116<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0191<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.385)</td>
<td align="center">(0.00609)</td>
<td align="center">(0.00138)</td>
<td align="center">(0.00218)</td>
<td align="center">(0.00269)</td>
<td align="center">(0.00482)</td>
<td align="center">(0.00226)</td>
<td align="center">(0.00373)</td>
<td align="center">(0.00408)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: yes</td>
<td align="center">0.0204</td>
<td align="center">0.0111</td>
<td align="center">&#x2212;0.00433<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00115</td>
<td align="center">&#x2212;0.000883</td>
<td align="center">0.0395<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0134<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0132<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0264<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.141)</td>
<td align="center">(0.00817)</td>
<td align="center">(0.00144)</td>
<td align="center">(0.00300)</td>
<td align="center">(0.00376)</td>
<td align="center">(0.00608)</td>
<td align="center">(0.00373)</td>
<td align="center">(0.00458)</td>
<td align="center">(0.00472)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of children (0-15 years)</td>
<td align="center">0.370</td>
<td align="center">0.0227<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000507</td>
<td align="center">&#x2212;0.000336</td>
<td align="center">&#x2212;0.000577</td>
<td align="center">0.00377<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00302<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000199</td>
<td align="center">&#x2212;0.00215<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.785)</td>
<td align="center">(0.00241)</td>
<td align="center">(0.000315)</td>
<td align="center">(0.000905)</td>
<td align="center">(0.00110)</td>
<td align="center">(0.00154)</td>
<td align="center">(0.00134)</td>
<td align="center">(0.00116)</td>
<td align="center">(0.000810)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of retired people</td>
<td align="center">0.536</td>
<td align="center">0.0118<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000843</td>
<td align="center">&#x2212;0.000554</td>
<td align="center">0.000522</td>
<td align="center">0.00372</td>
<td align="center">&#x2212;0.00103</td>
<td align="center">0.00754<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00186</td>
</tr>
<tr>
<td align="center">(0.703)</td>
<td align="center">(0.00358)</td>
<td align="center">(0.000794)</td>
<td align="center">(0.00111)</td>
<td align="center">(0.00148)</td>
<td align="center">(0.00277)</td>
<td align="center">(0.00102)</td>
<td align="center">(0.00223)</td>
<td align="center">(0.00251)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of earners</td>
<td align="center">0.938</td>
<td align="center">0.000274</td>
<td align="center">&#x2212;0.000421<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00128<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00492<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00700<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00268<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000789</td>
<td align="center">&#x2212;0.00824<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.949)</td>
<td align="center">(0.00136)</td>
<td align="center">(0.000231)</td>
<td align="center">(0.000553)</td>
<td align="center">(0.000605)</td>
<td align="center">(0.00101)</td>
<td align="center">(0.000608)</td>
<td align="center">(0.000731)</td>
<td align="center">(0.000676)</td>
</tr>
<tr>
<td align="left" rowspan="2">Cigarette smoker in the household</td>
<td align="center">0.379</td>
<td align="center">&#x2212;0.00727<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00273<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0594<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00315<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00654<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00252<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00477<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00592<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.485)</td>
<td align="center">(0.00177)</td>
<td align="center">(0.000382)</td>
<td align="center">(0.000786)</td>
<td align="center">(0.000805)</td>
<td align="center">(0.00142)</td>
<td align="center">(0.000987)</td>
<td align="center">(0.00108)</td>
<td align="center">(0.00103)</td>
</tr>
<tr>
<td align="left" rowspan="2">Car in the household</td>
<td align="center">0.461</td>
<td align="center">&#x2212;0.0335<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000903<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00437<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00244<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000899</td>
<td align="center">&#x2212;0.0130<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0136<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00825<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.498)</td>
<td align="center">(0.00202)</td>
<td align="center">(0.000389)</td>
<td align="center">(0.000705)</td>
<td align="center">(0.000928)</td>
<td align="center">(0.00153)</td>
<td align="center">(0.00114)</td>
<td align="center">(0.00122)</td>
<td align="center">(0.00116)</td>
</tr>
<tr>
<td align="left" colspan="10"><italic>Household head</italic></td>
</tr>
<tr>
<td align="left" rowspan="2">Female</td>
<td align="center">0.472</td>
<td align="center">&#x2212;0.00450<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00449<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00244<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00542<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00663<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00212<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00607<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00591<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.499)</td>
<td align="center">(0.00190)</td>
<td align="center">(0.000445)</td>
<td align="center">(0.000768)</td>
<td align="center">(0.000893)</td>
<td align="center">(0.00151)</td>
<td align="center">(0.00107)</td>
<td align="center">(0.00115)</td>
<td align="center">(0.00111)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardised age (in 10 years) (standardized to 50 years)</td>
<td align="center">0.483</td>
<td align="center">0.00730<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000656<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000905</td>
<td align="center">&#x2212;0.00515<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00844<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00389<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00295<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00816<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(1.45)</td>
<td align="center">(0.00173)</td>
<td align="center">(0.000330)</td>
<td align="center">(0.000671)</td>
<td align="center">(0.000747)</td>
<td align="center">(0.00134)</td>
<td align="center">(0.00107)</td>
<td align="center">(0.000977)</td>
<td align="center">(0.000889)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age squared</td>
<td align="center">2.33</td>
<td align="center">&#x2212;0.00308<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000185<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000984<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000189</td>
<td align="center">&#x2212;0.00269<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00369<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000274</td>
<td align="center">0.00282<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(2.50)</td>
<td align="center">(0.000544)</td>
<td align="center">(9.53e-05)</td>
<td align="center">(0.000198)</td>
<td align="center">(0.000253)</td>
<td align="center">(0.000418)</td>
<td align="center">(0.000465)</td>
<td align="center">(0.000299)</td>
<td align="center">(0.000278)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age on the third power</td>
<td align="center">2.83</td>
<td align="center">&#x2212;0.000518<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000123<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">5.58e-05</td>
<td align="center">2.76e-06</td>
<td align="center">&#x2212;3.97e-05</td>
<td align="center">&#x2212;0.000912<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000161</td>
<td align="center">0.000943<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(8.08)</td>
<td align="center">(0.000298)</td>
<td align="center">(5.28e-05)</td>
<td align="center">(0.000104)</td>
<td align="center">(0.000127)</td>
<td align="center">(0.000232)</td>
<td align="center">(0.000219)</td>
<td align="center">(0.000168)</td>
<td align="center">(0.000165)</td>
</tr>
<tr>
<td align="left" colspan="10"><italic>Level of education of household head</italic> (baseline = never attended school) (average = 0.00099, standard deviation = 0.0315 for baseline variable)</td>
</tr>
<tr>
<td align="left" rowspan="2">Less than 8 classes in primary school</td>
<td align="center">0.0392</td>
<td align="center">&#x2212;0.0711</td>
<td align="center">0.00135</td>
<td align="center">&#x2212;0.00153</td>
<td align="center">0.00735<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0719<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0248</td>
<td align="center">0.0320<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0280</td>
</tr>
<tr>
<td align="center">(0.194)</td>
<td align="center">(0.0466)</td>
<td align="center">(0.00401)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00400)</td>
<td align="center">(0.0264)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0169)</td>
<td align="center">(0.0266)</td>
</tr>
<tr>
<td align="left" rowspan="2">8 to 10 years of primary school</td>
<td align="center">0.198</td>
<td align="center">&#x2212;0.0864<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;7.37e-05</td>
<td align="center">&#x2212;0.00123</td>
<td align="center">0.00388</td>
<td align="center">0.0680<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0253</td>
<td align="center">0.0395<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0216</td>
</tr>
<tr>
<td align="center">(0.399)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00392)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00371)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0191)</td>
<td align="center">(0.0166)</td>
<td align="center">(0.0263)</td>
</tr>
<tr>
<td align="left" rowspan="2">Lower secondary education</td>
<td align="center">0.321</td>
<td align="center">&#x2212;0.110<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.000610</td>
<td align="center">&#x2212;0.00363</td>
<td align="center">0.000977</td>
<td align="center">0.0688<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0238</td>
<td align="center">0.0520<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0220</td>
</tr>
<tr>
<td align="center">(0.467)</td>
