swissfintechinnovations / ca-mortgage

Common API for Mortgages
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Handling of income/costs and liabilities #120

Open simonbbaumgartner opened 1 year ago

simonbbaumgartner commented 1 year ago

In discussion with MoneyPark we figured out that we are using different approaches in transferring information according liabilities and it costs:

e.g. another mortgage (for another property financed at an other FI) with nominal amount CHF 1'000'000 and yearly interests CHF 20'000 TKB: liabilities: mortgage (liabilityType) CHF 1'000'000 (amount) income: costs_for_additional_properties (incomeType) CHF 20'000 (amount) MoneyPark: liabilities: mortgage (liabilityType) CHF 1'000'000 (amount) income: n/a

e.g. leasing with nominal amount CHF 30'000 and yearly interests CHF 2'000 TKB: liabilities: leasing (liabilityType) CHF 30'000 (amount) income: leasing_payment (incomeType) CHF 2'000 (amount) MoneyPark: liabilities: leasing (liabilityType) CHF 2'000 (amount) income: n/a

We have inconsistencies in the bold-marked fields. When agreeing on having a mutual standard (Common API), we should not only use the same data fields but also use the fields in the same way. With our change in #88 we are able to transfer it in the TKB-way. Is it possible to agree on a mutual solution?

simonbbaumgartner commented 1 year ago

We have already discussed this issue shortly at our meeting 29th september. @olegkovalov could you please address this issue at moneypark? I am open to have another phone call.

rolfwagner commented 1 year ago

Feedback SFTI Mortgage meeting: