Feature: Add ACH payment method

[WPprodigy]

Requested in 890949-zd-woothemes.

Linking this so we remember to update when this is ready: https://docs.woocommerce.com/document/stripe/#section-27

[LaurenaRehbein]

Another request: 899326-zen

[robertpassaro]

ACH support would be a great addition. Looks like you're working on this? Any idea what your timeline looks like?

[fetchgit]

ACH support is absolutely necessary

[austinginder]

Would love to use this with WooCommerce Subscription. All of my current subscriptions are currently using credit cards via Stripe.

[thorsten-stripe]

@roykho we're planning to move ACH Debits over to the Sources API in the near future, so we'd prefer you holding off on this until then.

[roykho]

@thorsten-stripe does this relate to the ACH paired with Plaid?

[thorsten-stripe]

@roykho to all ACH Debits versions (plaid & microdeposits)

[Thaddeous]

@thorsten-stripe Could we get a progress update on this thread? I have multiple clients asking for this functionality.

[thorsten-stripe]

Do you have any data you can share in terms of what type of users, and how many of them are asking for this?

[Thaddeous]

@thorsten-stripe I have two clients who need it for their religious congregations (subscription based tithing and giving), and one non-profit client who needs it for their donors (not only are the clients asking for this, but their customers are too).

[LukeAbell]

@thorsten-stripe Would love an update on this. We need ACH with WooCommerce Subscriptions for annual dues for a few large membership organizations utilizing Stripe. A few thousand users for each organization is my estimate. (cc: @gregrittler)

[bfinleyui]

Any update on this? I've got a client requesting this feature, and would rather not have to tell him he'll need to drop another $70 on a third-party plugin if it's right around the corner...

[thorsten-stripe]

This is actively being worked on, but I'm afraid no timeline for completion I can give out yet.

[jviper32]

Thanks for working on this! We need ACH functionality for our business to business transactions.

[Thaddeous]

Same here. Another client has now asked for it.

[caseyworsham]

Yes, as a large non-profit adding new recurring donors every year, the ACH option would save us a ton of money over time. I tried Authorize.net and hated it. Really want to add this to what we're already doing with Stripe.

[laurendavissmith]

Moved to the ideas board, http://ideas.woocommerce.com/forums/133476-woocommerce/suggestions/34518670-add-ach-payment-method

[caseyworsham]

@thorsten-stripe Any sense if we're talking 2018 or 2019 for this rolling out?

[thorsten-stripe]

We're aiming for a beta in October. Will keep you posted here.

[caseyworsham]

Awesome. Thanks so much.

On Wed, Sep 12, 2018 at 11:07 AM, Thor notifications@github.com wrote:

We're aiming for a beta in October. Will keep you posted here.

— You are receiving this because you commented. Reply to this email directly, view it on GitHub https://github.com/woocommerce/woocommerce-gateway-stripe/issues/411#issuecomment-420705336, or mute the thread https://github.com/notifications/unsubscribe-auth/AmN5ztCf6glDYx8o3SPP9p2yHvLyc7A9ks5uaTEqgaJpZM4QvxGD .

[Kryptonit3-zz]

Following. +1

[eriktdesign]

Also following. +a million

[mikevalera]

Any update on this? @thorsten-stripe

[bbrink-MN]

following,,,

[ramseyp]

Happy 2019! Curious if there's any movement to follow on this topic.

[bbrink-MN]

ditto!

[johndcoy-zz]

Please add your votes to the Ideas Board to see this feature added in the future:

http://ideas.woocommerce.com/forums/133476-woocommerce/suggestions/16936324-add-ach-support-to-stripe

[lonkelle]

Have beta plans been stopped for this feature until it gets enough votes or is it still being worked on, just slower? It's just odd that it's "closed" yet also a high priority enhancement, but it's nowhere to be found in the plugin.

[asuh]

I cannot find where this feature request is being tracked either in this repository or on the ideas board. Neither of the pasted URLS in this thread, here and here, show a thread about adding ACH support to this Stripe plugin, aside from a few one-off threads.

Both URLs referenced above instead re-route to a generic page: http://ideas.woocommerce.com/forums/133476-woocommerce

Here is the most popular idea thread with the idea: https://ideas.woocommerce.com/forums/133476-woocommerce/suggestions/39021949-add-stripe-ach-for-woocommerce-and-woocommerce-sub (ideas forum was deprecated? new URL below)

https://woocommerce.com/feature-request/add-stripe-ach-for-woocommerce-and-woocommerce-subscriptions/#

From what I'm reading from a Stripe developer above named @thorsten-stripe, they worked on and finished work on integrating ACH payments to use an API called Sources: https://stripe.com/docs/sources

And doing the above allows WooC devs like @roykho and @laurendavissmith to integrate ACH/eChecks payments to this Stripe plugin. But I find no evidence anywhere that work is being done either for Sources API or ACH.

I'm sure ACH is a non-trivial task to integrate into this plugin but the developer community would greatly benefit from giving this more priority this year in 2019. A lot of us are missing out on customer purchases because this feature is missing or non-trivial to add from another purchased plugin.

[mwoestehoff]

YES PLEASE. We would LOVE to see this feature.

[asuh]

I should update that, until this Stripe plugin officially supports ACH, I found this plugin that appears to fulfill what I need. I haven't tested it yet but it looks promising.

https://wordpress.org/plugins/woo-stripe-payment/

[FPCSJames]

I should update that, until this Stripe plugin officially supports ACH, I found this plugin that appears to fulfill what I need. I haven't tested it yet but it looks promising.

https://wordpress.org/plugins/woo-stripe-payment/

For anyone browsing the thread, this plugin uses Stripe's "ACH Credit Transfer" functionality, according to its documentation, along with a custom Plaid integration. "ACH Credit Transfer" and "ACH" are not the same here. All requests to Plaid flow through the plugin author's servers, and not Plaid itself (yikes).

There's a paid plugin that claims to support Stripe ACH - of the kind being discussed here - but its methods don't pass muster for my requirements. It does things I don't ever want a Stripe integration, or a payment plugin of any kind, to do. It's also almost $200. To the developers' credit, they are fairly responsive.

It would be absolutely fantastic if the WooCommerce team worked ACH functionality into the official plugin. While I understand why the team might not want to do so (limited global availability of Stripe ACH, additional support load with the relatively cumbersome verification process that's required, delay in payment receipt, possibility of asynchronous failure that must be listened for and handled with a notification to admin/customer/etc, the list goes on), it would be very valuable to some.

[asuh]

@FPCSJames I'm so glad you've found the 3rd party API calls, I didn't realize they were there. I hadn't yet integrated this plugin into sites yet so this gave me pause. I've contacted the plugin author for some insights on this.

(UPDATE June 9 2020: The author of the plugin I listed above modified some of the code to go directly to Stripe or Plaid)

I really do hope WC team will prioritize this asap! You can give votes to the the Woo Ideas board that has 23 votes as of this post. https://ideas.woocommerce.com/forums/133476-woocommerce/suggestions/39021949-add-stripe-ach-for-woocommerce-and-woocommerce-sub

(UPDATE June 10 2023: The ideas forum appears to be deprecated so a new URL is below)

https://woocommerce.com/feature-request/add-stripe-ach-for-woocommerce-and-woocommerce-subscriptions/#

[thenbrent]

Removing the priority label on this so that the priority label can be used for backlog grooming. As a new feature, this will be part of roadmap planning.

[sophiegyo]

Desire to use ACH noted in 8743467-zen