wscott / fplan

Early retirement financial calculator
GNU General Public License v3.0
26 stars 6 forks source link

feat: use recommended solver #12

Closed hubcity closed 5 months ago

hubcity commented 5 months ago

[hubcity/fplan#9]

wscott commented 5 months ago

Interesting. For me, this change names the output "cleaner" and less random looking and generates the same level of living expenses, but the final amount paid for taxes is higher:

-total spending: 15876539
-total tax: 1984385 (12.5%)
+total spending: 15829379
+total tax: 2131504 (13.5%)

I am pretty sure this is why the change to avoid Roth conversions didn't work when I tried it in my tree.

wscott commented 5 months ago

I thought about this and realized that we don't tell it to minimize taxes and as long as the spending is maximized both solutions are good.

I muse about how to fix this in #17.

So I am going to accept this one as is.