Dev cycle/sprint #2 features:
MVP reports
Support additional connection services: SimpleFin, Plaid, MX, GoCardless etc.
Recognize savings categories, calculate savings rate, and forecast savings balance
Dev cycle/sprint #3 features
Mobile app
Imports excel/csv budgets from other software/apps
Update savings features to factor in "stealing from savings" behaviors
Simple compound interest forecast based on retirement accounts and monthly contributions
Ability to set intended savings rate and compare with actual rate
Sprint #4:
Wealth management solution. Empower, Quicken and RightCapital are current options for wealth management but they suck at budgeting
Ability to set intended investment contributions and compare to actual including forecast differential
Behavior change insights (if option turned on): if you earned x more, you could have a forced savings rate of y and increase your net by z; your spending habits show you prioritize a, b, c -- maybe this is crazy talk
Dev cycle #? features:
Ability to do what-if budgets/forecasts that compare to current budget/forecast
Connects to international financial institutions
Dev cycle/sprint #2 features: MVP reports Support additional connection services: SimpleFin, Plaid, MX, GoCardless etc. Recognize savings categories, calculate savings rate, and forecast savings balance
Dev cycle/sprint #3 features Mobile app Imports excel/csv budgets from other software/apps Update savings features to factor in "stealing from savings" behaviors Simple compound interest forecast based on retirement accounts and monthly contributions Ability to set intended savings rate and compare with actual rate
Sprint #4: Wealth management solution. Empower, Quicken and RightCapital are current options for wealth management but they suck at budgeting Ability to set intended investment contributions and compare to actual including forecast differential Behavior change insights (if option turned on): if you earned x more, you could have a forced savings rate of y and increase your net by z; your spending habits show you prioritize a, b, c -- maybe this is crazy talk
Dev cycle #? features: Ability to do what-if budgets/forecasts that compare to current budget/forecast Connects to international financial institutions