Consider adding information about existing loans

[williamhogman]

Some providers just want fields like ExistingStudentLoanAmount CurrentMonthlyCosts

Proposals: List of categorised objects

  { type: "CreditCard", amount: 123 }
]```

[zinob]

Generally swedish providers does not seem to request data about unsecured loans. If anything they ask for info on the total amount of unsecured loans and the amount to refinance. Questions about mortages are common but not realy requests for info on student loans.

[zinob]

I cant really see any drawbacks to this solution. Then we just have to figure out what fields we need and what types are applicable. Transmitting other banks APR in plain-text might be sensitive (or maybe not?). My propposal is amount: number montly_payment: number type: enum: CHECK_CREDIT, CAR_LOAN, UNSECURED_LOAN, CREDIT_CARD, MORTGAGE, OTHER @williamhogman

[williamhogman]

Yes agreed APR should not be transfered.

[williamhogman]

One of our providers want the current student loan amount

[zinob]

Right i was thinking about that one but forgot to add it to the enum

[zinob]

Should the loans be tagged if the end-user wants them refinanced? And should they have some kind of ID if the loan provider want to reference them later, ie to request that the bank is warranted to redeem them on behalf of the customer?

[williamhogman]

Probably yes...

[williamhogman]

Lets skip IDs for the loans themselves, but a refinance flag would be useful

[williamhogman]

30