<td align="center">(0.0462)</td>
<td align="center">(0.00392)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00370)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0191)</td>
<td align="center">(0.0166)</td>
<td align="center">(0.0263)</td>
</tr>
<tr>
<td align="left" rowspan="2">Secondary education</td>
<td align="center">0.133</td>
<td align="center">&#x2212;0.115<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00114</td>
<td align="center">&#x2212;0.00468</td>
<td align="center">0.00356</td>
<td align="center">0.0597<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0251</td>
<td align="center">0.0569<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0282</td>
</tr>
<tr>
<td align="center">(0.340)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00393)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00377)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0191)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0263)</td>
</tr>
<tr>
<td align="left" rowspan="2">Upper secondary education</td>
<td align="center">0.0778</td>
<td align="center">&#x2212;0.118<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.000149</td>
<td align="center">&#x2212;0.00606</td>
<td align="center">0.00106</td>
<td align="center">0.0598<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0210</td>
<td align="center">0.0524<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0281</td>
</tr>
<tr>
<td align="center">(0.268)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00394)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00384)</td>
<td align="center">(0.0262)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0264)</td>
</tr>
<tr>
<td align="left" rowspan="2">Post-secondary non-tertiary education</td>
<td align="center">0.0408</td>
<td align="center">&#x2212;0.117<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00307</td>
<td align="center">&#x2212;0.00555</td>
<td align="center">&#x2212;0.00266</td>
<td align="center">0.0501<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0217</td>
<td align="center">0.0549<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0215</td>
</tr>
<tr>
<td align="center">(0.198)</td>
<td align="center">(0.0464)</td>
<td align="center">(0.00399)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00399)</td>
<td align="center">(0.0262)</td>
<td align="center">(0.0193)</td>
<td align="center">(0.0168)</td>
<td align="center">(0.0265)</td>
</tr>
<tr>
<td align="left" rowspan="2">Adult school</td>
<td align="center">0.0122</td>
<td align="center">&#x2212;0.124<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000219</td>
<td align="center">&#x2212;0.00888</td>
<td align="center">0.00762</td>
<td align="center">0.0564<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0294</td>
<td align="center">0.0619<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0222</td>
</tr>
<tr>
<td align="center">(0.110)</td>
<td align="center">(0.0466)</td>
<td align="center">(0.00404)</td>
<td align="center">(0.0151)</td>
<td align="center">(0.00544)</td>
<td align="center">(0.0266)</td>
<td align="center">(0.0194)</td>
<td align="center">(0.0173)</td>
<td align="center">(0.0266)</td>
</tr>
<tr>
<td align="left" rowspan="2">College</td>
<td align="center">0.101</td>
<td align="center">&#x2212;0.124<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00160</td>
<td align="center">&#x2212;0.00502</td>
<td align="center">0.00719<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0535<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0238</td>
<td align="center">0.0542<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0245</td>
</tr>
<tr>
<td align="center">(0.301)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00396)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00388)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0264)</td>
</tr>
<tr>
<td align="left" rowspan="2">University</td>
<td align="center">0.0713</td>
<td align="center">&#x2212;0.128<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00187</td>
<td align="center">&#x2212;0.00331</td>
<td align="center">0.0136<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0489<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0252</td>
<td align="center">0.0542<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0235</td>
</tr>
<tr>
<td align="center">(0.257)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00396)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00410)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0264)</td>
</tr>
<tr>
<td align="left" rowspan="2">PhD</td>
<td align="center">0.00448</td>
<td align="center">&#x2212;0.127<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000706</td>
<td align="center">&#x2212;0.00288</td>
<td align="center">0.0154<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.0441</td>
<td align="center">&#x2212;0.0321<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0547<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0410</td>
</tr>
<tr>
<td align="center">(0.0668)</td>
<td align="center">(0.0472)</td>
<td align="center">(0.00446)</td>
<td align="center">(0.0157)</td>
<td align="center">(0.00752)</td>
<td align="center">(0.0271)</td>
<td align="center">(0.0195)</td>
<td align="center">(0.0177)</td>
<td align="center">(0.0269)</td>
</tr>
<tr>
<td align="left" rowspan="2" colspan="2">Constant</td>
<td align="center">&#x2212;1.516<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.116</td>
<td align="center">0.280</td>
<td align="center">&#x2212;0.457<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">2.714<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.739<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.923<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.659<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.382)</td>
<td align="center">(0.0985)</td>
<td align="center">(0.173)</td>
<td align="center">(0.212)</td>
<td align="center">(0.391)</td>
<td align="center">(0.139)</td>
<td align="center">(0.247)</td>
<td align="center">(0.251)</td>
</tr>
<tr>
<td align="left" colspan="2">Number of observations</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
</tr>
<tr>
<td align="left" colspan="2">R-squared</td>
<td align="center">0.200</td>
<td align="center">0.040</td>
<td align="center">0.505</td>
<td align="center">0.188</td>
<td align="center">0.428</td>
<td align="center">0.088</td>
<td align="center">0.108</td>
<td align="center">0.299</td>
</tr>
</tbody>
</table>
<table frame="hsides" rules="groups">
<thead>
<tr>
<th align="left" rowspan="2">Share of product category</th>
<th align="center">Private transport</th>
<th align="center">Public transport</th>
<th align="center">Communication</th>
<th align="center">Recreation and culture</th>
<th align="center">Education</th>
<th align="center">Restaurants and hotels</th>
<th align="center">Other</th>
<th align="center">Durable goods</th>
</tr>
</thead>
<tbody>
<tr>
<td align="left" rowspan="2">Log expenditure</td>
<td align="center">0.205<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.160<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.248<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0933<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00532</td>
<td align="center">0.0290</td>
<td align="center">&#x2212;1.174<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0336</td>
</tr>
<tr>
<td align="center">(0.0287)</td>
<td align="center">(0.0172)</td>
<td align="center">(0.0291)</td>
<td align="center">(0.0325)</td>
<td align="center">(0.0127)</td>
<td align="center">(0.0479)</td>
<td align="center">(0.134)</td>
<td align="center">(0.0974)</td>
</tr>
<tr>
<td align="left" rowspan="2">Log expenditure squared</td>
<td align="center">&#x2212;0.00703<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00534<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00906<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00268<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.000331</td>
<td align="center">&#x2212;7.86e-05</td>
<td align="center">0.0423<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00102</td>
</tr>
<tr>
<td align="center">(0.00101)</td>
<td align="center">(0.000590)</td>
<td align="center">(0.00101)</td>
<td align="center">(0.00114)</td>
<td align="center">(0.000450)</td>
<td align="center">(0.00168)</td>
<td align="center">(0.00475)</td>
<td align="center">(0.00343)</td>
</tr>
<tr>
<td align="left" colspan="9"><italic>Household type</italic> (baseline = no retired person, no couple, no child in the household)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: no; child: yes</td>
<td align="center">&#x2212;0.00637<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00250</td>
<td align="center">0.00568<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00121</td>
<td align="center">0.00264<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0120<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00367</td>
<td align="center">&#x2212;0.00914</td>
</tr>
<tr>
<td align="center">(0.00293)</td>
<td align="center">(0.00232)</td>
<td align="center">(0.00278)</td>
<td align="center">(0.00260)</td>
<td align="center">(0.00135)</td>
<td align="center">(0.00363)</td>
<td align="center">(0.00489)</td>
<td align="center">(0.00573)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: no</td>
<td align="center">&#x2212;0.00254</td>
<td align="center">&#x2212;0.00435<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00140</td>
<td align="center">&#x2212;0.00566<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00113</td>
<td align="center">&#x2212;0.0206<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00556<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0135<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.00178)</td>
<td align="center">(0.00134)</td>
<td align="center">(0.00131)</td>
<td align="center">(0.00145)</td>
<td align="center">(0.000893)</td>
<td align="center">(0.00196)</td>
<td align="center">(0.00234)</td>
<td align="center">(0.00309)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: yes</td>
<td align="center">&#x2212;0.00556<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00637<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00308</td>
<td align="center">&#x2212;0.00733<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000267</td>
<td align="center">&#x2212;0.0214<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00179</td>
<td align="center">&#x2212;0.00253</td>
</tr>
<tr>
<td align="center">(0.00279)</td>
<td align="center">(0.00191)</td>
<td align="center">(0.00210)</td>
<td align="center">(0.00218)</td>
<td align="center">(0.00105)</td>
<td align="center">(0.00274)</td>
<td align="center">(0.00394)</td>
<td align="center">(0.00486)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: no</td>
<td align="center">0.00377</td>
<td align="center">&#x2212;0.00564<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00249</td>
<td align="center">6.94e-06</td>
