beatrizp03
commented
1 year ago PAYMENT LIBRARIES
How do payments work with Stripe?
How do APIs work?
Alguns dos exemplos que vi foram:
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PAYPAL -- Online transaction costs : 3.49% + $0.49 per transaction -- Beat for : small business with low sales volume and consultants and companies that invoice clients -- Payment methods : Credit and debit cards, ACH payments, Pay in 4, Venmo, Google Pay
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STRIPE -- Online transaction costs : 2.9% + $0.30 per transaction -- Best for : High-volume e-commerce business with web development resources -- Payment methods : Credit and debit cards, ACH payments, Google Pay, Apple Pay, Microsoft Pay, various foreign payment methods
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SKRILL -- You don’t have to pay any fees to send money to a bank account overseas with Skrill – another aspect that makes it a good payment method for international business. -- These are some additional fees:
- International transfers are 4.99% per transaction.
- Withdrawal from a bank account costs $5.50.
- The annual prepaid card fee is $10.
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SQUARE -- Square is our choice as the best credit card processor for small busssinesses. -- You pay a standard processing fee of 2.6% plus 10 cents on all contactless payments, swiped payments (including with magstripe cards), and payments with inserted ship cards. It costs 3.5% plus 15 cents to process manually keyed-in payments.
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VENMO -- Venmo is one of the better options for peer-to-peer payments. -- You have to pay $2.50 for an out-of-network ATM withdrawal, but most of its services are free.
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PAYONEER -- Another good option for international payments. Payoneer allows single or mass payouts, as well as the ability to receive payments and withdraw funds. Payoneer also includes API support. -- To withdraw funds from your local bank account with Payoneer, you will pay up to 2% above the market rate at the time of transaction. To withdraw funds from another bank account in the same currency, you will pay $1.50. To make payments to others who do not have a Payoneer account, you’ll pay a fee of 1% to 3% depending on the payment method (ACH, credit card, etc.).
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SHOPIFY -- Shopify Payments allows you to start accepting online payments without integrating a third-party payment provider, it makes the process simpler than many other options. -- Here is a breakdown of its e-commerce plans:
- Basic Shopify: $29 per month; 2.9% + $0.30 per transaction
- Shopify: $79 per month; 2.6% + $0.30 per transaction
- Advanced Shopify: $299 per month; 2.4% + $0.30 per transaction
- Shopify Plus: Starts at around $2,000 per month; $2.15 per transaction
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MBWAY -- Easypay : 0,25€ + 1.50% source -- Lusopay : 0,07€ + 0.70% + IVA (with MBWay) source
DiogoSantoss
nelsontr
Research and test some payment libraries (e.g. Stripe)