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milonmaze / privacy-terms-observatory

Privacy Terms Observatory is an archive of published privacy and terms of popular websites.

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www.discover.com #59

Open milonmaze opened 3 years ago

milonmaze commented 3 years ago

Tracking updates of www.discover.com

milonmaze commented 3 years ago

a2bd4d17d15dbb34204bbc1d68d4366c6e3218cb: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-09-25

added new file

milonmaze commented 3 years ago

de8d748ea7987f9b5468303e8cf5b9765e70fc61: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-10-09

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diff --git a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
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--- a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
+++ b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
@@ -91,5 +91,6 @@ California Residents – Except as permitted by law, we will not share informati

 Nevada Residents – You may call 1-800-347-2683 to be placed on our Do Not Call List. For more information, mail Discover Card, P.O. Box 30943, Salt Lake City, UT 84130, or visit www.discover.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.
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milonmaze commented 3 years ago

ab4adc562e20ef1f8d7c163f064aa70179085012: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-10-16

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diff --git a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
index 30d38b6..8df185e 100644
--- a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
+++ b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
@@ -1,11 +1,11 @@
 Privacy Center
 Bank
-Credit Cards
-Selected
+Credit Cards Selected
 Home Loans
 Personal Loans
 You are here
-Privacy Center Discover Card Consumer Privacy Statement
+Privacy Center
+Discover Card Consumer Privacy Statement
 Your consumer privacy

 Our consumer privacy statements give you a closer look at how we treat your information when you are a customer of our financial products and services.
@@ -20,37 +20,61 @@ DO WITH YOUR PERSONAL INFORMATION?

 Rev. 09/20

-Why?   Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
-What?  The types of personal information we collect and share depend on the product or service you have with us. This information can include:
+Why?
+Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
+What?
+The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 Social Security number and account transactions
 account balances and payment history
 transaction history and credit history
-How?   All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Discover Bank chooses to share; and whether you can limit this sharing.
-Reasons we can share your personal information Does Discover Bank share?   Can you limit this sharing?
-For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus   Yes No
-For our marketing purposes—to offer our products and services to you   Yes No
-For joint marketing with other financial companies Yes No
-For our affiliates' everyday business purposes—information about your transactions and experiences Yes No
-For our affiliates' everyday business purposes—information about your creditworthiness Yes Yes
-For our affiliates to market to you    Yes Yes
-For nonaffiliates to market to you Yes Yes*
-To limit our sharing   ■    Call 1-800-225-5202 – our menu will prompt you through your choices
+How?
+All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Discover Bank chooses to share; and whether you can limit this sharing.
+Reasons we can share your personal information
+Does Discover Bank share?
+Can you limit this sharing?
+For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
+Yes
+No
+For our marketing purposes—to offer our products and services to you
+Yes
+No
+For joint marketing with other financial companies
+Yes
+No
+For our affiliates' everyday business purposes—information about your transactions and experiences
+Yes
+No
+For our affiliates' everyday business purposes—information about your creditworthiness
+Yes
+Yes
+For our affiliates to market to you
+Yes
+Yes
+For nonaffiliates to market to you
+Yes
+Yes*
+To limit our sharing
+■    Call 1-800-225-5202 – our menu will prompt you through your choices

 Please note:
 If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

 However, you can contact us at any time to limit our sharing.
-Questions? Call 1-800-347-2683
+Questions?
+Call 1-800-347-2683

 *If you have a co-brand/affinity account with us, we may share information about you with our co-brand/affinity partners in connection with maintaining and servicing your account, including for that partner to market you. Federal law does not give you the right to limit this sharing.