<td align="center">&#x2212;0.00136</td>
<td align="center">&#x2212;0.00132</td>
<td align="center">0.00869<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00450</td>
</tr>
<tr>
<td align="center">(0.00248)</td>
<td align="center">(0.00154)</td>
<td align="center">(0.00187)</td>
<td align="center">(0.00205)</td>
<td align="center">(0.000961)</td>
<td align="center">(0.00276)</td>
<td align="center">(0.00362)</td>
<td align="center">(0.00473)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: yes</td>
<td align="center">&#x2212;0.00566</td>
<td align="center">1.02e-05</td>
<td align="center">&#x2212;0.00100</td>
<td align="center">&#x2212;0.00969<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00150</td>
<td align="center">&#x2212;0.0207<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0151<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0133</td>
</tr>
<tr>
<td align="center">(0.00577)</td>
<td align="center">(0.00589)</td>
<td align="center">(0.00484)</td>
<td align="center">(0.00442)</td>
<td align="center">(0.00151)</td>
<td align="center">(0.00482)</td>
<td align="center">(0.00572)</td>
<td align="center">(0.0116)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: no</td>
<td align="center">0.00645<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00342<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.00627<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00929<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000900</td>
<td align="center">&#x2212;0.0170<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00479</td>
<td align="center">&#x2212;0.0179<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.00371)</td>
<td align="center">(0.00203)</td>
<td align="center">(0.00259)</td>
<td align="center">(0.00275)</td>
<td align="center">(0.00136)</td>
<td align="center">(0.00356)</td>
<td align="center">(0.00487)</td>
<td align="center">(0.00639)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: yes</td>
<td align="center">&#x2212;0.000977</td>
<td align="center">&#x2212;0.00413</td>
<td align="center">0.00787<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0109<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000602</td>
<td align="center">&#x2212;0.0222<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00128</td>
<td align="center">&#x2212;0.0118</td>
</tr>
<tr>
<td align="center">(0.00488)</td>
<td align="center">(0.00279)</td>
<td align="center">(0.00323)</td>
<td align="center">(0.00346)</td>
<td align="center">(0.00135)</td>
<td align="center">(0.00399)</td>
<td align="center">(0.00630)</td>
<td align="center">(0.00805)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of children (0-15 years)</td>
<td align="center">&#x2212;0.00125</td>
<td align="center">&#x2212;0.00240<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00422<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">9.84e-05</td>
<td align="center">0.000503</td>
<td align="center">&#x2212;0.00241<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00312<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00692<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.00119)</td>
<td align="center">(0.000718)</td>
<td align="center">(0.000882)</td>
<td align="center">(0.000831)</td>
<td align="center">(0.000407)</td>
<td align="center">(0.000985)</td>
<td align="center">(0.00165)</td>
<td align="center">(0.00210)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of retired people</td>
<td align="center">&#x2212;0.00486<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00183<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000995</td>
<td align="center">0.00297<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000876</td>
<td align="center">&#x2212;0.00692<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00490<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00358</td>
</tr>
<tr>
<td align="center">(0.00206)</td>
<td align="center">(0.000972)</td>
<td align="center">(0.00143)</td>
<td align="center">(0.00158)</td>
<td align="center">(0.000622)</td>
<td align="center">(0.00187)</td>
<td align="center">(0.00265)</td>
<td align="center">(0.00364)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of earners</td>
<td align="center">0.00131<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.00497<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00656<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000945<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.000467</td>
<td align="center">0.00248<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00628<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0108<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.000758)</td>
<td align="center">(0.000539)</td>
<td align="center">(0.000554)</td>
<td align="center">(0.000551)</td>
<td align="center">(0.000347)</td>
<td align="center">(0.000722)</td>
<td align="center">(0.00117)</td>
<td align="center">(0.00135)</td>
</tr>
<tr>
<td align="left" rowspan="2">Cigarette smoker in the household</td>
<td align="center">&#x2212;0.00381<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00174<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00223<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00738<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000259</td>
<td align="center">&#x2212;0.00743<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00777<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00634<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.000996)</td>
<td align="center">(0.000689)</td>
<td align="center">(0.000744)</td>
<td align="center">(0.000811)</td>
<td align="center">(0.000432)</td>
<td align="center">(0.00108)</td>
<td align="center">(0.00141)</td>
<td align="center">(0.00181)</td>
</tr>
<tr>
<td align="left" rowspan="2">Car in the household</td>
<td align="center">0.0973<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0140<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00187<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00558<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000587</td>
<td align="center">&#x2212;0.0104<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00432<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00225</td>
</tr>
<tr>
<td align="center">(0.00128)</td>
<td align="center">(0.000807)</td>
<td align="center">(0.000826)</td>
<td align="center">(0.000954)</td>
<td align="center">(0.000460)</td>
<td align="center">(0.00122)</td>
<td align="center">(0.00170)</td>
<td align="center">(0.00193)</td>
</tr>
<tr>
<td align="left" colspan="9"><italic>Household head</italic></td>
</tr>
<tr>
<td align="left" rowspan="2">Female</td>
<td align="center">&#x2212;0.00601<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00161<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00184<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000424</td>
<td align="center">0.00152<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00348<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00418<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00111</td>
</tr>
<tr>
<td align="center">(0.00110)</td>
<td align="center">(0.000715)</td>
<td align="center">(0.000789)</td>
<td align="center">(0.000893)</td>
<td align="center">(0.000483)</td>
<td align="center">(0.00123)</td>
<td align="center">(0.00149)</td>
<td align="center">(0.00197)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardised age (in 10 years)</td>
<td align="center">&#x2212;0.000454</td>
<td align="center">&#x2212;0.000943</td>
<td align="center">&#x2212;0.00218<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00385<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00106<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00693<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00159</td>
<td align="center">&#x2212;0.000551</td>
</tr>
<tr>
<td align="center">(0.000947)</td>
<td align="center">(0.000693)</td>
<td align="center">(0.000719)</td>
<td align="center">(0.000827)</td>
<td align="center">(0.000393)</td>
<td align="center">(0.00108)</td>
<td align="center">(0.00126)</td>
<td align="center">(0.00170)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age squared</td>
<td align="center">&#x2212;0.000257</td>
<td align="center">&#x2212;0.000864<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00118<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000533<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000415<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00234<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000342</td>
<td align="center">0.000142</td>
</tr>
<tr>
<td align="center">(0.000277)</td>
<td align="center">(0.000215)</td>
<td align="center">(0.000215)</td>
<td align="center">(0.000258)</td>
<td align="center">(0.000148)</td>
<td align="center">(0.000341)</td>
<td align="center">(0.000380)</td>
<td align="center">(0.000497)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age on the third power</td>
<td align="center">&#x2212;8.22e-05</td>
<td align="center">&#x2212;0.000176</td>
<td align="center">0.000289<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">9.84e-05</td>
<td align="center">0.000122<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.000427<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">4.33e-05</td>
<td align="center">2.95e-05</td>
</tr>
<tr>
<td align="center">(0.000150)</td>
<td align="center">(0.000109)</td>
<td align="center">(0.000115)</td>
<td align="center">(0.000135)</td>
<td align="center">(7.10e-05)</td>
<td align="center">(0.000180)</td>
<td align="center">(0.000208)</td>
<td align="center">(0.000272)</td>
</tr>
<tr>
<td align="left" colspan="9"><italic>Level of education of household head (baseline = never attended school)</italic></td>
</tr>
<tr>
<td align="left" rowspan="2">Less than 8 classes in primary school</td>
<td align="center">&#x2212;0.0160</td>
<td align="center">0.00407</td>
<td align="center">0.0196<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000814</td>
<td align="center">0.000465</td>
<td align="center">0.00227</td>
<td align="center">0.00660</td>
<td align="center">&#x2212;0.00341</td>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00431)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00621)</td>
<td align="center">(0.00155)</td>
<td align="center">(0.00401)</td>
<td align="center">(0.0239)</td>
<td align="center">(0.0143)</td>
</tr>
<tr>
<td align="left" rowspan="2">8 to 10 years of primary school</td>
<td align="center">&#x2212;0.0198</td>
<td align="center">0.00253</td>
<td align="center">0.0226<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00440</td>
<td align="center">&#x2212;2.15e-05</td>
<td align="center">0.00453</td>
<td align="center">0.00399</td>
<td align="center">0.00492</td>
</tr>
<tr>
<td align="center">(0.0146)</td>
<td align="center">(0.00425)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00605)</td>
<td align="center">(0.00155)</td>
<td align="center">(0.00328)</td>
<td align="center">(0.0237)</td>
