fix: 修复商家转账参数缺失的问题

[AExiaoliou]

之前会丢失所有除了user_name之外的所有参数.... 很好奇为什么之前没人发现

[netlify[bot]]

✅ Deploy Preview for pay-yansongda canceled.

Name	Link
🔨 Latest commit	088215e0e9aedbb3ddf1a7f556d7cae69e711b4f
🔍 Latest deploy log	https://app.netlify.com/sites/pay-yansongda/deploys/663b95c6ab8f9800086d93fe

[yansongda]

是有这个问题，单测方便一起补一下么？

[codecov[bot]]

Codecov Report

All modified and coverable lines are covered by tests :white_check_mark:

Project coverage is 97.50%. Comparing base (722ffdc) to head (088215e).

Additional details and impacted files

```diff @@ Coverage Diff @@ ## master #977 +/- ## ============================================ - Coverage 97.51% 97.50% -0.02% Complexity 907 907 ============================================ Files 347 347 Lines 6268 6201 -67 ============================================ - Hits 6112 6046 -66 + Misses 156 155 -1 ```

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