 Who we are
-Who is providing this notice?  This privacy policy is being provided by Discover Bank and applies to the family of Discover cards for consumers and businesses and the products and services offered in connection with those cards.
+Who is providing this notice?
+This privacy policy is being provided by Discover Bank and applies to the family of Discover cards for consumers and businesses and the products and services offered in connection with those cards.
 What we do
-How does Discover Bank protect my personal information?    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
-How does Discover Bank collect my personal information?    We collect your personal information, for example, when you
+How does Discover Bank protect my personal information?
+To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
+How does Discover Bank collect my personal information?
+We collect your personal information, for example, when you

 open an account or use your credit card or debit card
@@ -58,7 +82,8 @@ give us your contact information or pay your bills
 provide employment information

 We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
-Why can't I limit all sharing? Federal law gives you the right to limit only
+Why can't I limit all sharing?
+Federal law gives you the right to limit only

 sharing for affiliates' everyday business purposes—information about your creditworthiness
@@ -66,19 +91,21 @@ affiliates from using your information to market to you
 sharing for nonaffiliates to market to you

 State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
-What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
+What happens when I limit sharing for an account I hold jointly with someone else?
+Your choices will apply to everyone on your account.
 Definitions
-Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
+Affiliates
+Companies related by common ownership or control. They can be financial and nonfinancial companies.

 our affiliates include companies with a Discover or DFS name and financial companies such as Diners Club International Ltd.; PULSE Network LLC; The Student Loan Corporation; and GTC Insurance Agency, Inc.
-
-Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
+Nonaffiliates
+Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 nonaffiliates we share with can include retailers
-
-Joint marketing    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
+Joint marketing
+A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 our joint marketing partners can include institutions such as insurance companies
@@ -91,6 +118,4 @@ California Residents – Except as permitted by law, we will not share informati

 Nevada Residents – You may call 1-800-347-2683 to be placed on our Do Not Call List. For more information, mail Discover Card, P.O. Box 30943, Salt Lake City, UT 84130, or visit www.discover.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.
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milonmaze commented 3 years ago

80bbbb58482f5ee4b34111c87f0bb06da4d3eab5: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-10-23

difference captured:

diff --git a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
index 8df185e..ca1beb8 100644
--- a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
+++ b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
@@ -118,4 +118,5 @@ California Residents – Except as permitted by law, we will not share informati

 Nevada Residents – You may call 1-800-347-2683 to be placed on our Do Not Call List. For more information, mail Discover Card, P.O. Box 30943, Salt Lake City, UT 84130, or visit www.discover.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.
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milonmaze commented 3 years ago

acd6424d59436bf3e893baad0c67a65d28a8e572: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-10-30

difference captured:

diff --git a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
index ca1beb8..8df185e 100644
--- a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
+++ b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
@@ -118,5 +118,4 @@ California Residents – Except as permitted by law, we will not share informati

 Nevada Residents – You may call 1-800-347-2683 to be placed on our Do Not Call List. For more information, mail Discover Card, P.O. Box 30943, Salt Lake City, UT 84130, or visit www.discover.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.
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milonmaze commented 3 years ago

e9ca34093c1f1c0582231585e3f1ba0d28b5e505: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-11-13

difference captured:

diff --git a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
index 8df185e..ca1beb8 100644
--- a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
+++ b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
@@ -118,4 +118,5 @@ California Residents – Except as permitted by law, we will not share informati

 Nevada Residents – You may call 1-800-347-2683 to be placed on our Do Not Call List. For more information, mail Discover Card, P.O. Box 30943, Salt Lake City, UT 84130, or visit www.discover.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.
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milonmaze commented 3 years ago

8b2bdd0f29c1bdf4c5422804e15ebdc9beee2e7a: https://www.discover.com/privacy-statement/credit-cards-privacy-policy.html @ 2021-11-27

difference captured:

diff --git a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
index ca1beb8..8df185e 100644
--- a/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
+++ b/www.discover.com/privacy-statement/credit-cards-privacy-policy.html.md
@@ -118,5 +118,4 @@ California Residents – Except as permitted by law, we will not share informati

 Nevada Residents – You may call 1-800-347-2683 to be placed on our Do Not Call List. For more information, mail Discover Card, P.O. Box 30943, Salt Lake City, UT 84130, or visit www.discover.com. You may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, NV 89101, call 702-486-3132, or e-mail BCPINFO@ag.state.nv.us. This notice is provided pursuant to state law.
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