<td align="center">(0.0137)</td>
</tr>
<tr>
<td align="left" rowspan="2">Lower secondary education</td>
<td align="center">&#x2212;0.0171</td>
<td align="center">0.00393</td>
<td align="center">0.0315<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00978</td>
<td align="center">&#x2212;0.000305</td>
<td align="center">0.00866<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00651</td>
<td align="center">&#x2212;0.00581</td>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00426)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00606)</td>
<td align="center">(0.00157)</td>
<td align="center">(0.00334)</td>
<td align="center">(0.0237)</td>
<td align="center">(0.0137)</td>
</tr>
<tr>
<td align="left" rowspan="2">Secondary education</td>
<td align="center">&#x2212;0.0174</td>
<td align="center">0.00800<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0362<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0188<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000708</td>
<td align="center">0.0157<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00475</td>
<td align="center">&#x2212;0.0148</td>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00432)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00614)</td>
<td align="center">(0.00164)</td>
<td align="center">(0.00355)</td>
<td align="center">(0.0238)</td>
<td align="center">(0.0138)</td>
</tr>
<tr>
<td align="left" rowspan="2">Upper secondary education</td>
<td align="center">&#x2212;0.0196</td>
<td align="center">0.00689</td>
<td align="center">0.0387<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0217<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00283</td>
<td align="center">0.0171<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00464</td>
<td align="center">&#x2212;0.0129</td>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00439)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00622)</td>
<td align="center">(0.00175)</td>
<td align="center">(0.00375)</td>
<td align="center">(0.0238)</td>
<td align="center">(0.0140)</td>
</tr>
<tr>
<td align="left" rowspan="2">Post-secondary non-tertiary education</td>
<td align="center">&#x2212;0.0195</td>
<td align="center">0.00688</td>
<td align="center">0.0366<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0204<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000173</td>
<td align="center">0.0174<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00389</td>
<td align="center">&#x2212;0.00555</td>
</tr>
<tr>
<td align="center">(0.0149)</td>
<td align="center">(0.00446)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00641)</td>
<td align="center">(0.00179)</td>
<td align="center">(0.00431)</td>
<td align="center">(0.0239)</td>
<td align="center">(0.0143)</td>
</tr>
<tr>
<td align="left" rowspan="2">Adult school</td>
<td align="center">&#x2212;0.0136</td>
<td align="center">0.00769</td>
<td align="center">0.0406<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0228<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00171</td>
<td align="center">0.0148<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000832</td>
<td align="center">&#x2212;0.0146</td>
</tr>
<tr>
<td align="center">(0.0152)</td>
<td align="center">(0.00500)</td>
<td align="center">(0.0118)</td>
<td align="center">(0.00721)</td>
<td align="center">(0.00258)</td>
<td align="center">(0.00596)</td>
<td align="center">(0.0243)</td>
<td align="center">(0.0155)</td>
</tr>
<tr>
<td align="left" rowspan="2">College</td>
<td align="center">&#x2212;0.0171</td>
<td align="center">0.00703</td>
<td align="center">0.0384<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0286<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00160</td>
<td align="center">0.0214<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000975</td>
<td align="center">&#x2212;0.0199</td>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00437)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00624)</td>
<td align="center">(0.00180)</td>
<td align="center">(0.00375)</td>
<td align="center">(0.0238)</td>
<td align="center">(0.0139)</td>
</tr>
<tr>
<td align="left" rowspan="2">University</td>
<td align="center">&#x2212;0.0179</td>
<td align="center">0.00932<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.0401<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0453<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00153</td>
<td align="center">0.0265<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0119</td>
<td align="center">&#x2212;0.0320<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
</tr>
<tr>
<td align="center">(0.0148)</td>
<td align="center">(0.00442)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00648)</td>
<td align="center">(0.00183)</td>
<td align="center">(0.00422)</td>
<td align="center">(0.0240)</td>
<td align="center">(0.0141)</td>
</tr>
<tr>
<td align="left" rowspan="2">PhD</td>
<td align="center">&#x2212;0.00759</td>
<td align="center">0.0141<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0399<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0438<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00240</td>
<td align="center">0.0423<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00610</td>
<td align="center">&#x2212;0.0357<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
</tr>
<tr>
<td align="center">(0.0169)</td>
<td align="center">(0.00737)</td>
<td align="center">(0.0123)</td>
<td align="center">(0.0100)</td>
<td align="center">(0.00265)</td>
<td align="center">(0.00957)</td>
<td align="center">(0.0268)</td>
<td align="center">(0.0184)</td>
</tr>
<tr>
<td align="left" rowspan="2">Constant</td>
<td align="center">&#x2212;1.455<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;1.172<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;1.668<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.747<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0141</td>
<td align="center">&#x2212;0.362</td>
<td align="center">8.177<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.602</td>
</tr>
<tr>
<td align="center">(0.203)</td>
<td align="center">(0.125)</td>
<td align="center">(0.210)</td>
<td align="center">(0.231)</td>
<td align="center">(0.0901)</td>
<td align="center">(0.341)</td>
<td align="center">(0.946)</td>
<td align="center">(0.692)</td>
</tr>
<tr>
<td align="left">Number of observations</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
</tr>
<tr>
<td align="left">R-squared</td>
<td align="center">0.572</td>
<td align="center">0.116</td>
<td align="center">0.094</td>
<td align="center">0.182</td>
<td align="center">0.051</td>
<td align="center">0.144</td>
<td align="center">0.166</td>
<td align="center">0.086</td>
</tr>
</tbody>
</table>
<table-wrap-foot>
<fn><p><italic>Source</italic>: Authors&#x2019; calculations based on HK&#x00C9;F 2011. Heteroscedasticity-robust standard errors are displayed in parentheses.</p></fn>
<fn id="tableb1_fn1"><label>(*)</label><p>Significance levels: 10%</p></fn>
<fn id="tableb1_fn2"><label>(**)</label><p>Significance levels: 5%</p></fn>
<fn id="tableb1_fn3"><label>(***)</label><p>Significance levels: 1%</p></fn>
</table-wrap-foot>
</table-wrap>

Please capture this as one table. Note that the second half of the table has 1 less column than the top half, so empty <th/> or <td/> elements should be added at the end:

<table-wrap id="tableb1" position="float">
<label>Table B.1.</label>
<caption><title>Parameter estimates of the expenditure share equations.</title></caption>
<table frame="hsides" rules="groups">
<thead>
<tr>
<th align="left">Share of product category</th>
<th align="left">Av. of variable</th>
<th align="left">Food and non-alc. beverages</th>
<th align="left">Alcoholic beverages</th>
<th align="left">Tobacco</th>
<th align="left">Clothing and footwear</th>
<th align="left">Water and energy</th>
<th align="left">Rents</th>
<th align="left">Household services</th>
<th align="left">Health</th>
</tr>
</thead>
<tbody>
<tr>
<td align="left" rowspan="2">Log expenditure</td>
<td align="center">14.3</td>
<td align="center">0.300<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0152</td>
<td align="center">&#x2212;0.0287</td>
<td align="center">0.0562<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.255<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.101<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.153<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0996<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.536)</td>
<td align="center">(0.0519)</td>
<td align="center">(0.0135)</td>
<td align="center">(0.0236)</td>
<td align="center">(0.0297)</td>
<td align="center">(0.0536)</td>
<td align="center">(0.0188)</td>
<td align="center">(0.0338)</td>
<td align="center">(0.0342)</td>
</tr>
<tr>
<td align="left" rowspan="2">Log expenditure squared</td>
<td align="center">206.0</td>
<td align="center">&#x2212;0.0119<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000552</td>
<td align="center">0.000701</td>
<td align="center">&#x2212;0.00150</td>
<td align="center">0.00513<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00318<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00589<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00340<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(15.4)</td>
<td align="center">(0.00178)</td>
<td align="center">(0.000459)</td>
<td align="center">(0.000803)</td>
<td align="center">(0.00104)</td>
<td align="center">(0.00184)</td>
<td align="center">(0.000640)</td>
<td align="center">(0.00116)</td>
<td align="center">(0.00117)</td>
</tr>
<tr>
<td align="left" colspan="10"><italic>Household type</italic> (baseline = no retired person, no couple, no child in the household) (average = 0.179, standard deviation = 0.383 for baseline variable)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: no; child: yes</td>
<td align="center">0.032</td>
<td align="center">0.0132<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00457<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00422<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00959<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0167<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00896<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00197</td>
<td align="center">&#x2212;0.00683<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.176)</td>
<td align="center">(0.00603)</td>
<td align="center">(0.000761)</td>
<td align="center">(0.00204)</td>
<td align="center">(0.00283)</td>
<td align="center">(0.00464)</td>
<td align="center">(0.00386)</td>
<td align="center">(0.00364)</td>
<td align="center">(0.00239)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: no</td>
<td align="center">0.201</td>
<td align="center">0.0338<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00107</td>
<td align="center">&#x2212;1.58e-05</td>
<td align="center">&#x2212;0.00124</td>
