Allow Payment From Stripe Account

[hfmw]

Feature:

For Peer to Peer marketplaces, or B2B marketplaces, for shop owners/admins payment should be possible using their existing stripe connect account.

Benefits:

1. This means charges are at a rate of 1.5% instead of 2.9% for non-european cards.
2. Buyers wouldn't have to input card details on checkout. It would just require a single click.

Suggestion:

• Create new permission level on shops "Allow Checkout" or similar
• For people at checkout with this permission show a toggle on stage (5) Payment, "checkout with stripe connect".

[brent-hoover]

@willmoss1000 This ticket could definitely use some more detail to be actionable. Could you clarify what "Allow Payment" means in this scenario. We certainly "allow payment" in the current version.

[hfmw]

Apologies, yes that's unclear.

I meant to say: that for a given shop several users may have access, with differing permission levels i.e. ShopOwner, Merchandiser etc.. If the above suggestion were enabled (checkout using the stripe connect account of the shop) , it would be necessary to have another permission for the shopOwner to toggle, such that they can choose which of their users (merchandisers etc.) would be allowed to check out using the stripe connect account of the shop.

Another consideration: For a P2P/B2B marketplace the Marketplace Owner should be able to disallow checkout using cards, and only allow checkout using stripe connect accounts for all stores. This makes sense, since all users could be both buyers and sellers.

• For B2B this is really important, as margins are much smaller, so the opportunity for an increased revenue of 1.5% which will go straight to the bottom line is huge!

• For P2P If the friction associated with sign-up for stripe-connect is a concern, this could be optional by store.