<td align="center">0.0210<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00662<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00494<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00865<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.401)</td>
<td align="center">(0.00311)</td>
<td align="center">(0.000731)</td>
<td align="center">(0.00141)</td>
<td align="center">(0.00145)</td>
<td align="center">(0.00245)</td>
<td align="center">(0.00208)</td>
<td align="center">(0.00184)</td>
<td align="center">(0.00156)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: yes</td>
<td align="center">0.172</td>
<td align="center">0.0198<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00383<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00205</td>
<td align="center">0.00466<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0261<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0128<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00305</td>
<td align="center">0.00972<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.377)</td>
<td align="center">(0.00509)</td>
<td align="center">(0.000867)</td>
<td align="center">(0.00196)</td>
<td align="center">(0.00243)</td>
<td align="center">(0.00356)</td>
<td align="center">(0.00312)</td>
<td align="center">(0.00263)</td>
<td align="center">(0.00203)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: no</td>
<td align="center">0.210</td>
<td align="center">&#x2212;0.00967<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00137</td>
<td align="center">&#x2212;0.00111</td>
<td align="center">&#x2212;0.00346<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.00610</td>
<td align="center">&#x2212;0.00950<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00183</td>
<td align="center">0.00970<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.408)</td>
<td align="center">(0.00461)</td>
<td align="center">(0.000984)</td>
<td align="center">(0.00157)</td>
<td align="center">(0.00179)</td>
<td align="center">(0.00380)</td>
<td align="center">(0.00203)</td>
<td align="center">(0.00298)</td>
<td align="center">(0.00323)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: yes</td>
<td align="center">0.00458</td>
<td align="center">0.0317<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00624<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00652</td>
<td align="center">&#x2212;0.000390</td>
<td align="center">0.0282<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0159<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00924</td>
<td align="center">0.0269<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.0675)</td>
<td align="center">(0.0136)</td>
<td align="center">(0.00157)</td>
<td align="center">(0.00426)</td>
<td align="center">(0.00516)</td>
<td align="center">(0.0105)</td>
<td align="center">(0.00531)</td>
<td align="center">(0.00994)</td>
<td align="center">(0.00670)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: no</td>
<td align="center">0.181</td>
<td align="center">0.0159<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000923</td>
<td align="center">0.00106</td>
<td align="center">&#x2212;0.00380</td>
<td align="center">0.0248<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0136<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0116<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0191<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.385)</td>
<td align="center">(0.00609)</td>
<td align="center">(0.00138)</td>
<td align="center">(0.00218)</td>
<td align="center">(0.00269)</td>
<td align="center">(0.00482)</td>
<td align="center">(0.00226)</td>
<td align="center">(0.00373)</td>
<td align="center">(0.00408)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: yes</td>
<td align="center">0.0204</td>
<td align="center">0.0111</td>
<td align="center">&#x2212;0.00433<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00115</td>
<td align="center">&#x2212;0.000883</td>
<td align="center">0.0395<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0134<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0132<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0264<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.141)</td>
<td align="center">(0.00817)</td>
<td align="center">(0.00144)</td>
<td align="center">(0.00300)</td>
<td align="center">(0.00376)</td>
<td align="center">(0.00608)</td>
<td align="center">(0.00373)</td>
<td align="center">(0.00458)</td>
<td align="center">(0.00472)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of children (0-15 years)</td>
<td align="center">0.370</td>
<td align="center">0.0227<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000507</td>
<td align="center">&#x2212;0.000336</td>
<td align="center">&#x2212;0.000577</td>
<td align="center">0.00377<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00302<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000199</td>
<td align="center">&#x2212;0.00215<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.785)</td>
<td align="center">(0.00241)</td>
<td align="center">(0.000315)</td>
<td align="center">(0.000905)</td>
<td align="center">(0.00110)</td>
<td align="center">(0.00154)</td>
<td align="center">(0.00134)</td>
<td align="center">(0.00116)</td>
<td align="center">(0.000810)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of retired people</td>
<td align="center">0.536</td>
<td align="center">0.0118<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000843</td>
<td align="center">&#x2212;0.000554</td>
<td align="center">0.000522</td>
<td align="center">0.00372</td>
<td align="center">&#x2212;0.00103</td>
<td align="center">0.00754<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00186</td>
</tr>
<tr>
<td align="center">(0.703)</td>
<td align="center">(0.00358)</td>
<td align="center">(0.000794)</td>
<td align="center">(0.00111)</td>
<td align="center">(0.00148)</td>
<td align="center">(0.00277)</td>
<td align="center">(0.00102)</td>
<td align="center">(0.00223)</td>
<td align="center">(0.00251)</td>
</tr>
<tr>
<td align="left" rowspan="2">Number of earners</td>
<td align="center">0.938</td>
<td align="center">0.000274</td>
<td align="center">&#x2212;0.000421<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00128<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00492<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00700<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00268<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000789</td>
<td align="center">&#x2212;0.00824<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.949)</td>
<td align="center">(0.00136)</td>
<td align="center">(0.000231)</td>
<td align="center">(0.000553)</td>
<td align="center">(0.000605)</td>
<td align="center">(0.00101)</td>
<td align="center">(0.000608)</td>
<td align="center">(0.000731)</td>
<td align="center">(0.000676)</td>
</tr>
<tr>
<td align="left" rowspan="2">Cigarette smoker in the household</td>
<td align="center">0.379</td>
<td align="center">&#x2212;0.00727<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00273<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0594<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00315<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00654<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00252<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00477<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00592<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.485)</td>
<td align="center">(0.00177)</td>
<td align="center">(0.000382)</td>
<td align="center">(0.000786)</td>
<td align="center">(0.000805)</td>
<td align="center">(0.00142)</td>
<td align="center">(0.000987)</td>
<td align="center">(0.00108)</td>
<td align="center">(0.00103)</td>
</tr>
<tr>
<td align="left" rowspan="2">Car in the household</td>
<td align="center">0.461</td>
<td align="center">&#x2212;0.0335<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000903<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00437<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00244<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000899</td>
<td align="center">&#x2212;0.0130<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0136<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00825<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.498)</td>
<td align="center">(0.00202)</td>
<td align="center">(0.000389)</td>
<td align="center">(0.000705)</td>
<td align="center">(0.000928)</td>
<td align="center">(0.00153)</td>
<td align="center">(0.00114)</td>
<td align="center">(0.00122)</td>
<td align="center">(0.00116)</td>
</tr>
<tr>
<td align="left" colspan="10"><italic>Household head</italic></td>
</tr>
<tr>
<td align="left" rowspan="2">Female</td>
<td align="center">0.472</td>
<td align="center">&#x2212;0.00450<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00449<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00244<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00542<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00663<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00212<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00607<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00591<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.499)</td>
<td align="center">(0.00190)</td>
<td align="center">(0.000445)</td>
<td align="center">(0.000768)</td>
<td align="center">(0.000893)</td>
<td align="center">(0.00151)</td>
<td align="center">(0.00107)</td>
<td align="center">(0.00115)</td>
<td align="center">(0.00111)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardised age (in 10 years) (standardized to 50 years)</td>
<td align="center">0.483</td>
<td align="center">0.00730<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000656<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000905</td>
<td align="center">&#x2212;0.00515<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00844<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00389<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00295<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00816<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(1.45)</td>
<td align="center">(0.00173)</td>
<td align="center">(0.000330)</td>
<td align="center">(0.000671)</td>
<td align="center">(0.000747)</td>
<td align="center">(0.00134)</td>
<td align="center">(0.00107)</td>
<td align="center">(0.000977)</td>
<td align="center">(0.000889)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age squared</td>
<td align="center">2.33</td>
<td align="center">&#x2212;0.00308<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000185<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000984<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000189</td>
<td align="center">&#x2212;0.00269<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00369<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000274</td>
<td align="center">0.00282<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(2.50)</td>
<td align="center">(0.000544)</td>
<td align="center">(9.53e-05)</td>
<td align="center">(0.000198)</td>
<td align="center">(0.000253)</td>
<td align="center">(0.000418)</td>
<td align="center">(0.000465)</td>
<td align="center">(0.000299)</td>
<td align="center">(0.000278)</td>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age on the third power</td>
<td align="center">2.83</td>
<td align="center">&#x2212;0.000518<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000123<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">5.58e-05</td>
<td align="center">2.76e-06</td>
<td align="center">&#x2212;3.97e-05</td>
<td align="center">&#x2212;0.000912<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000161</td>
<td align="center">0.000943<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(8.08)</td>
<td align="center">(0.000298)</td>
<td align="center">(5.28e-05)</td>
<td align="center">(0.000104)</td>
<td align="center">(0.000127)</td>
<td align="center">(0.000232)</td>
<td align="center">(0.000219)</td>
<td align="center">(0.000168)</td>
<td align="center">(0.000165)</td>
</tr>
<tr>
<td align="left" colspan="10"><italic>Level of education of household head</italic> (baseline = never attended school) (average = 0.00099, standard deviation = 0.0315 for baseline variable)</td>
</tr>
<tr>
<td align="left" rowspan="2">Less than 8 classes in primary school</td>
<td align="center">0.0392</td>
<td align="center">&#x2212;0.0711</td>
<td align="center">0.00135</td>
<td align="center">&#x2212;0.00153</td>
<td align="center">0.00735<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0719<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0248</td>
<td align="center">0.0320<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0280</td>
</tr>
<tr>
<td align="center">(0.194)</td>
<td align="center">(0.0466)</td>
<td align="center">(0.00401)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00400)</td>
<td align="center">(0.0264)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0169)</td>
<td align="center">(0.0266)</td>
</tr>
<tr>
<td align="left" rowspan="2">8 to 10 years of primary school</td>
<td align="center">0.198</td>
<td align="center">&#x2212;0.0864<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;7.37e-05</td>
<td align="center">&#x2212;0.00123</td>
<td align="center">0.00388</td>
<td align="center">0.0680<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0253</td>
<td align="center">0.0395<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0216</td>
</tr>
<tr>
<td align="center">(0.399)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00392)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00371)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0191)</td>
<td align="center">(0.0166)</td>
<td align="center">(0.0263)</td>
</tr>
<tr>
<td align="left" rowspan="2">Lower secondary education</td>
<td align="center">0.321</td>
<td align="center">&#x2212;0.110<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.000610</td>
<td align="center">&#x2212;0.00363</td>
<td align="center">0.000977</td>
<td align="center">0.0688<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0238</td>
<td align="center">0.0520<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0220</td>
</tr>
<tr>
<td align="center">(0.467)</td>
<td align="center">(0.0462)</td>
<td align="center">(0.00392)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00370)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0191)</td>
<td align="center">(0.0166)</td>
<td align="center">(0.0263)</td>
</tr>
<tr>
<td align="left" rowspan="2">Secondary education</td>
<td align="center">0.133</td>
<td align="center">&#x2212;0.115<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00114</td>
<td align="center">&#x2212;0.00468</td>
<td align="center">0.00356</td>
<td align="center">0.0597<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0251</td>
<td align="center">0.0569<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0282</td>
</tr>
<tr>
<td align="center">(0.340)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00393)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00377)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0191)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0263)</td>
</tr>
<tr>
<td align="left" rowspan="2">Upper secondary education</td>
<td align="center">0.0778</td>
<td align="center">&#x2212;0.118<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.000149</td>
<td align="center">&#x2212;0.00606</td>
<td align="center">0.00106</td>
<td align="center">0.0598<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0210</td>
<td align="center">0.0524<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0281</td>
</tr>
<tr>
<td align="center">(0.268)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00394)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00384)</td>
<td align="center">(0.0262)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0264)</td>
</tr>
<tr>
<td align="left" rowspan="2">Post-secondary non-tertiary education</td>
<td align="center">0.0408</td>
<td align="center">&#x2212;0.117<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00307</td>
<td align="center">&#x2212;0.00555</td>
<td align="center">&#x2212;0.00266</td>
<td align="center">0.0501<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0217</td>
<td align="center">0.0549<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0215</td>
</tr>
<tr>
<td align="center">(0.198)</td>
<td align="center">(0.0464)</td>
<td align="center">(0.00399)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00399)</td>
<td align="center">(0.0262)</td>
<td align="center">(0.0193)</td>
<td align="center">(0.0168)</td>
<td align="center">(0.0265)</td>
</tr>
<tr>
<td align="left" rowspan="2">Adult school</td>
<td align="center">0.0122</td>
<td align="center">&#x2212;0.124<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000219</td>
<td align="center">&#x2212;0.00888</td>
<td align="center">0.00762</td>
<td align="center">0.0564<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0294</td>
<td align="center">0.0619<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0222</td>
</tr>
<tr>
<td align="center">(0.110)</td>
<td align="center">(0.0466)</td>
<td align="center">(0.00404)</td>
<td align="center">(0.0151)</td>
<td align="center">(0.00544)</td>
<td align="center">(0.0266)</td>
<td align="center">(0.0194)</td>
<td align="center">(0.0173)</td>
<td align="center">(0.0266)</td>
</tr>
<tr>
<td align="left" rowspan="2">College</td>
<td align="center">0.101</td>
<td align="center">&#x2212;0.124<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00160</td>
<td align="center">&#x2212;0.00502</td>
<td align="center">0.00719<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0535<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0238</td>
<td align="center">0.0542<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0245</td>
</tr>
<tr>
<td align="center">(0.301)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00396)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00388)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0264)</td>
</tr>
<tr>
<td align="left" rowspan="2">University</td>
<td align="center">0.0713</td>
<td align="center">&#x2212;0.128<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00187</td>
<td align="center">&#x2212;0.00331</td>
<td align="center">0.0136<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0489<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0252</td>
<td align="center">0.0542<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0235</td>
</tr>
<tr>
<td align="center">(0.257)</td>
<td align="center">(0.0463)</td>
<td align="center">(0.00396)</td>
<td align="center">(0.0150)</td>
<td align="center">(0.00410)</td>
<td align="center">(0.0261)</td>
<td align="center">(0.0192)</td>
<td align="center">(0.0167)</td>
<td align="center">(0.0264)</td>
</tr>
<tr>
<td align="left" rowspan="2">PhD</td>
<td align="center">0.00448</td>
<td align="center">&#x2212;0.127<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000706</td>
<td align="center">&#x2212;0.00288</td>
<td align="center">0.0154<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.0441</td>
<td align="center">&#x2212;0.0321<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0547<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0410</td>
</tr>
<tr>
<td align="center">(0.0668)</td>
<td align="center">(0.0472)</td>
<td align="center">(0.00446)</td>
<td align="center">(0.0157)</td>
<td align="center">(0.00752)</td>
<td align="center">(0.0271)</td>
<td align="center">(0.0195)</td>
<td align="center">(0.0177)</td>
<td align="center">(0.0269)</td>
</tr>
<tr>
<td align="left" rowspan="2" colspan="2">Constant</td>
<td align="center">&#x2212;1.516<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.116</td>
<td align="center">0.280</td>
<td align="center">&#x2212;0.457<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">2.714<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.739<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.923<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.659<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
</tr>
<tr>
<td align="center">(0.382)</td>
<td align="center">(0.0985)</td>
<td align="center">(0.173)</td>
<td align="center">(0.212)</td>
<td align="center">(0.391)</td>
<td align="center">(0.139)</td>
<td align="center">(0.247)</td>
<td align="center">(0.251)</td>
</tr>
<tr>
<td align="left" colspan="2">Number of observations</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
</tr>
<tr>
<td align="left" colspan="2">R-squared</td>
<td align="center">0.200</td>
<td align="center">0.040</td>
<td align="center">0.505</td>
<td align="center">0.188</td>
<td align="center">0.428</td>
<td align="center">0.088</td>
<td align="center">0.108</td>
<td align="center">0.299</td>
</tr>
<tr>
<th align="left" rowspan="2">Share of product category</th>
<th align="center">Private transport</th>
<th align="center">Public transport</th>
<th align="center">Communication</th>
<th align="center">Recreation and culture</th>
<th align="center">Education</th>
<th align="center">Restaurants and hotels</th>
<th align="center">Other</th>
<th align="center">Durable goods</th>
<th/>
</tr>
<tr>
<td align="left" rowspan="2">Log expenditure</td>
<td align="center">0.205<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.160<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.248<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0933<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00532</td>
<td align="center">0.0290</td>
<td align="center">&#x2212;1.174<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0336</td>
<td/>
</tr>
<tr>
<td align="center">(0.0287)</td>
<td align="center">(0.0172)</td>
<td align="center">(0.0291)</td>
<td align="center">(0.0325)</td>
<td align="center">(0.0127)</td>
<td align="center">(0.0479)</td>
<td align="center">(0.134)</td>
<td align="center">(0.0974)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Log expenditure squared</td>
<td align="center">&#x2212;0.00703<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00534<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00906<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00268<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.000331</td>
<td align="center">&#x2212;7.86e-05</td>
<td align="center">0.0423<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00102</td>
<td/>
</tr>
<tr>
<td align="center">(0.00101)</td>
<td align="center">(0.000590)</td>
<td align="center">(0.00101)</td>
<td align="center">(0.00114)</td>
<td align="center">(0.000450)</td>
<td align="center">(0.00168)</td>
<td align="center">(0.00475)</td>
<td align="center">(0.00343)</td>
<td/>
</tr>
<tr>
<td align="left" colspan="9"><italic>Household type</italic> (baseline = no retired person, no couple, no child in the household)</td>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: no; child: yes</td>
<td align="center">&#x2212;0.00637<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00250</td>
<td align="center">0.00568<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00121</td>
<td align="center">0.00264<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.0120<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00367</td>
<td align="center">&#x2212;0.00914</td>
<td/>
</tr>
<tr>
<td align="center">(0.00293)</td>
<td align="center">(0.00232)</td>
<td align="center">(0.00278)</td>
<td align="center">(0.00260)</td>
<td align="center">(0.00135)</td>
<td align="center">(0.00363)</td>
<td align="center">(0.00489)</td>
<td align="center">(0.00573)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: no</td>
<td align="center">&#x2212;0.00254</td>
<td align="center">&#x2212;0.00435<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00140</td>
<td align="center">&#x2212;0.00566<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00113</td>
<td align="center">&#x2212;0.0206<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00556<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0135<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.00178)</td>
<td align="center">(0.00134)</td>
<td align="center">(0.00131)</td>
<td align="center">(0.00145)</td>
<td align="center">(0.000893)</td>
<td align="center">(0.00196)</td>
<td align="center">(0.00234)</td>
<td align="center">(0.00309)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Retired: no; couple: yes; child: yes</td>
<td align="center">&#x2212;0.00556<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00637<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00308</td>
<td align="center">&#x2212;0.00733<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000267</td>
<td align="center">&#x2212;0.0214<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00179</td>
<td align="center">&#x2212;0.00253</td>
<td/>
</tr>
<tr>
<td align="center">(0.00279)</td>
<td align="center">(0.00191)</td>
<td align="center">(0.00210)</td>
<td align="center">(0.00218)</td>
<td align="center">(0.00105)</td>
<td align="center">(0.00274)</td>
<td align="center">(0.00394)</td>
<td align="center">(0.00486)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: no</td>
<td align="center">0.00377</td>
<td align="center">&#x2212;0.00564<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00249</td>
<td align="center">6.94e-06</td>
<td align="center">&#x2212;0.00136</td>
<td align="center">&#x2212;0.00132</td>
<td align="center">0.00869<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00450</td>
<td/>
</tr>
<tr>
<td align="center">(0.00248)</td>
<td align="center">(0.00154)</td>
<td align="center">(0.00187)</td>
<td align="center">(0.00205)</td>
<td align="center">(0.000961)</td>
<td align="center">(0.00276)</td>
<td align="center">(0.00362)</td>
<td align="center">(0.00473)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: no; child: yes</td>
<td align="center">&#x2212;0.00566</td>
<td align="center">1.02e-05</td>
<td align="center">&#x2212;0.00100</td>
<td align="center">&#x2212;0.00969<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00150</td>
<td align="center">&#x2212;0.0207<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0151<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0133</td>
<td/>
</tr>
<tr>
<td align="center">(0.00577)</td>
<td align="center">(0.00589)</td>
<td align="center">(0.00484)</td>
<td align="center">(0.00442)</td>
<td align="center">(0.00151)</td>
<td align="center">(0.00482)</td>
<td align="center">(0.00572)</td>
<td align="center">(0.0116)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: no</td>
<td align="center">0.00645<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00342<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.00627<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00929<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000900</td>
<td align="center">&#x2212;0.0170<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00479</td>
<td align="center">&#x2212;0.0179<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.00371)</td>
<td align="center">(0.00203)</td>
<td align="center">(0.00259)</td>
<td align="center">(0.00275)</td>
<td align="center">(0.00136)</td>
<td align="center">(0.00356)</td>
<td align="center">(0.00487)</td>
<td align="center">(0.00639)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Retired: yes; couple: yes; child: yes</td>
<td align="center">&#x2212;0.000977</td>
<td align="center">&#x2212;0.00413</td>
<td align="center">0.00787<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.0109<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000602</td>
<td align="center">&#x2212;0.0222<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00128</td>
<td align="center">&#x2212;0.0118</td>
<td/>
</tr>
<tr>
<td align="center">(0.00488)</td>
<td align="center">(0.00279)</td>
<td align="center">(0.00323)</td>
<td align="center">(0.00346)</td>
<td align="center">(0.00135)</td>
<td align="center">(0.00399)</td>
<td align="center">(0.00630)</td>
<td align="center">(0.00805)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Number of children (0-15 years)</td>
<td align="center">&#x2212;0.00125</td>
<td align="center">&#x2212;0.00240<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00422<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">9.84e-05</td>
<td align="center">0.000503</td>
<td align="center">&#x2212;0.00241<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00312<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00692<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.00119)</td>
<td align="center">(0.000718)</td>
<td align="center">(0.000882)</td>
<td align="center">(0.000831)</td>
<td align="center">(0.000407)</td>
<td align="center">(0.000985)</td>
<td align="center">(0.00165)</td>
<td align="center">(0.00210)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Number of retired people</td>
<td align="center">&#x2212;0.00486<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00183<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000995</td>
<td align="center">0.00297<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000876</td>
<td align="center">&#x2212;0.00692<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00490<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.00358</td>
<td/>
</tr>
<tr>
<td align="center">(0.00206)</td>
<td align="center">(0.000972)</td>
<td align="center">(0.00143)</td>
<td align="center">(0.00158)</td>
<td align="center">(0.000622)</td>
<td align="center">(0.00187)</td>
<td align="center">(0.00265)</td>
<td align="center">(0.00364)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Number of earners</td>
<td align="center">0.00131<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.00497<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00656<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000945<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.000467</td>
<td align="center">0.00248<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00628<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0108<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.000758)</td>
<td align="center">(0.000539)</td>
<td align="center">(0.000554)</td>
<td align="center">(0.000551)</td>
<td align="center">(0.000347)</td>
<td align="center">(0.000722)</td>
<td align="center">(0.00117)</td>
<td align="center">(0.00135)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Cigarette smoker in the household</td>
<td align="center">&#x2212;0.00381<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00174<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00223<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00738<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000259</td>
<td align="center">&#x2212;0.00743<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00777<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00634<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.000996)</td>
<td align="center">(0.000689)</td>
<td align="center">(0.000744)</td>
<td align="center">(0.000811)</td>
<td align="center">(0.000432)</td>
<td align="center">(0.00108)</td>
<td align="center">(0.00141)</td>
<td align="center">(0.00181)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Car in the household</td>
<td align="center">0.0973<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0140<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00187<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.00558<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000587</td>
<td align="center">&#x2212;0.0104<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00432<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00225</td>
<td/>
</tr>
<tr>
<td align="center">(0.00128)</td>
<td align="center">(0.000807)</td>
<td align="center">(0.000826)</td>
<td align="center">(0.000954)</td>
<td align="center">(0.000460)</td>
<td align="center">(0.00122)</td>
<td align="center">(0.00170)</td>
<td align="center">(0.00193)</td>
<td/>
</tr>
<tr>
<td align="left" colspan="9"><italic>Household head</italic></td>
</tr>
<tr>
<td align="left" rowspan="2">Female</td>
<td align="center">&#x2212;0.00601<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00161<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00184<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000424</td>
<td align="center">0.00152<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00348<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00418<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00111</td>
<td/>
</tr>
<tr>
<td align="center">(0.00110)</td>
<td align="center">(0.000715)</td>
<td align="center">(0.000789)</td>
<td align="center">(0.000893)</td>
<td align="center">(0.000483)</td>
<td align="center">(0.00123)</td>
<td align="center">(0.00149)</td>
<td align="center">(0.00197)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Standardised age (in 10 years)</td>
<td align="center">&#x2212;0.000454</td>
<td align="center">&#x2212;0.000943</td>
<td align="center">&#x2212;0.00218<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00385<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00106<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00693<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00159</td>
<td align="center">&#x2212;0.000551</td>
<td/>
</tr>
<tr>
<td align="center">(0.000947)</td>
<td align="center">(0.000693)</td>
<td align="center">(0.000719)</td>
<td align="center">(0.000827)</td>
<td align="center">(0.000393)</td>
<td align="center">(0.00108)</td>
<td align="center">(0.00126)</td>
<td align="center">(0.00170)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age squared</td>
<td align="center">&#x2212;0.000257</td>
<td align="center">&#x2212;0.000864<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00118<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000533<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000415<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00234<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000342</td>
<td align="center">0.000142</td>
<td/>
</tr>
<tr>
<td align="center">(0.000277)</td>
<td align="center">(0.000215)</td>
<td align="center">(0.000215)</td>
<td align="center">(0.000258)</td>
<td align="center">(0.000148)</td>
<td align="center">(0.000341)</td>
<td align="center">(0.000380)</td>
<td align="center">(0.000497)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Standardized age on the third power</td>
<td align="center">&#x2212;8.22e-05</td>
<td align="center">&#x2212;0.000176</td>
<td align="center">0.000289<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">9.84e-05</td>
<td align="center">0.000122<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.000427<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">4.33e-05</td>
<td align="center">2.95e-05</td>
<td/>
</tr>
<tr>
<td align="center">(0.000150)</td>
<td align="center">(0.000109)</td>
<td align="center">(0.000115)</td>
<td align="center">(0.000135)</td>
<td align="center">(7.10e-05)</td>
<td align="center">(0.000180)</td>
<td align="center">(0.000208)</td>
<td align="center">(0.000272)</td>
<td/>
</tr>
<tr>
<td align="left" colspan="9"><italic>Level of education of household head (baseline = never attended school)</italic></td>
</tr>
<tr>
<td align="left" rowspan="2">Less than 8 classes in primary school</td>
<td align="center">&#x2212;0.0160</td>
<td align="center">0.00407</td>
<td align="center">0.0196<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">&#x2212;0.000814</td>
<td align="center">0.000465</td>
<td align="center">0.00227</td>
<td align="center">0.00660</td>
<td align="center">&#x2212;0.00341</td>
<td/>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00431)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00621)</td>
<td align="center">(0.00155)</td>
<td align="center">(0.00401)</td>
<td align="center">(0.0239)</td>
<td align="center">(0.0143)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">8 to 10 years of primary school</td>
<td align="center">&#x2212;0.0198</td>
<td align="center">0.00253</td>
<td align="center">0.0226<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.00440</td>
<td align="center">&#x2212;2.15e-05</td>
<td align="center">0.00453</td>
<td align="center">0.00399</td>
<td align="center">0.00492</td>
<td/>
</tr>
<tr>
<td align="center">(0.0146)</td>
<td align="center">(0.00425)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00605)</td>
<td align="center">(0.00155)</td>
<td align="center">(0.00328)</td>
<td align="center">(0.0237)</td>
<td align="center">(0.0137)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Lower secondary education</td>
<td align="center">&#x2212;0.0171</td>
<td align="center">0.00393</td>
<td align="center">0.0315<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00978</td>
<td align="center">&#x2212;0.000305</td>
<td align="center">0.00866<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00651</td>
<td align="center">&#x2212;0.00581</td>
<td/>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00426)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00606)</td>
<td align="center">(0.00157)</td>
<td align="center">(0.00334)</td>
<td align="center">(0.0237)</td>
<td align="center">(0.0137)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Secondary education</td>
<td align="center">&#x2212;0.0174</td>
<td align="center">0.00800<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0362<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0188<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000708</td>
<td align="center">0.0157<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00475</td>
<td align="center">&#x2212;0.0148</td>
<td/>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00432)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00614)</td>
<td align="center">(0.00164)</td>
<td align="center">(0.00355)</td>
<td align="center">(0.0238)</td>
<td align="center">(0.0138)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Upper secondary education</td>
<td align="center">&#x2212;0.0196</td>
<td align="center">0.00689</td>
<td align="center">0.0387<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0217<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00283</td>
<td align="center">0.0171<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00464</td>
<td align="center">&#x2212;0.0129</td>
<td/>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00439)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00622)</td>
<td align="center">(0.00175)</td>
<td align="center">(0.00375)</td>
<td align="center">(0.0238)</td>
<td align="center">(0.0140)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Post-secondary non-tertiary education</td>
<td align="center">&#x2212;0.0195</td>
<td align="center">0.00688</td>
<td align="center">0.0366<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0204<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.000173</td>
<td align="center">0.0174<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00389</td>
<td align="center">&#x2212;0.00555</td>
<td/>
</tr>
<tr>
<td align="center">(0.0149)</td>
<td align="center">(0.00446)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00641)</td>
<td align="center">(0.00179)</td>
<td align="center">(0.00431)</td>
<td align="center">(0.0239)</td>
<td align="center">(0.0143)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Adult school</td>
<td align="center">&#x2212;0.0136</td>
<td align="center">0.00769</td>
<td align="center">0.0406<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0228<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00171</td>
<td align="center">0.0148<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">&#x2212;0.000832</td>
<td align="center">&#x2212;0.0146</td>
<td/>
</tr>
<tr>
<td align="center">(0.0152)</td>
<td align="center">(0.00500)</td>
<td align="center">(0.0118)</td>
<td align="center">(0.00721)</td>
<td align="center">(0.00258)</td>
<td align="center">(0.00596)</td>
<td align="center">(0.0243)</td>
<td align="center">(0.0155)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">College</td>
<td align="center">&#x2212;0.0171</td>
<td align="center">0.00703</td>
<td align="center">0.0384<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0286<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00160</td>
<td align="center">0.0214<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.000975</td>
<td align="center">&#x2212;0.0199</td>
<td/>
</tr>
<tr>
<td align="center">(0.0147)</td>
<td align="center">(0.00437)</td>
<td align="center">(0.0114)</td>
<td align="center">(0.00624)</td>
<td align="center">(0.00180)</td>
<td align="center">(0.00375)</td>
<td align="center">(0.0238)</td>
<td align="center">(0.0139)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">University</td>
<td align="center">&#x2212;0.0179</td>
<td align="center">0.00932<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td align="center">0.0401<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0453<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.00153</td>
<td align="center">0.0265<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.0119</td>
<td align="center">&#x2212;0.0320<xref ref-type="table-fn" rid="tableb1_fn2">**</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.0148)</td>
<td align="center">(0.00442)</td>
<td align="center">(0.0115)</td>
<td align="center">(0.00648)</td>
<td align="center">(0.00183)</td>
<td align="center">(0.00422)</td>
<td align="center">(0.0240)</td>
<td align="center">(0.0141)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">PhD</td>
<td align="center">&#x2212;0.00759</td>
<td align="center">0.0141<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td align="center">0.0399<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0438<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00240</td>
<td align="center">0.0423<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.00610</td>
<td align="center">&#x2212;0.0357<xref ref-type="table-fn" rid="tableb1_fn1">*</xref></td>
<td/>
</tr>
<tr>
<td align="center">(0.0169)</td>
<td align="center">(0.00737)</td>
<td align="center">(0.0123)</td>
<td align="center">(0.0100)</td>
<td align="center">(0.00265)</td>
<td align="center">(0.00957)</td>
<td align="center">(0.0268)</td>
<td align="center">(0.0184)</td>
<td/>
</tr>
<tr>
<td align="left" rowspan="2">Constant</td>
<td align="center">&#x2212;1.455<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;1.172<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;1.668<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.747<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">0.0141</td>
<td align="center">&#x2212;0.362</td>
<td align="center">8.177<xref ref-type="table-fn" rid="tableb1_fn3">***</xref></td>
<td align="center">&#x2212;0.602</td>
<td/>
</tr>
<tr>
<td align="center">(0.203)</td>
<td align="center">(0.125)</td>
<td align="center">(0.210)</td>
<td align="center">(0.231)</td>
<td align="center">(0.0901)</td>
<td align="center">(0.341)</td>
<td align="center">(0.946)</td>
<td align="center">(0.692)</td>
<td/>
</tr>
<tr>
<td align="left">Number of observations</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td align="center">10,041</td>
<td/>
</tr>
<tr>
<td align="left">R-squared</td>
<td align="center">0.572</td>
<td align="center">0.116</td>
<td align="center">0.094</td>
<td align="center">0.182</td>
<td align="center">0.051</td>
<td align="center">0.144</td>
<td align="center">0.166</td>
<td align="center">0.086</td>
<td/>
</tr>
</tbody>
</table>
<table-wrap-foot>
<fn><p><italic>Source</italic>: Authors&#x2019; calculations based on HK&#x00C9;F 2011. Heteroscedasticity-robust standard errors are displayed in parentheses.</p></fn>
<fn id="tableb1_fn1"><label>(*)</label><p>Significance levels: 10%</p></fn>
<fn id="tableb1_fn2"><label>(**)</label><p>Significance levels: 5%</p></fn>
<fn id="tableb1_fn3"><label>(***)</label><p>Significance levels: 1%</p></fn>
</table-wrap-foot>
</table-wrap>